GolfGTIforum.co.uk
General => Insurance => Topic started by: Philpy on 12 December 2007, 09:01
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Someone has gone into the back of my mk2 16v, only damage is a rear bumper, but its going through insurance!
Its an E reg wth 130k. The bloke from there garage is coming to look at it today! Whats the odds that they will fix it, or write it off?
When I told him it had done 130K he was like "ohh 130K"!!!! I said well it is 20 years old!
Its got big bumpers on instead of small as someone fitted them previously. A new one is £280 inc vat + Fitting and spraying!
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Who are you with? Obviously if you are with a specialist company then you will probably have a much better chance of getting it fixed as they will have a better idea of the enthusiast values etc. Did you have an agreed valuation?
Unfortunatly most mainstream insurers just work off a "book price" which for older models can be very low, if they do offer a low value and say they are going to write it off i would find examples of similar age/mileage/spec cars for sale at enthusiast prices eg on here or in the magazines to show them and stick to your guns for a better offer!
Best of luck with it
Martin :smiley: