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General => Insurance => Topic started by: Gabber-Baby on 22 May 2008, 16:50

Title: Ã‚£650 for a modded golf, bargain!
Post by: Gabber-Baby on 22 May 2008, 16:50: I just got quoted by Quinn Direct for my 1997, 1.4 mk3 with tinted windows, new exhaust system and a body kit (which I havent actually got yet) = Ã‚£650, after the deposit of Ã‚£150.

I havent even been driving long and it's my first car, im 18. Wtf? Are my eyes deceiving me? Each time I added a new mod to the list, the premium seemed to get cheaper! The car has a thatcham alarm and I added the pass plus certificate to the list, but surely it wouldnt lower it that much?

Im well chuffed :grin:
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Blazing Storm on 22 May 2008, 17:10: Is that online or by phone? Phoning them could tell another story...
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Gabber-Baby on 22 May 2008, 18:22: Heh, yeah it's online. Easier and much cheaper by the look of things.
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Blazing Storm on 22 May 2008, 19:05: Sounds a good price bearing in mind your age, if it's for real. Not much more than I'm paying for my GTi.

Build up some NCB; I see now how important it is. :drool:
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Ashley on 23 May 2008, 13:52: ..who was this with? :smug:
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: MarkS on 23 May 2008, 14:47: Quinn Direct mate, says it in the first line :wink:
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: martinb on 23 May 2008, 23:00: Quote from: Evil 8 Ball on 22 May 2008, 17:10
Is that online or by phone? Phoning them could tell another story...

seconded :wink:

if it checks out tho then looks a unbelievable deal :shocked:
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Ashley on 24 May 2008, 18:40: is it likely to not check out? surely whatevers offered online is offered regardless?
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: Stu.750 on 24 May 2008, 18:51: if all the modifications are declaired it should be , but it depends

make sure your double covered , you know what insurers are like for dodgin payouts
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: VW_08 on 24 May 2008, 23:53: Sounds about right, nothing really spectacular.

Dont forget its a 1.4 so that keeps the cost down alot, but yeah you have added some mods so you havent done bad there :smiley:

As for the quotes online, they should stick to the online quote otherwise whats the point if the online quote is all rubbish? people will ring and just put the phone down if they say something way off the quote.
I used confused.com in the past, it will list from cheapest to most expensive and it will give you the company and phone number and even a reference so you dont have to reel off all your details again
Title: Re: Ã‚£650 for a modded golf, bargain!
Post by: martinb on 25 May 2008, 11:11: online quotes (particularly thru comparison sites etc) are not that accurate as they usually ask the bare minimum required to calculate the quote and base the rest on assumptions, then when you go to take that out they ask the rest of the questions and often you find the price changes.