gutted mate.
yep as said, get to the doctors and get some compo, that was the mistake I made when some tw@ wrote my valver off, could of been back on the road by now with the compo money.
In terms of the pay out, dont accept the first offer, you should be alroght for a grand i would say. Do you know any local VW specialists or any that have worked on your car? If so get them to write how much they think its worth and sign it.