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General => Insurance => Topic started by: GTi-Matt on 04 May 2008, 09:45

Title: insurance for a 21 year old
Post by: GTi-Matt on 04 May 2008, 09:45
im 21 and my insurance will be due for renewal soon and wondering how much its goes down by 4 being 21 and whos the best to go with?

ive heard adrian flux is the best. anyone vouch for that? :afro:
Title: Re: insurance for a 21 year old
Post by: VW_08 on 04 May 2008, 11:13
You'd be surprised mate, it wont go down much at all.

It tends to go down more when you get more no claims rather than age, but when your 23/24 like me then insurance goes down alot, its awesome  :cool:

And yeah Adrian Flux offered me the best deal on my 16v golf gti.
Title: Re: insurance for a 21 year old
Post by: GTi-Matt on 04 May 2008, 12:36
this will be my 2nd year no claims so should be better than what im paying now

ill get onto flux and he can sort me out with hopefully a good deal :afro:
Title: Re: insurance for a 21 year old
Post by: Blazing Storm on 04 May 2008, 12:45
HIC gave me a good deal; slightly better than Adrian Flux. PM Martin as he can get you a good deal.

NCB definitely helps - I just need to earn some now as I was on my dad's policy!
Title: Re: insurance for a 21 year old
Post by: VW_08 on 04 May 2008, 18:31
this will be my 2nd year no claims so should be better than what im paying now

ill get onto flux and he can sort me out with hopefully a good deal :afro:

Then it will be slightly cheaper yeah, dont expect too much though lol
Title: Re: insurance for a 21 year old
Post by: nathLock on 04 May 2008, 21:32
£15 a month I pay. Sorted.
Title: Re: insurance for a 21 year old
Post by: VR6Lee on 07 May 2008, 10:36
I have all my cars with Adrian Flux, they are very good for modified cars & high performance cars (Very good) & trips abroad.
Been hit up the arse in our VR and someone dented our TVR door out side a resturant within a week they were sorted.
Still got my 10 years no claims protected.
Got 3 pts 3 yrs ago for speeding they never put my insurance up when I told them.
most insurance companies see that as a liecence to line their pockets.
Now my 2 eldest kids are with them to on their own insurance they were the cheapest around for youngsters starting out.
Title: Re: insurance for a 21 year old
Post by: AlanD on 20 May 2008, 12:29
Mine went down LOADS when I turned 21, so much so that I bought a MK5 lol. Saying that alot of companies (and I mean a lot !) still gave me silly prices. I eneded up with Elephant (dont get me wrong, its still fooking expensive lol). The cost of insureing my MK4 being 20 and being 21 also went down loads aswell.

I was also looking at Bimmers before deciding on the MK5 and I could get cover on 328i withtin my price range, so from my experience yes, it goes down nicely at 21 (for me anyway).
Title: Re: insurance for a 21 year old
Post by: [han] on 20 May 2008, 12:37
hic could insure me once i was 21 and it dropped by half for me.

with 3 points and 3 accidents i;ve had a hard first 3 years of driving, luckily year 4 is half the price of year 3, with all mods declared!