GolfGTIforum.co.uk

Model specific boards => Golf mk2 => Topic started by: gusto on 14 October 2008, 16:28

Title: did u know
Post by: gusto on 14 October 2008, 16:28
any car over 10 years can be on clasic insurance I been driving 3 years now and was paying 450 fully comp now I only pay 120 fully comp ( Lancaster ) so u may all be able to save a bit or not but just thought I let let u all no  :wink:
Title: Re: did u know
Post by: Uruk Hai on 14 October 2008, 16:35
Are there any mileage restrictions with that sort of policy ?
Title: Re: did u know
Post by: Neaty on 14 October 2008, 16:38
Are there any mileage restrictions with that sort of policy ?

classic policies are usually 3k miles a year from past experience.
Title: Re: did u know
Post by: gusto on 14 October 2008, 16:42
I got 5000 wich I find enough but if u go over u just tell them and if it's not much they leave it or add a small charge I got a g reg 16 v by the way , just search and they tell you :)
Title: Re: did u know
Post by: Neaty on 14 October 2008, 16:45
I got 5000 wich I find enough but if u go over u just tell them and if it's not much they leave it or add a small charge I got a g reg 16 v by the way , just search and they tell you :)

or just disconnect the speedo and use a sat nav to tell your your speed  :wink:
Title: Re: did u know
Post by: gusto on 14 October 2008, 16:47
is your car low miles by any chance LOL
Title: Re: did u know
Post by: nige_s on 14 October 2008, 16:50
Classic policies are great, but be aware that with most you need to be over 25 and run a daily driver seperate to the one on the classic policy.  The car must be garaged and quite often does not include commuting.  Mileage restrictions vary between 1-7k p/a.

You don't always need to have NCBs either, especially if you use another car.  I have my 911 on a classic policy, limited to 6000 miles p/a, I don't use my NCBs for it, although it does acrue them.  Its £350, but its not garaged at the moment.  The GTi is on a bog standard policy as a daily driver, using my NCBs its £200 fully comp.

Shop around, but its not always that easy to get one for a daily driver that does 10k miles p/a and is left on the street.
Title: Re: did u know
Post by: Neaty on 14 October 2008, 16:50
is your car low miles by any chance LOL

nah it's not but my mates dad disconnected his speedo just before he traded his mk1 in (many moons ago) because if he put more miles on the clock as it would mean he would have to pay extra. The same method could apply to the insurance thing.

Title: Re: did u know
Post by: gusto on 14 October 2008, 17:06
thats very true what you say but it may be worth it to someone lol but u need to shop around like u said im 30 and have a nother car that i use so thats why then sorry for being dumb but maybe it may still help people that never new about it  :smiley:
Title: Re: did u know
Post by: kittie on 14 October 2008, 22:13
I only pay 120 fully comp
twitbag  :tongue:  :grin:
Title: Re: did u know
Post by: drivebycar on 15 October 2008, 11:10
I only pay 120 fully comp
twitbag  :tongue:  :grin:

Yeah bastards!  :laugh: Im on my parents policy, using 2 years no claims and its still 800 odd quid.  :angry:
Title: Re: did u know
Post by: sidecarphil on 16 October 2008, 08:25
well i pay 35 euro's per month fully comp but i'm a 31 year old bloke with full no claim's (in the uk) no restriction's :smiley: for my 1.8 GTi 8v