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Author Topic: Insurance Aged 17  (Read 3798 times)

Offline martinb

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Re: Insurance Aged 17
« Reply #20 on: 24 February 2007, 14:01 »
Quote from: mattneck on 21 February 2007, 22:52
be careful, not everyone accepts the NCB that direct line give you in that way, many places i called around said they wouldnt, and direct line said they werent sure either

Well said  :smiley:



Quote from: loffaz on 22 February 2007, 16:40
So, If i get insured by my dad witch he will do...

Will it be alot cheaper...?

AND...

Is there any disadvantage from now to the future...?

Depends on the insurer. Some companies will do it cheaper but many such as ourselves rate on the highest risk driver anyway so makes no difference.

Also insurance companies are getting wise to this so should they feel you "fronted" the risk ie took it in your dads name just to get it cheaper even tho you are the owner and main user they could refuse to pay in the event of a claim.

Disadvanteges for the future? You wont be getting your own no claims which as previously mentioned means your insurance will be high for years to come as many companies dont accept named driver no claims.

Hope that helps

Martin  :smiley:
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sacvwgolf

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Re: Insurance Aged 17
« Reply #21 on: 24 February 2007, 19:04 »
quick question: would putting big bumpers on a mk2 golf which had small bumpers to start with count as a body kit or affect the insurance in anyway?
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Offline rwalker

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Re: Insurance Aged 17
« Reply #22 on: 24 February 2007, 19:23 »
Quote from: sacvwgolf on 24 February 2007, 19:04
quick question: would putting big bumpers on a mk2 golf which had small bumpers to start with count as a body kit or affect the insurance in anyway?

Just tell them it was a big bumper model and if they believe you shhh. :D
If you ask the insurance though I would image they would class that as a mod.

- Ross
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sacvwgolf

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Re: Insurance Aged 17
« Reply #23 on: 24 February 2007, 19:26 »
thats what i thought, i'll just say that it came with it. they won't know-hopefully
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Breaker

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Re: Insurance Aged 17
« Reply #24 on: 27 February 2007, 11:47 »
i had a gti when i was 18 and only cost £1200 with pass plus
and my mum as a named driver.
i'm 19 now and its around£600 before direct debit
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Offline Ricky_M

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Re: Insurance Aged 17
« Reply #25 on: 27 February 2007, 17:52 »
Good luck. When I passed my test in October 05, they wanted £2200 to insure a 1.3 TPFT. I can insure a GTI when i'm 19 with 2yrs NCB for £1300 TPFT.

I personally wouldn't go on your parents name, you will regret it when you need to go on your own policy and find you won't be able to insure your GTI.
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Breaker

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Re: Insurance Aged 17
« Reply #26 on: 28 February 2007, 09:29 »
It is my policy but with my mum as a named driver. makes it cheaper!

Admiral or Elephant all the way for young drivers with no NCB!
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Offline bulk66

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Re: Insurance Aged 17
« Reply #27 on: 05 March 2007, 19:27 »
Go on confused.com mate to have a look type in your details and it will do a search for ya.... :smiley: :smiley:
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