i spoke to the dealer today who has said i can hand the car back to vw finance as i owe less than half and walk away.great i thought thats rid of that, i spoke to the insurance company (marks and spencers)who said they couldnt get me a quote (axa)due to it (r32)having non standard upholstery ie leather.half an hour later they foned back to say that the insurance will rise by £400 plus my current coverer (axa)wont insure me so ill have to start again losing 6months premium £230.
eurocanterbury vw 01227 826800 has avery nice dbp r32 with leather dsg 5drs and satnav for £22500 unregistered if anyones interested as i am no longer. gutted,,