insurance quotes sky high and do u declare all mods?

[salsheikh]

guys, been ringing around a few insurance companies mentioned on here by other members who took out policies with them and most of them say too many mods or a ridiculous figure 

my car:
seat leon 1.8T
mods:
turbo back system, remap (soon)fmic, 18" alloys, lowered 35/40mm, silicone hoses, jetex filter, forge 007p

i am:
34, 15 yrs driving experience, 10 yrs ncd, garaged overnight, no points/medical issues or covictions 

cheapest so far is £525 from sky insurance with £250 excess.

i am currently with HIC and my renewal is £510 with the fmic/remap /turbo back system

my question to you lot is do you guys declare ALL your mods?

i realy dont facny tryigng to cheat for a cheaper quote and then getting caught out and having my isurance invalid. :embarassed:

[Wayne]

Yes always declare mods.

Not worth the risk

[Shady Pioneer]

All my mods are declared. It's not worth it, and if you believe in your car as your pride and joy (which I assume you do due to doing so much to it) then you won't want to put it at risk of a non-payout because you wanted to "cheat" as such.

You know what the best policy is?

Honesty. 

[oceanic-green]

Try "Noel Dazely", They have just given me a quote for £535 fully comp on a remap to my 1.8T GTi. I can also pay 12 monthly payments with no deposit or whatever deposit I want and monthly payments, and I am 33 with 6years NCB.

Darren

[salsheikh]

just rang HIC and declared all my mods and got covered for £576 

best quote i got with nil excess...

[archie837]

You know what the best policy is?

Honesty. 

Pure cheese. Lol!