Alrite guys

The dreaded time has come to insure my valver for a fresh year. Was previously driving a 1L mk4 Polo and paying around £500 for the year with coillies and wheels etc declared wth Elephant! (22, 4 years no claims, clean licence)
Recently got a Mk3 16v, Elephant want £960... Then stumbled on Brentacre who would do it for £846 with no charge to mods that don't increase bhp etc. Do you guys think that's quite a good deal for my age group or am I still getting bumped lol

??