hi vicky, i had a similar prob to you too...
got my 97 P-reg 16v, only done 33k when I got it, cam-belt lost 12 teeth and bent 8 valves at 44k....

luckily con-rods were stright and after the rebuild all was fine, prior to that I had probs with the engine speed sensor.
common probs with the ABF engine are the ignition coil, speed sensor and ecu relay.
other things include, dizzy cap, ignition leads.
my current probs are the osr abs sensor throwing up intermittant faults, but I think it's just dirty.
stick with it, and get someone you trust to work on it, or do what you're already doing and try to find out as much as you can on the forums.
Garfay.