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General => Insurance => Topic started by: kegs on 12 December 2007, 13:18

Title: any claims within last 3 years
Post by: kegs on 12 December 2007, 13:18

I am looking for insurance for my corrado in february next year. At this point it will be 3 years since a claim against my insurance that i lost that wasnt my fault. Some insurance companies dont ask for more than 3 years claims information, though most ask for 5. So this may sound obvious but as its over 3 years since the date of the accident in january if asked l dont need to decalre it ??

also, does anyone know any insurance other than footman james who only require 3 years claims info ??

cheers
kegs

Title: Re: any claims within last 3 years
Post by: Mikester on 12 December 2007, 20:12

I cant be sure, but im wil BELL and i think they asked for 3? Not sure though.

And if they ask for the previous 3 years, dont tell them, they ask for 3 years, thats what they get! Dont even mention you had it outside the 3 years unless asked!!!!!!

Otherwise you might aswell just eat your money.  :shocked:

Title: Re: any claims within last 3 years
Post by: martinb on 12 December 2007, 20:20

Well as a broker we at HIC ask for 5years history, the majority of our underwriters only require info from the last 3years but a couple ask for 5years hence the question. tbh even if you are asked about 5years its usually unlikely that claims over 3years old will make much, if any difference.

I would just ring around as usual and answer the question that are asked, dont worry about 3/5years etc cos there are so many other factors involved that there is still a very good chance that an insurer who asks for 5years history may still be able to get you a better quote than one who just just asks for 3.

Martin  :smiley:

Title: Re: any claims within last 3 years
Post by: kegs on 13 December 2007, 07:44

Cheers Martin,
i will call you for a quote at the end of january, for my g60 corrado, when it will have been 3 years. lets see what you can do for me
cheers

kegs