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General => Insurance => Topic started by: dabill on 23 November 2007, 10:18

Title: swapping cars on my policy...
Post by: dabill on 23 November 2007, 10:18

hallo there, guess this is mainly aimed at martin, but anyone else know anything then feel free to advise...

righty, had a bump in my car, and im reletivly convinced that it might not be worth repairing, so i was just thinking along the lines:

can i swap the car on my insurance policy and will that cost alot?

and also, if i decided i wanted to perhaps go for a 16v instead of another 8v, would i be looking at major bucks to insure it?

is there anything else i should be thinking of?

im not wanting to make a claim or anything, just sort and strip the old car and get a new one (providing its not repairable... if it is then i'll not be doing anything obviously...

thanks

rob Dabill

Title: Re: swapping cars on my policy...
Post by: Tom H on 23 November 2007, 10:21

I've had to do this before - basically it's an admin fee (usually about £30) and then, obviouls the difference in cost between insuring the 2 differnt cars for the duration of the policy.

Dunno if I explained that well so an example!

Say your car is £1000 a year, and the new one would be £1200 a year, but there's only 6 months left to run - you'd have to pay an extra £100 (half the difference in price as only 6 months left) plus the admin fee

There - pretty sure I made that about as clear as mud!!

Title: Re: swapping cars on my policy...
Post by: dabill on 23 November 2007, 10:27

nah that made perfect sence to me hehe! currently paying 1500 i think for an 8v, but thinking about a 16v providing my car isnt repairable... so guessing it might be 100£ or so dependant.

might have to haeva  chat with martin and look at options...

Title: Re: swapping cars on my policy...
Post by: martinb on 23 November 2007, 10:39

Yeah Tom explained that pretty well. It will cost you any difference in premium for the time remaining on your policy + an admin fee (25.00).

I dont deal with policy adjustments myself but if you wanna send me your policy number & contact number then i will get someone from our customer services team to work it out for you.

Martin  :smiley:

Title: Re: swapping cars on my policy...
Post by: dabill on 23 November 2007, 11:09

well im gonna have a look this weekend and see if i can save the old girl, but if not, then i'll give you a shout  :smiley:

thanks for help chaps!