GolfGTIforum.co.uk
General => Insurance => Topic started by: Jungle_Don on 20 December 2007, 20:08
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im 22 i 1st passed my test when i was 18 i drove for just over a year bought a new car and stupidly drove it home with no insurance and got pulled, got 6 points had my licence revoked and iv not long just repassed, thing is iv had no accidents or speeding points its simply one day with no insurace which i know is wrong but now insurance companys are hammering me and i mean BIG time i understand i will be paying more than average but £3000 is the best quote i can now get on a sh!tty grp 3 punto! ( punto was just examplee to get quotes i will never own one) i mean cmon this is ridiculous iv tryed confused money supermarket elephant tesco everywhere! no one will quote less than 3grand which is petheticly high evern with 6 points.
can anyone help me out at all here i know im not getting anything cheap but 3 grand for an insruce grp 3 car is a joke.
martinb what do you reckon could hic do me any deals or are going to hammer me aswell?
thanks for any help guys
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im 22 i 1st passed my test when i was 18 i drove for just over a year bought a new car and stupidly drove it home with no insurance and got pulled, got 6 points had my licence revoked and iv not long just repassed, thing is iv had no accidents or speeding points its simply one day with no insurace which i know is wrong but now insurance companys are hammering me and i mean BIG time i understand i will be paying more than average but £3000 is the best quote i can now get on a sh!tty grp 3 punto! ( punto was just examplee to get quotes i will never own one) i mean cmon this is ridiculous iv tryed confused money supermarket elephant tesco everywhere! no one will quote less than 3grand which is petheticly high evern with 6 points.
can anyone help me out at all here i know im not getting anything cheap but 3 grand for an insruce grp 3 car is a joke.
martinb what do you reckon could hic do me any deals or are going to hammer me aswell?
thanks for any help guys
Have you tried adrien flux mate? www.adrianflux.co.uk
http://www.adrianflux.co.uk/convicted-detail-go.php
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Hi mate,
Obviosly the points dont help but even so £3k does sound a bit steep, drop me a pm with your number and i will give you a bell and see what we can do.
Martin
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Have you tried adrien flux mate? www.adrianflux.co.uk
http://www.adrianflux.co.uk/convicted-detail-go.php
We have access to the same schemes (and a few more) as Flux as they are our sister company :wink:
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adrianflux came back with 2500 on a mk2 1.6 driver gutted anyone know what insurance grp they are? think im going to buy a mk3 1.4 and builf up some ncb thats if i can get a decent proce on one man this sucks so bad.
parkers.co.uk is playing up so dose anyone know....
what insurance group a mk2 1.6 driver is i know a mk3 1.4 ryder is grp 6
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adrianflux came back with 2500 on a mk2 1.6 driver gutted anyone know what insurance grp they are? think im going to buy a mk3 1.4 and builf up some ncb thats if i can get a decent proce on one man this sucks so bad.
parkers.co.uk is playing up so dose anyone know....
what insurance group a mk2 1.6 driver is i know a mk3 1.4 ryder is grp 6
Think i read somewhere 1.6 drivers are insurance group 9 :shocked:
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adrianflux came back with 2500 on a mk2 1.6 driver gutted anyone know what insurance grp they are? think im going to buy a mk3 1.4 and builf up some ncb thats if i can get a decent proce on one man this sucks so bad.
parkers.co.uk is playing up so dose anyone know....
what insurance group a mk2 1.6 driver is i know a mk3 1.4 ryder is grp 6
Think i read somewhere 1.6 drivers are insurance group 9 :shocked:
thought they would be about that i can settle for around £1500 a year on the mk3 im just going to have to do it. i just hope i can get it that cheap ill have to see what martain can do ill pm next week sometime.
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yer :sad: still sounds steep though.
I paid £1867 for mine and im a 'new driver'
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£1800 is steep for a new driver too i think they class me as a new driver although iv passed twice now iv only had my new licence 2 months :sad: i can understand young and convited drivers paying more but they take the piss sometimes and they wonder why so manny people drive illegaly, im in no positon to argue as i did drive with no insurance for one day but how manny people have bought a new car and drove it home the same day with no insurance.maby im just throwing my dummy out the pram :undecided: all i know is thers no way im driving anything like a 1.0 corsa id rarther pay high for a decent car.
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I know what your saying mate :sad: rather than a 1.0 corsa you could go for a 1.0 polo as a last resort? Im sure that theyre quite low insurance groups.
I just bit the bullet and coughed up (or rather my gran did :lipsrsealed:) still crazy prices but there isnt alot you can to unfortunatly.
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i was thinking about getting a polo last night i think the can be made to look quite smart with a few mods my only concern is that it will be ridiculosly slow, my 1st car was a 950cc mk1 fiesta and it struggled to get me from A-B it was that slow not sure what the polos are like but im definatly considering one, fook it its only for 1 year then i can get a real car again.
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According to parkers a 1.0L Polo is group 3 and yes it will be slower than George Bush but if it was me I would just grin and bear it, get a few years NCD under your belt and happy days. After reading this thread I can see we have so many poeple coming through the court for no insurance, I cant believe the cost of insurance for new drivers.
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I'd rather walk then pay that much ... put it that way.
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i was thinking about getting a polo last night i think the can be made to look quite smart with a few mods my only concern is that it will be ridiculosly slow, my 1st car was a 950cc mk1 fiesta and it struggled to get me from A-B it was that slow not sure what the polos are like but im definatly considering one, fook it its only for 1 year then i can get a real car again.
my mates got a pug 106 1.1 and it tops at 85 on his field (no joke he has a field but probs faster on a road)
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With the cost of insurance being do high I would just get something that was realy cheep to insure (obviously something decent if you can) and run around in that till you gain some experiance and NCD. If your sensible and drive steady before you know it you'll be able to insure the sort of cars you realy want to be driving around in :wink:
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what insurance group a mk2 1.6 driver is i know a mk3 1.4 ryder is grp 6
try this topic for help with the insurance groups: http://www.golfgtiforum.co.uk/index.php?topic=62975.0
:smiley:
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holy sh!t a mk2 1.6 driver is group 9 , right i went to get an insurance quote for my driver and the cheapest i could get was about £1500 but when i went to get a quote for a fiesta si which is a 1.6 aswell and only group 8 i was quoted about £700 now what the hell is going on there thats like half the friggin price :laugh: :laugh:
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Yer its stupid.
My mums seat ibiza 1.2 is some stupidly low group and i got quoted around the same as i paid for mine but with the value at £7000 instead of the 500 for mine! putting mine at £7000 bumped mine up :sad:
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stupidly drove it home with no insurance and got pulled
This is totally your own fault and you should pay the price.
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Where was it this happened, location just curious. er driving a slow car around for a year would drive me nuts!!, its ok for a onths but now i'm frustraded, maybe as been used to vti's gti's and so forth. I've been using my mums 0.9 group 1 seicento around while find a car for last months and thats slow but due to weight its quicker than a polo, corsa and other equivilents by 3 secs 0-60 :laugh:. feel a bit odd driving it but dont go to bad for the ins group just feel like im in a learners cars or new driver car.
Them 1.1 puntos are just as slow as the 0.9 seicentos ha but look much better
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lol my mates got one of those 900cc fiats :tongue: slow as hell lol but he rags it around like no tomorrow so it seems faster :rolleyes:
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Aye, I paid £1800 tpft for my 8v, with 3 points, a non-fault crash and no ncb. Hopefully going through HIC this year though when it comes to renewing :) Rang martinb the other day, managed to quote roughly £1200 for 30k miles a year, so if I start using my other car (saxo 1.1i :embarassed:) more and knock the mileage down on the golf I can probably get it even cheaper :D
Btw, on a side note, give HIC a ring. Martinb seems a quality guy, and it's nice to talk to someone who seems to actually give a sh!t rather than just rattling off questions arrogantly. Will be recommending him around :) Cheers fella.