GolfGTIforum.co.uk
Model specific boards => Golf mk2 => Topic started by: TIM20 on 13 March 2004, 18:54
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Im thinking of buying a mk2 golf 16v in the summer.
As im only 20 i was interested in what other people were paying for insurace and who was the best complany to use.
Im 20 with no no-claims
Cheers Tim
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21 1yr ncd 750 pounds tpft
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Im in practically the same situation as you mate. I'll be 21 in a few days time and i have 0 NCB. Also looking to buy a 16v in the summer. I think the best thing is to ring up and get a few insurance quotes as then you know for sure what you'll expect to pay.
I'm hoping mine will be under ?800 for tpft
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Try Tesco online, best i have EVER found by far with a LOT of searching, even insure your ICE equipment ;)
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22 no ncb lost them all nearly had 3 years :'( . 3 accidents, 1 fault (well not mine but i got blamed) been driving 5 years in febuary just gone.......
and it cost me ?1200 with adrain flux......
hopefully in october i'll be 23 and have a years ncb
i it should be cheaper........it will be when i get a diesel!
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well im 20 0 ncb driving 3 years paying ?847 tpft for a 92 16v with engine mods and lowering declared.
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Tim glad to c that your goin to buy the best gti! A 16valver!!! I'm 21 with no no-claims as ive been an me mums insurance and only last week insured my 1990 16v-all mods declared, magnex, corrado interior, lowered 60mm, k&n etc for ?744 TPFT with HIC. I was well chuffed was expectin around a grand :) i do have a clifford cat 2 also ;)
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Cor ! Looking at some of the prices you lot are paying, being old does have it's compensations :)
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30yrs full no-claims 16v gti ?304 and i think thats expensive believe me i'd rather be 20 with no kidzs and pay ?1200 hehehehe lol ;D
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Thanks i think with insurance being less than ?1000 i will buy one.
Ciaran what insurace company are you with??
Cheers
Tim
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Try AXA insurance
I'v only been driving 9months
mk2 gti 8v k-ket (with ICE, alloys) they wanted ?1250 Fully comp.
Got a Cobra alarm CAT1, with central locking (insurance aproved fitting)
***?430*** fully comp
The car does sit in a garage at night tho ;D
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not that sure tim did it through a broker but il check for u when im home at the weekend! id advise u to try a small broker because the beat my nearest quote by ?150!
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Try tesco, HIC, Sabre... I used to work for Hyperformance, but I think they are out of the market for under 25s now.. :'(
As Ellisdee says, being over 30 aint so bad... i was paying ?220 for my valver with max ncd !! ;)
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if you put your ma on as a 2nd driver with elephant you will save between 20-30%
ideally you want to build up no claims and be over 25 and have a sensible postcode!
then you get insurance for ?300 FC protected NCB
yee har
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Just be careful with Tesco matey, When I read the small print they don't insure any cars with mods. But if you are leaving your car standard thats cool! I'm with HIC, & as long as you don't increase your bhp by more than 10 all mods are covered! Just a thought. ;)
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Try Norwich Union Direct. They don't distinguish between provisional and full licences regarding how long you have held it. If you got your provisional when you were 17, that's when they consider you got your licence (think no claims bonus). It saved me ?350. Consider a limited mileage policy if you don't do that many miles. A pass plus will also be considered a years NCB with some insurers. Can work out cheaper to pay for it when you count the policy savings. Fairly useful too.
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0 years ncb and paying 928 a year 3rd party fire and theft! :o
seems abouit average id say?
only 21 :)
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I'm 25 with 4 yrs NCB - full Cat 1, but not declared any of the mods (really should do I know).
Paying 500 Fully Comp which isn't bad - could get it down to ?400ish but waiting to finish this years policy to get the magic 5 years!!
If you have cosmetic mods like mine that really are just other VW parts with a few extra's, I'm guessing I should declare them, but hopefully they shouldn't push Up the premium too much???
What do you think ??
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Fully comp for a Golf Limited ?350 27 no -noclaimes name driver has 6 points for speeding! Value 8,000 has to be paid out in full.
Ok it is classic insurence and I can't earn a no-claims bonus from it but I have the everyday driver for that.
Any Golf up to a H reg can now go on a classic policy
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What company you with G6?
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Hi,
I Got insured with Elephant, did a really good price considering....4 accidents, 23yrs old, 3 points and no no claims.
Mines an 8v and cost 700 fully comp, the 16 would have cost 60 more.
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30yrs full no-claims 16v gti ?304 and i think thats expensive believe me i'd rather be 20 with no kidzs and pay ?1200 hehehehe lol ;D
i got an Adrian Flux quote yesterday for 3k yearly mileage, two named drivers, (31 and 5X), garaged and South West London/Surrey postcode, full ncb @ 280 fully comp 250 tfpt
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29 years old fully comp - ?399 with Brentacre (local swansea company, which apparently are somehow a part of golfgti club) , thats with a whole load of external mods, i.e different alloys, single grill etc.
Ellisdee - Who did you go through? Sund like i could get this a bit cheaper :)