« Reply #30 on: 03 May 2019, 10:00 »
You can't expect your insurance company to replace something that you've chosen to put on yourself. I've got gtechniq ceramic on mine but I wouldn't expect it to be recoated in the event of an accident. I'd have to pay for it again myself.
The whole point in declaring modifications is to ensure that they're covered and you get reimbursed for them if they are damaged in an accident.
You can't compare a physical modification to a coating that will wear off in 12 months.
Except it doesn't wear off in 12 months! It's a 7 year coating.
Wow - and I thought I was pedantic!? Still not a permanent change to the vehicle though.

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2014 Golf GTI (PP) in Pure White with
Vienna Leather, Keyless Entry, High Beam Assist, Park Assist, Rear View Camera. Milltek Exhaust, Eibach Sportlines, 19" BBS SR wheels - SOLD!!!!!
2018 Audi TTRS in Nardo Grey with
Black pack, 20" Alloys, Privacy glass and Sports Exhaust. No mods yet!