GolfGTIforum.co.uk
Model specific boards => Golf mk4 => Topic started by: chasdrury on 17 March 2003, 23:09
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i am thinking of getting a tdi 150 brand new (03) plate. I am 19 with 2 years no claims and clean driving licence. any ideas on how to get reasonable indsurance - around ?1500 would b ok?
cheers.
charles
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Well best idea would be to check out deals in the back of VW and boy racer mags...
Of course it depends on whether u intend keeping the car standard or not and what type of cover u want...but although ur slightly younger than me u have 1 more years ncb, its still gonna cost mate...
Adrian Flux
CIS
Performance direct
They are the names that crop up straight away, try looking on the net as well on the links on the main page of this site
Good luck hope you can get a good deal
Cheers
Ows
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Just insured my 150 TDi with AON. myself and the wife to drive. ?473 fully comp with protected no claims. Must be worth a try for you.
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On a slightly different point. I presume you are aware that this car is about to enter its 'runout' phase and VW MAY (and that's a big MAY) offer discounts on these models later in the year. I'm interested in buying one of these myself and I have been advised by my local independent supplier to wait until November when VW are likely to stop taking any new factory orders - perhaps then the local dealers will offer incentives to get rid of the current uk stock to make way for the Mk5 in Feb/Mar next year ? kind regards, yt.
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i have a mk3 16v which needed its insurance renewed last mth. the cheapest insurance company's i found were directline and tesco insurance, u can find there details in the yellow page or on the net.
i got full comp at Tesco for ?460 where as most other companys were quoting ?700 - ?800.
Heres a few tips though when phoning around to get cheaper insurance:
1. if they ask what has been your best quote so far lie!. if your best quote was ?1000, say it was ?925 etc. if they beat it (say they quote ?910), phone another company and do the same again, quoting ?900 as your best quote.
2. when u have been quoted and they say the excess is ?150 ask how much it would be with a excess of ?300, they will usually lower the quote even more!.
3. limit your miles, if you do about 12,000miles per year you pay more than if you do only 8,000 for example.
4. Make sure you have a Cat1 security system fitted.
5. Dont put any other driver on your policy as this will increase your premium.
6. Tell them your car will be parked on your drive way or better still in the garage even if its gona be on the road outside your house.
7. Tell them you dont smoke even if you do.
8. Say the car is completely standard!
9. because of your age, getting a advanced driving licence will lower your premium as well, i think insurance companys usually give u an extra years NCB if u have 1.
10. dont get RAC or AA cover on your policy if they offer it as i have found you get about ?100 off the quote without it.
Hope this Helps!
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If you are just looking at the usual suspects such as Eagle Star, Norwich Union, AA etc. then check out Tesco online. I sh!t you not, they offered me a premium that was HALF of what the others were! It was an absolute steal!