Mine is due in September. It’s always been under or around £200 but it’s going up this year. Two weeks before lockdown I was caught speeding and incurred my first points in 28 years of driving. The perils of owning a GTI... However, I’ve gone from doing 150 miles a week to about 45 miles a month, so the saving in fuel will more than offset it.
Those speeding tickets, the gift that keeps giving. The period of endorsement only lasts 3 years yet the insurance companies punish you for 5 years.
Got my 1 and only speeding ticket in 2013 for doing 46mph in a 30mph zone that had always been a 30mph zone up until about 2 weeks before I was caught (found that out afterwards). The mobile sneak units had been parked illegally to capture everyone - there was uproar about it.
The reason for the speed limit decrease? A pedestrian fatality. Some might say fair enough, except the fatality was a police car that mowed down someone in the early hours of the morning doing about 70mph with their blue lights on (which they'd do again in an emergency situation, even though the speed limit is now 30mph).
There's no winners in that story is there...
I got a speeding ticket at 18 and paid the very expensive price for 5 years after that, at a time when because of my age premiums were high anyway. I tried to learn my lesson from that....
Your 46 in what you thought was a 40 ( but was 30) is just bad luck, nearly been caught out like that a few times, but an ordinary speedo would have been indicating nearly 50. One you will have to take on the chin I think....
And the police car incident is a real tragedy, I know the pressures they are under at times when colleagues are calling for urgent assistance, but as per their training, absolutely no incident they are going to is worth having an accident en route..
But as you say, perverse that that was used to justify lowering the limit.
A few lessons there for all of us.
On a similar theme, two dual carriageways near us have had the limit reduced from 70 to 50 to cut pollution ( !) Lots of letters in the local press asking if it will be raised to 70 again when EV's take off. I can guess the answer to that....
