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General => Insurance => Topic started by: leighj on 12 March 2008, 14:01

Title: cheap insurance companies???
Post by: leighj on 12 March 2008, 14:01
My brother has just turned 17 and bought a 1.6 focus the other week
been looking at insurance prices for him and all seem to be bout 2 grand, bar 1 which was £1600

do you know of any insurance companies that are cheap?
Title: Re: cheap insurance companies???
Post by: Wizzkidd on 12 March 2008, 20:44
Try LV Liverpool Victoria.

im 19 got a 1.4 golf and live in a very high risk area in manchester and mines £1600

WK
Title: Re: cheap insurance companies???
Post by: Shady Pioneer on 31 March 2008, 15:02
Kwik Fit aren't bad on insurance, at least they weren't for my 1.8 Golf.
Title: Re: cheap insurance companies???
Post by: VapourTrails on 31 March 2008, 15:05
dont think your goner get much better, my cousin got it on a Ka 1.3 and it was £1400 for his first year.
Title: Re: cheap insurance companies???
Post by: 20vt_paul on 31 March 2008, 15:38
i'm 23 got a traders policy and can drive anything including cosworths, lambos and skylines for £1150 per year
Title: Re: cheap insurance companies???
Post by: Mikester on 01 April 2008, 01:25
bell.co.uk

even if you have to do the 9month policy.
Title: Re: cheap insurance companies???
Post by: Kermit on 01 April 2008, 11:06
I've just been on the insurance treadmill the last 2 weeks - the most competitive was Swiftcover and you can manage your policy online. The attraction for me was that the standard policy covered factory options whereas on some other I had to declare these and this bumped the price. HIC couldn't get near the quote....  But I'm 29, 7 NCB, 07 GTI and SP30

As Mikester said - if this is his first policy it may be a good idea to do one of the bonus accelerater schemes as you get 1yr NCB after 9-10 months
Title: Re: cheap insurance companies???
Post by: Tom H on 01 April 2008, 11:27


As Mikester said - if this is his first policy it may be a good idea to do one of the bonus accelerater schemes as you get 1yr NCB after 9-10 months

Be wary of these though, not all companies will accept your no claims bonus if you get it with one of these.
Title: Re: cheap insurance companies???
Post by: Kermit on 01 April 2008, 11:46


As Mikester said - if this is his first policy it may be a good idea to do one of the bonus accelerater schemes as you get 1yr NCB after 9-10 months

Be wary of these though, not all companies will accept your no claims bonus if you get it with one of these.

Tom - Can't comment on this as I did the accelerator with Bell and they were competitive on the renewal so carried it over no probs
Title: Re: cheap insurance companies???
Post by: gtibob on 01 April 2008, 11:50
As someone else said on this subject, cheapest might not be the best. You are only likely to find out if you make a claim. Recently Post Office insurance cancelled my policy due to an admin. error and left me driving uninsured. I received the letter informing me 2 days later.
Title: Re: cheap insurance companies???
Post by: Kermit on 01 April 2008, 13:24
As someone else said on this subject, cheapest might not be the best. You are only likely to find out if you make a claim. Recently Post Office insurance cancelled my policy due to an admin. error and left me driving uninsured. I received the letter informing me 2 days later.

True - everyone is price focussed when it comes to insurance and it really is when something goes wrong you find out if you should have spent the extra £60 on the other quote.  The other way to get the quote down is bump up the voluntary excess, you get an immediate saving just make sure you don't need to claim!  You only seem to get resonable excesses over 21.