Author Topic: non fault acident is my no claims affected?  (Read 2572 times)

Offline Ridg

  • I live here
  • *****
  • Posts: 2,851
  • TDI - Soot Happens!
non fault acident is my no claims affected?
« on: 08 October 2009, 11:48 »
last December I got rear end shunted, claimed on the insurance and the third party admitted full liability, so will this have affected my no claims?

Offline Deano2711

  • I live here
  • *****
  • Posts: 2,874
  • 1992 VR6
Re: non fault acident is my no claims affected?
« Reply #1 on: 08 October 2009, 12:00 »
Not at all Mate.  Their insurance company paid out not yours so theirs will go up. Yours is only affected if your insurance company has to pay out.     Cheers     Deano

Offline Ridg

  • I live here
  • *****
  • Posts: 2,851
  • TDI - Soot Happens!
Re: non fault acident is my no claims affected?
« Reply #2 on: 08 October 2009, 12:13 »
Not at all Mate.  Their insurance company paid out not yours so theirs will go up. Yours is only affected if your insurance company has to pay out.     Cheers     Deano

that's what I thought, thanks for the clarification!

Offline gibby

  • Forum addict
  • *
  • Posts: 5,675
  • Champions of Europe,ooh ,just the five times then!
Re: non fault acident is my no claims affected?
« Reply #3 on: 08 October 2009, 13:37 »
It shouldn't, but why not go on a comparison site and do a quote with a non fault accident and then do one without. See if there's really no difference. :wink:
......now officially dubless.

Offline Adam

  • Forum addict
  • *
  • Posts: 5,194
Re: non fault acident is my no claims affected?
« Reply #4 on: 08 October 2009, 23:02 »
I has done for a mate of mine. Some old guy reversed into his car when he was in his house. 100% he other guys fault and his premium has gone up! Confused, I am.

Down Hill From Here.

Offline gibby

  • Forum addict
  • *
  • Posts: 5,675
  • Champions of Europe,ooh ,just the five times then!
Re: non fault acident is my no claims affected?
« Reply #5 on: 09 October 2009, 09:40 »
That's exactly the non fault claim I had to declare for five years. Neighbour reversed into my old mk1 and caved the back panel in. I was in the house at the time. :angry:
......now officially dubless.

Offline JC

  • 10k hero
  • *
  • Posts: 13,429
  • Back in the North.
Re: non fault acident is my no claims affected?
« Reply #6 on: 09 October 2009, 10:16 »
That's exactly the non fault claim I had to declare for five years. Neighbour reversed into my old mk1 and caved the back panel in. I was in the house at the time. :angry:

+1 - my neighbours  crashed into the car, we were lying in bed at the time,  :rolleyes: still have to declare it,

Offline Ridg

  • I live here
  • *****
  • Posts: 2,851
  • TDI - Soot Happens!
Re: non fault acident is my no claims affected?
« Reply #7 on: 12 October 2009, 11:13 »
oh I'm expecting it to go up in price, as everything has recently, I just want to check that I've still got X years no claims.

Offline gibby

  • Forum addict
  • *
  • Posts: 5,675
  • Champions of Europe,ooh ,just the five times then!
Re: non fault acident is my no claims affected?
« Reply #8 on: 12 October 2009, 13:15 »
Yes you will.
......now officially dubless.