GolfGTIforum.co.uk

General => Insurance => Topic started by: Mikester on 01 January 2008, 19:10

Title: Confused by Direct Debit? Not sure why!
Post by: Mikester on 01 January 2008, 19:10
Well i have paid for my last 2 policies by direct debit monthly. Now i have a new policy, of which i paid the deposit on the 29th of NOVEMBER and then have to pay on the 29th of the months that follow. Well the 29th of december came around (saturday) and no money came out, so i thought, ok, its a weekend. Gets to monday (yestday) and stil no money taken out. Checked bank details and its all correct, as they did take out the deposit ok! So do i not have to pay on december then start paying in january 29th or what? I checked online and i have a direct debit set up by them, so its all in place, just hasnt been charged?
Title: Re: Confused by Direct Debit? Not sure why!
Post by: TeddyKGB on 01 January 2008, 21:41
with it being xmas/new year i'm sure there are no bank staff in to handle all those AUTOMATED payments :laugh: I'd assume the DD would be setup by now as this normally takes only a few working days. I'd prolly wait see what happens after the xmas break
Title: Re: Confused by Direct Debit? Not sure why!
Post by: JC on 01 January 2008, 21:52
yeah, give it a few more days - a standing order which is due to go on the 25th of each month and takes a few days to transfer bikes still hasnt gone for me yet  :wink:
Title: Re: Confused by Direct Debit? Not sure why!
Post by: boneybradley on 01 January 2008, 21:58
with it being xmas/new year i'm sure there are no bank staff in

I wish!! I've only had xmas day,boxing day and new years day (today).....  and all the dd's due 25,26th dec and today should collect next working day.....standing orders should still collect as normal!!
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 01 January 2008, 22:08
We shall see tomo then! I was just thinking, its like, i have a bit to much money! You really notice when i pay £170 a month!! LOL!!!
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 02 January 2008, 21:56
still no money taken..... hmmmmmmmm should i ring them?
Title: Re: Confused by Direct Debit? Not sure why!
Post by: JC on 02 January 2008, 23:29
I would now be ringing them  :wink:
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 02 January 2008, 23:39
i might not of have to paid this month as its the start, but i dont want to get pulled and find the insurance isnt valid any more, when i paid £400 deposit, so i will ring them tomo asap  :angry:
Title: Re: Confused by Direct Debit? Not sure why!
Post by: boneybradley on 02 January 2008, 23:47
£400 deposit!! fk thats my full year with all mods declared...

but you should of recieved a dd mandate showing when the dd's are due to start collecting, could be worth having a good look at your documents
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 02 January 2008, 23:53
yeah, it just says the 29th of each month. I got all the documents. So its like, its all legit working. And my bank says i have a direct debit set up, so its just the case of, why havnt it been taken. I will just wait, might not have to pay this month, not sure really! lol.
Title: Re: Confused by Direct Debit? Not sure why!
Post by: JC on 02 January 2008, 23:57
£400 deposit!! fk thats my full year with all mods declared...

but you should of recieved a dd mandate showing when the dd's are due to start collecting, could be worth having a good look at your documents

£400 would do all 3 of my cars  :grin: :laugh: :lipsrsealed:
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 02 January 2008, 23:58
LOL, being 19 with a GTI is not easy. I pay 1900 all up with interest, and this is the cheapest, most otheres wanted in excess of 2500!!

But yeah, will see what tomo brings. Might wait till the 29th of jan, lol!
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Mikester on 03 January 2008, 16:10
So i ring up insurance today, they are like, the direct debit got refused. I was not happy as i have the money easy. So i go to bank after the insurers blame the bank. the bank says they never set up a direct debit!! but now there is one, and they are going to charge me twice this month coming. i was NOT HAPPY. Insurers couldnt even set up a direct debit, then cover up by blaming the bank!!!
Title: Re: Confused by Direct Debit? Not sure why!
Post by: Guy on 03 January 2008, 20:57
£400 deposit!! fk thats my full year with all mods declared...

ha ha! that is about my payment too... including breakdown cover i think!

there are some benefits to being an old GiT driver