GolfGTIforum.co.uk
Model specific boards => Golf mk2 => Topic started by: Dec on 19 October 2008, 10:40
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Right. Got a bit of a dilemma here :sad:
My insurance renewal is in december and so ive been looking at what sort of prices theyre going to offer on my 1.6 driver (with 1 years ncb at 18) and it doesnt look like its going to be much under £1300.
I looked at insurance on a mk2 gti and mk3 gti and theyre both over £2400 so I dont want to take out a loan for the car :undecided:
My cars good for another 12 months but the paint isnt amazing on it so im thinking of slamming it on coilovers and some 13" wheels.
If I sell my car, I could buy a 1L polo and have the cheap insurance but then wouldnt have the same old school style :sad:
Any suggestions as my car isnt the tidyest but I dont want to change from a mk2!
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You've kind of answered your own question there bud :wink:
Obviously the GTi is too expensive.
Polo 1L, you don't really want because it hasn't got the same 'style' (seen the 80's Polo's? :tongue: :sick: )
You want to keep a MK2. Thought of selling the 1.6 and getting a 1.3 or 1L MK2? Insurance on that has got to be much cheaper than the 1.6, still a MK2 and allows you to save up over the next year or 2 for a GTi :wink:
I've decided to stay with my 1.6 as the insurance is going down by more than half, £320 for the next year thanks to HIC :smug:
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Yea bit stupid of me really :embarassed:
Wish I could go with HIC but im not 19 yet! I havent seen many 1.3's around really! but I wouldnt mind one tbh..
Next year I will be able to afford a gti because my insurance should be lower again.. as long as mk2 gtis dont keep raising in price!
I think that our 1.6's are insurance group 9 arent they?
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iirc there isn't a lot of differance between 1.3 and 1.6 insurance wise
you have to rember that your insurnace has VW and GOLF tax added by the insurance man that all ontop of under 30 tax , sh!tter ain't it
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Certainly is a sh!tter!
If I got a 1.3 I think I would regret it and want my one back :sad:
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dude i have a 1.8 8v GTI engine in the donor car that runs fine ;) wanna have the head off that? give your car an extra bit of poke :smug: :drool:
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dude i have a 1.8 8v GTI engine in the donor car that runs fine ;) wanna have the head off that? give your car an extra bit of poke :smug: :drool:
He prob does....prob wants the whole engine over a 1.6 but it wont help his insurance :tongue:
If I were in your position I'd either do one of two things:
Keep the 1.6 if your really happy with it and feel attached to it and if you can afford it pay the insurance for another year.
or
Sell it and get your self a cheap 1L something, run it for a year to get your no claims up and put the money you have saved into a nice GTi.
Prob no point in changing to a 1.3, as has been said, insurance wont be that much cheaper.
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Thanks mate I do feel attached to it :embarassed: Ive already been looking for more parts for it :rolleyes: terrible!
Going to keep it (know I'll change my mind) but i'll save up for a mint one ready for next year :cool: or have a summer project on the go!
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right, you have done loads to your mkII - you would have to start again with a polo :shocked:
you could buy a lemon :sad:
have you tried brentacre for your insurance ??? the outdid HIC by a lot ( sorry martin :cry: )
better the devil you know mate - stick with it :wink:
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Stick with you Golf - anything else you buy is going to have a big ole list of jobs that need to be done on it.
have you tried brentacre for your insurance ??? the outdid HIC by a lot ( sorry martin :cry: )
Sheesh, don't go thinking HIC are the be all and end all just because they'll insure young drivers on old cars and cover modifications. Their cover ain't all that.
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right, you have done loads to your mkII - you would have to start again with a polo :shocked:
you could buy a lemon :sad:
have you tried brentacre for your insurance ??? the outdid HIC by a lot ( sorry martin :cry: )
better the devil you know mate - stick with it :wink:
You have opened my eyes thanks! Never really thought about what I could be buying but If i do buy cheap then it could well be a lemon :sad:
Never herd of brentacre before mate do they do online quotes? Couldnt see it on the website :embarassed:
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dunno, did mine over the phone - and glad i coul help
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Ahh cool got about a month to sort it out anyway..
decided im going to buy some coilovers to stop me changing my mind again :grin:
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have you tried brentacre for your insurance ??? the outdid HIC by a lot ( sorry martin :cry: )
Make sure if you ask them anything about changes that you also get an answer in writing. They stitched me up good and proper with the 16v conversion :angry:
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Brentacre - you need to be at least 19 and have 2 years full liscence :afro:
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:grin: Well pleased today...
Got a quote with Bell and my insurance would be £1189.80 fully comp with them on a 12 month policy (no their 10 month accelerator)
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And declaring mods <5cm lowered suspension its only £1275.90 :grin:
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id stick with the 1.6 for now dude! 1.3's can still look good if done properly but they are SLOWWWW!
not saying a 1.6 is very fast but there is a hell of a difference between them or there was between my 1.3 n 1.6 neways