Well heres my insurance rant. I rang to put in a claim on house insurance last year, drain collapsed and there company put in an invoice of 950, neighbour was payin half so we decided to get it done ourselves and told insurance company we're payin ourselves so cancel claim. But renewal time conescomes and im told because a company put in an invoice for 950 then its classed as a claim, even tho no money was paid out, and ive lost my 5 years no claims! Sheer madness!
Still managed to get a much cheaper renewal tho