GolfGTIforum.co.uk

Model specific boards => Golf mk5 => Topic started by: neo66 on 06 September 2008, 18:04

Title: Factory fitted alloys!?
Post by: neo66 on 06 September 2008, 18:04
Has anyone classed/declared the VW factory fitted 18'' Monza II as a modification on their insurance policy?
Or are these standard on a 57 reg Gti.
Title: Re: Factory fitted alloys!?
Post by: Top Cat on 06 September 2008, 18:06
New insurance policies like to class them as factory modification's now day's it depends who your with. Mine wont pay out on any extra other than the DSG  :sick:
Title: Re: Factory fitted alloys!?
Post by: Cass on 06 September 2008, 18:10
Declared them on mine but modification/premium not increased. It's that time again and will be searching for best price :wink:

Cass
Title: Re: Factory fitted alloys!?
Post by: Top Cat on 06 September 2008, 18:14
Declared them on mine but modification/premium not increased. It's that time again and will be searching for best price :wink:

Cass

Mr Geek  recently did a thread on this.  :smiley:
Title: Re: Factory fitted alloys!?
Post by: Hurdy on 06 September 2008, 21:09
Surely they aren't a modification if they come as an option from the factory. If so, do you have to declare your centre armrest, ipod prep etc as modifications too?
Title: Re: Factory fitted alloys!?
Post by: bacillus on 06 September 2008, 22:38
My insurer notes them as a modification but has no effect on the premium.
Title: Re: Factory fitted alloys!?
Post by: SteveP on 06 September 2008, 23:27
Declared them on mine but modification/premium not increased. It's that time again and will be searching for best price :wink:

Cass

Mr Geek  recently did a thread on this.  :smiley:

Geek I still resemble that remark.  :nerd: :laugh:

Indeed I did, and found the Chris Knott would include all of my factory options and aftermarket mods on a like for like basis.  :smiley:
Title: Re: Factory fitted alloys!?
Post by: neo66 on 07 September 2008, 10:09
Got the centre armrest, but again aint sure about that either!
I know some insurers wanted extra for the factory fitted rear window tints!
Title: Re: Factory fitted alloys!?
Post by: Golfgirl on 07 September 2008, 14:54
Mine are included in my policy as factoryfitted options but made no difference to the premium as far as I'm aware. 

My car was brand new and if it gets stolen/written off within the firat 12 months then it gets replaced with a like-for like replacement, so if I didn't declare them the replacement wouldn't have the extra bits on it!
Title: Re: Factory fitted alloys!?
Post by: 182_blue on 07 September 2008, 14:59
some companies will do anything to get out of a claim so it's always a good idea to check with your company if they need to know about factory mods