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General => General discussion => Topic started by: richy on 23 February 2004, 08:36

Title: Insurance co's for mods
Post by: richy on 23 February 2004, 08:36: All,

Does anyone have any recommendations for good insurance companies when it comes to adding mods to your car?

I pay quite a low premium at the moment, but when I spoke to my insurance co about lowering/adding alloys they gave me quotes for what I thought to be extortionate increases. How much extra should I expect to pay for making these (fairly minor) mods?

Rich
Title: Re:Insurance co's for mods
Post by: Blue MK2 on 23 February 2004, 08:46: lol

Elephant.co.uk at only 18 they wanted ?1600 with mods on 3rd party (to me thats cheap) so im not sure about the rest?
Title: Re:Insurance co's for mods
Post by: richy on 23 February 2004, 08:50: ...btw I'm paying just over ?600 fully comp at the mo ( 2 yrs no claims ).
Title: Re:Insurance co's for mods
Post by: Blue MK2 on 23 February 2004, 08:54: bigger wheels, slightly lowered and exhaust then is it?
Title: Re:Insurance co's for mods
Post by: Fielder5757 on 23 February 2004, 09:09: CIS (Co-Op insurance) dont charge you a bean for asthetic mods. Any company who charges you to lower your car is not worth there salt.
Title: Re:Insurance co's for mods
Post by: JezGTI on 23 February 2004, 09:37: Don't touch Direct line they tried to charge me ?100 extra for having original VW alloy wheels on my MK2.
Title: Re:Insurance co's for mods
Post by: kniterider on 23 February 2004, 10:17: elephant is admiral who im with, good service for me but i am an old codger at 29!! ;D
Title: Re:Insurance co's for mods
Post by: missvdubluv on 23 February 2004, 10:32: Liverpool Victoria, allow body mods, but no engine mods, and they give you one years NCB when you join ;D
Title: Re:Insurance co's for mods
Post by: richy on 23 February 2004, 12:08: Quote from: Blue MK2 on 23 February 2004, 08:54
bigger wheels, slightly lowered and exhaust then is it?

yep!
Title: Re:Insurance co's for mods
Post by: Dizzie on 23 February 2004, 12:26: Brentacre let me add more and more to my policy without increasing the premium.

They want another ?350 to drop in a 20v though.
Title: Re:Insurance co's for mods
Post by: Omar on 23 February 2004, 12:43: Theres loads of contacts in the back 'performanceVW' mag. Dont know if theyre any good tho.
Title: Re:Insurance co's for mods
Post by: Speedydub on 23 February 2004, 15:47: I got a quote from Tesco today.....?887 :o

Then I rang local Swinton broker, who did the searching for me and qouted a mere ?437 ;D

Needless to say, the Golf will be insured and sorted in the next couple of weeks! ;)
Title: Re:Insurance co's for mods
Post by: Terminator on 02 March 2004, 10:57: Quote from: missvdubluv on 23 February 2004, 10:32
Liverpool Victoria, allow body mods, but no engine mods, and they give you one years NCB when you join ;D

Not strictly true as I have my Revo'd PD150 insured through them. Basically they will allow engine mods, providing the engine cc is not increased. I found them very competitive but I am an old codger!
Title: Re:Insurance co's for mods
Post by: VeeDubGTI16v on 02 March 2004, 11:22: someone also does free track day insurance with the policy :o

cant remember who tho, might be tesco ???
Title: Re:Insurance co's for mods
Post by: lewis on 02 March 2004, 11:51: HIC wanted an extra ?160 to insure my mk1 when I have finished the turbo conversion. I pay ?250 for a standard mk1 with wolfrace racelight wheels on and estimated?360 with the turbo. I told them it would probably be about 160 BHP when I finished. They just said to ring back when I?m ready and give them an exact BHP figure. They were really helpful and didn't seem too concerned exactly what specific parts I was useing.
Title: Re:Insurance co's for mods
Post by: Cupra Turbo on 02 March 2004, 19:23: Liverpool Victoria wouldnt even insure me!!! tight gits!

I've just emailed Elephant with regard to adding an Induction Kit, Exhaust system and Thatcham Cat 1 alarm/Immobiliser (already fitted) ... god knows how much extra they'll ask for.

... Oh ... ADRIAN FLUX are meant to be good for modded hot hatches.
Title: Re:Insurance co's for mods
Post by: VeeDubGTI16v on 02 March 2004, 20:00: im with adrian flux. there good for young people with hot hatches. mines #700 tpft on 16v for 21yr old :D
Title: Re:Insurance co's for mods
Post by: Jimbobsbig.69 on 02 March 2004, 21:31: I am with HIC (in the golf mags) got fully comp with no no claims (but full on another car) for me and the missus, on a second car policy (they gave me full no claims for second car discount) for ?428. This also includes any mods to the body etc and up to 10% extra power mods AND track day cover. Legal cover and breakdown. BARGAIN!!!!

Bet they can't do the same this year!!! 8)
Title: Re:Insurance co's for mods
Post by: Cupra Turbo on 02 March 2004, 22:34: Quote
mines #700 tpft on 16v for 21yr old

TPFT ... yuk ... ill only insure my baby Fully Comp.
Title: Re:Insurance co's for mods
Post by: VeeDubGTI16v on 02 March 2004, 23:24: Quote from: Black_GTI on 02 March 2004, 22:34
Quote
mines #700 tpft on 16v for 21yr old

TPFT ... yuk ... ill only insure my baby Fully Comp.

yea but my babys faster than your baby ;D
Title: Re:Insurance co's for mods
Post by: richy on 03 March 2004, 09:09: Cheers for that - I'll check out some of those suggestions when I renew next month.