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General => Insurance => Topic started by: jackass1989 on 08 July 2007, 18:37

Title: stupidly high insurance 2 grand HELP!!
Post by: jackass1989 on 08 July 2007, 18:37
hi their im nearly 18 and i have been driving under my dads insurance on my 1.3 mk2 golf for ruffly about 7 months, but i was insured on it from my bday , as my bday is coming up, my insurnace renewal has come through and its 2 grand!!!! last year it was 400 pounds but this was only as they made a mistake, i have even got a year no claim bonus with direct line as u get one even if ur a named driver. the no claims takes this 2 grand down to roughly about 1500. i have tried other places and im still getting quoted about 1500 quid, my m8 has got a saxo vtr and 1 year no claims bonus and paid 700 quid this year, and hes same age as me, i dont see this as being fair haha. can anyone help me or give me advice on who to get insured with , thankyou
Jack
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: phil88 on 08 July 2007, 19:50
try swinton, there fair cheap

http://car.swinton.co.uk/
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: jackass1989 on 08 July 2007, 20:00
cheers m8 , ill give it a go
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: NixGTI on 08 July 2007, 21:16
your mates only paying £700 on a VTR? at 18??? sounds like somethings not right there!  that doesnt sound very likely, i was paying the best part of a grand when i started driving a crappy 1.1 mk1 fiesta.

I'm sure you could get a better deal than 1500 tho! failing that, get a VTR and the name of his insurance company!  :grin:
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: jackass1989 on 08 July 2007, 22:55
haha i just tried that swinton place and got quoted 1700. ye a few of me m8s are with quinn and after a year no claims their insurance goes way down , i got a quote with them but its was like 1500 so mite give them a call tomorow , haha nah i think i wud prefer to keep my mk2.
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: phil88 on 09 July 2007, 01:07
haha, ive got no ideas how insurance can range so much, im restoring a mk2 16v atm, if i was too insure it with swinton it would be 1900, the other lowest quote ive had is 5200  :shocked:
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: TeddyKGB on 09 July 2007, 08:21
Have you tried bell mate? www.bell.co.uk seem pretty good for newbie drivers :evil:
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Tom H on 09 July 2007, 09:00
Have you tried www.moneysupermarket.com and/or www.confused.com ?

You enter your stuff in once and they check loads of companise for you - although only on-line one, not the one's you have to ring up. I've found that an insurance company who are cheap for one person can be expensive for another, even if you live in the same area, are the same age and have similar cars - so I think it's best to take the time and shop around.
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: gooseuk on 09 July 2007, 10:34
What car you trying to insure?? My mates insurance when he was 19 on his ibiza 1.9tdi fr was 2 grand. Now its dropped to 700.


Places i went with that was good for me was Churchill and prudential.

Title: Re: stupidly high insurance 2 grand HELP!!
Post by: jackass1989 on 09 July 2007, 12:49
cheers for the help guys or gals ( just incase lol) yeah i noticed that it ranges stupidly, im just gonna have to look around anyway, btw im insureing a 1.3 mk2 golf, its not as if its a 1.8 gti or anything neway ill try the insurance companies u lot have said,
thanks again
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Chris-White on 09 July 2007, 15:39
Elephant, bell and admiral all give similarly good quotes for me  :cool:
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Outlaw-Torn on 10 July 2007, 13:03
www.adrianflux.co.uk were pretty good for me, they're a broker so they try a few places
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: GUY_GTI on 10 July 2007, 17:01
i found tesco wasnt too bad and performance direct gave me some reasonable quotes, i was paying 900 quid on a rover tomcat turbo with a years no claims, that was a while back now though
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Britman on 10 July 2007, 19:12
I found people 17-19 tend to lie abou how much they pay on insurance maybe they get imbarrestr if its to high, not sounding patronisng it just what ive come accross with some people before, as one of there parent let it slip it was more an dive found out from other people were lieing too,

it does sound well to cheap to me that 700 on a vtr at 18
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Britman on 10 July 2007, 19:13
also try endsliegh i wa swith them at 18-19 and was cheapest, alough tehy wack it up if you make a claim
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: jackass1989 on 10 July 2007, 19:16
hey cheers for replies , ive tried all the one above and cheapest i have got so far is 1300 quid with quinn ( im not bothered if thats what im gonna have to pay) but  ill keep on looking cheers for the help tho.
Title: Re: stupidly high insurance 2 grand HELP!!
Post by: Britman on 10 July 2007, 21:42
did you try admiral too im with them at mo have been years