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General => Insurance => Topic started by: tttommm on 09 March 2008, 17:28

Title: 17 and raped on insurance
Post by: tttommm on 09 March 2008, 17:28
got a mk3 golf unmodified 5 door 1.4 cl lowest quote ive found is 2000 with quinn any1 know of anywhere who would do it cheaper got my test coming up and wanna be ready to drive straight away
Title: Re: 17 and raped on insurance
Post by: Simply Ed on 09 March 2008, 17:35
I've always found elephant to be very reasonable.
Title: Re: 17 and raped on insurance
Post by: iMation on 09 March 2008, 19:27
elephant was 300 quid cheaper than everybody else i tried.

give it a shot
Title: Re: 17 and raped on insurance
Post by: tttommm on 09 March 2008, 19:57
tried it n it was like 2800
Title: Re: 17 and raped on insurance
Post by: Wizzkidd on 09 March 2008, 22:42
Same for me im 19, 1.4L and quinn cheapest at 2300!! lol

due to age i think just gotta deal with it i guess :P
Title: Re: 17 and raped on insurance
Post by: nath:gti on 10 March 2008, 00:56
i've been with quinn for over 3 years now and they were the cheapest when i first started driving. £1300 for a fiat cinquecento sporting, in my second year it went down to £800ish though. So after your first year it will drop considerably and if you avoid any bumps or stupid drivers it will decrease in price each year as well as keeping your no claims bonuses.
Title: Re: 17 and raped on insurance
Post by: Lee_dub on 10 March 2008, 01:44
I know this isnt what your going to wana hear but your 17 mate and that is life! a 1.4 for your first car is going to rape you, I got a 1.2 fiat punto for my first car and that was 1500 for the first year so you just have to either deal with it or do what everybody else does and drive around in a 1.1 for a few years!

Rubbish isnt it?  imagine what we would all be driving if insurance was cheap?
Title: Re: 17 and raped on insurance
Post by: CHRIS_MC on 10 March 2008, 02:16
jeesus it doesnt seem that long ago i was in the same boat, i was with Admiral for a year or 2..... HIC got me a decent 240ish for my gti MK3, search for the HIC Herts Insurance Company ;thread;
Title: Re: 17 and raped on insurance
Post by: Ashley on 10 March 2008, 16:27
im with direct line with a '94 1.4 cl and 1 years n.c.b and i'm paying £1020 in the form of 12x £85 ...

give insurance.co.uk or another comparing website a go...
Title: Re: 17 and raped on insurance
Post by: gti south on 10 March 2008, 16:56
your paying 1000 for a 1.4?   im 20 last year it was 1200 for a gti mk2 no ncb. this year im being quoted 1400???????? with 1 years ncb insurance companys are w88888s. il get a smaller engine car if i was you
Title: Re: 17 and raped on insurance
Post by: Simply Ed on 10 March 2008, 19:14
A tip with elephant:

I'm 19, 2 full years NCB, and am holder of the policy. I only pay £1197 FC with £100 excess on a Mk3 GTi 16valve worth £2500. No mods.

To get it lower, add your parents as named drivers on the policy. Mine shot down by over £400 by just putting my mum and dad on it (even though they never drive it)

Also with Elephant, you earn No Claims as a named driver too, so is worth doing. You must be living in a high risk postcode / high risk job to have a quote that high at 17 mate. I paid £450 TPFT on a 1.3 Fiesta when I was 17 with the NFU!
Title: Re: 17 and raped on insurance
Post by: Andy! on 10 March 2008, 21:02
Get something older like a mk1 polo/golf/jetta on a classic car policy with limited mileage
Title: Re: 17 and raped on insurance
Post by: richardhammond on 10 March 2008, 22:05
LV.com is the cheapest i have found i am 17 with a mk2 1.6 my qoute was £1895 so it should be less for you!!!!!!!!!!!!
Title: Re: 17 and raped on insurance
Post by: Wizzkidd on 10 March 2008, 22:33
WOH great advice try LV

With a 1994 1.4 MK3 Golf mine was £2300 with quinn, and £1690 on LV :D happy as larry! lol

Cheers mate!
Title: Re: 17 and raped on insurance
Post by: supersan on 11 March 2008, 12:24
Im 19 with a mk2 gti 8v i have 1 year no claims and my insurance is £998 tpft with no alarm or imobiliser declared which i didt think was that bad? that was with ecar!  :grin:
Title: Re: 17 and raped on insurance
Post by: Mikester on 11 March 2008, 13:29
Same for me im 19, 1.4L and quinn cheapest at 2300!! lol

due to age i think just gotta deal with it i guess :P

Im 19 and pay £1900 for a 2litre Gti. You must be gettin mugged, mine was only £1300 but due to bad credit and payin monthly, it racked up too 1900.
Title: Re: 17 and raped on insurance
Post by: spacerat on 11 March 2008, 18:23
My mate is 18 in a mk3 3 door 1.9 diesel as his first car and is paying nearly 2k.
Glad im getting older for tihs very reason
Title: Re: 17 and raped on insurance
Post by: krave on 13 March 2008, 11:17
My first car was a 1.6 100bhp golf this was 900 tpft, just got a vr6 and im pushing on 3k.
Title: Re: 17 and raped on insurance
Post by: kittie on 13 March 2008, 14:41
Get a 1.2 corsa. They are very cheap to insure.

Also add your dad if he's reasonably old and hasn't any convictions etc - doing this lowered my premium at first by a good few hundred pounds.
Title: Re: 17 and raped on insurance
Post by: Mikester on 14 March 2008, 15:55
Simply get a small car for your first car, i have a rusted up renault 5, now im 19 with 2 years under my belt i can have a gti.

Dont run before you can walk!
Title: Re: 17 and raped on insurance
Post by: dubsport on 16 March 2008, 13:59
Same for me im 19, 1.4L and quinn cheapest at 2300!! lol

due to age i think just gotta deal with it i guess :P

wtf!?!? im 19, 2.0 8v gti and paying 1180
Title: Re: 17 and raped on insurance
Post by: golfryder on 16 March 2008, 16:21
i got a nissan bluebird 1.6 relic for my 1st car n was paying 1260 lol and then i knocked over a wall in a moment of rage an stupidity lol
Title: Re: 17 and raped on insurance
Post by: adamrob69 on 21 March 2008, 11:37
im 18..had a mk4 1.3cl polo as my first for £900 (started on L plates but when passed didnt push the price up) then less then a year into that i got a 1.4 mk3 golf which im now payin just under £800 for (1ncb).. im with quin direct
Title: Re: 17 and raped on insurance
Post by: Rmachines on 21 March 2008, 22:38
my little bruv has just got him self a 1.6L Golf CL and he is paying £1200 a year ?! on his own policy as well.  I will find out who it is.  Might be to do with the area we live in as well?
Title: Re: 17 and raped on insurance
Post by: Mikester on 22 March 2008, 00:34
Essex, i was owned before i picked up the phone.
Title: Re: 17 and raped on insurance
Post by: Jamm89 on 22 March 2008, 15:11
When i first passed i had a 106 quicksilver 1.4 8v was 1400 with me as a named driver on my dads  :laugh:

Im 19 now with golf gti mk4 2.0ltr 8v with 1years ncb its 1150 with my dad as a named driver on my policy.

Its with elephant
Title: Re: 17 and raped on insurance
Post by: copland_71 on 22 March 2008, 15:45
Try Bell mat they were the cheapest for me
Title: Re: 17 and raped on insurance
Post by: Jamm89 on 22 March 2008, 15:46
I just go on money supermarket and choose the cheapest on lol  :laugh:
Title: Re: 17 and raped on insurance
Post by: Mikester on 22 March 2008, 23:25
Bell were cheap, but f**ked up my direct debits, and therfor screwwed my credit rating, sayin i hadnt paid direct debits when the money was in my account. Idiots.
Title: Re: 17 and raped on insurance
Post by: ben44 on 23 March 2008, 20:42
i got a nissan bluebird 1.6 relic for my 1st car n was paying 1260 lol and then i knocked over a wall in a moment of rage an stupidity lol

ha ha ha sweet ride mate :wink:
Title: Re: 17 and raped on insurance
Post by: bigman_10 on 25 March 2008, 22:56
I used kwick fit in my first year on a 1.3 mk2 it was 1600 quid third party fire and theft and this year with norwich union it's 938 or something! kwick fit i think are the best as i spent most of my time trying insurance quotes like everyone says add your mum and dad on the policy.
Title: Re: 17 and raped on insurance
Post by: bundy on 29 March 2008, 16:08
ive always used elephant and put 1 of my parents on as that bought it by £200
on a 1.8 clio rsi i paid £760 third party fire theft, that was 5 years ago though! god im getting old!!! :sad:
Title: Re: 17 and raped on insurance
Post by: tttommm on 11 April 2008, 20:59
haha i found out i can get insured on a 2.0 bora sport for the same price as my 1.4 golf so im considerin getting 1