GolfGTIforum.co.uk
General => General discussion => Topic started by: GTi_Lee on 03 July 2007, 19:41
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Hey guys, I've got a bit of a dilema. I still havent found the perfect mk2 gti yet. But I have been wondering should I just wait a year until I'm 21 before I get one, as insurance will be a hell of a lot cheaper, seems to be a few hundred quid difference.
The sensible side :nerd: tells me to forget about dubs for now get one at 21, then I can use that cash difference to buy a better golf.
The not so sensible side :evil: tells me to get one as soon as it pops up and sod the consequences, besides insurance will only go down next year and I'd get a years worth of gti driving.
Hmmm
what do you guys think? What age did you lot get your gtis?
Richie Lee
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Well just see if and when the perfect mk2 for you comes along..
mite be tmw..mite be next year and then go with your gut feeling..
hows that?
Dinx :kiss:
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:evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil: :evil:
tbh.
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Think of it this way, Golf prices might have gone up by next year... :tongue:
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So the prices of golfs are going up? I cant say I've noticed. I'm thinking of getting a golf when the right one comes along and storing it in my garage now. I'm a student so I cant really afford to tax and insure two cars. A lot of things to think about!
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buy buy buy
:evil: :evil: :evil:
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leave it, sorry to be boring but take your time, save your money and look for the one you really want. in the meantime look around, research as much as you can and try to work out what model you'd like, ie small bumper/big bumper, 8v/16v etc etc so by the time you're ready you will buy what you want, rather than buying something just cos you really really want one and then spend more money making it into something you actually want.
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but a gti now....
why buy a lesser car that your gonna want to splash loads of cash on to get it lookin / performing like something it aint never gonna be??
im nearly 33 but back in 92, i paid the extra insurance and had xr3i's, ashtray gte's and rs turbos and stuff, enjoyed em to the full... mates that were jealous of there dressed up wanna be cars etc... the extra cash on insurance was worth it... thats just my 2 pence worth...
if you get a half decent standard gti for not much coin (theres plenty about if your willing to travel and look hard enough), then its job done.... a standard gti will always look better and go better than a dressed up wanna be.....
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you tell em Gaz :smiley:
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buy one as soon as you can. with things as they are at the moment, who knows what might be going down in a years time? new laws, taxes and who knows what else? you might not be in a position to get one in a years time? do it :smiley:
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Anytime I have a difficult decision like this I toss a coin.
No really - I went to Canada for 6 months on a coin toss, here's the clever part though: Toss the coin, catch it on the back of your hand and cover it with the other - in that instant you'll know what you want the coin to say - don't bother looking at it, go with what you want it to be.
p.s. - you'll want it to be buy, so don't even bother with the coin!
Although saying that don't rush into it, there are quite a few MK2's about, but it's worth spending the time and money to get the right one, so a little patients may be for the best.....stop by tomorrow for more contradictory advice! (sorry!)
Have you considered getting a smaller engined golf, possibly a gti replica for a year or 2? They’ve probably lost pretty much all the value they’re going to, so if you find one that won’t break down every few weeks you probably won’t lose that much on it, and then upgrade to the real thing when the insurance has dropped.
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buy buy buy
:evil: :evil: :evil:
I thought it was sell sell keep ??? :grin:
seriously, if the right one comes up go for it. They are getting harder to find. But as other have said keep a cool head and dont jump at the first one. Take your time and have a look at a few first, but be ready to pounce if you see the right one (others will be after it too). :smiley:
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I'd be in two minds.
Either you go the "sensible" route, wait another year, save some money, in a years time you'll be older, you'll have more no claims and an extra year of driving experience, all of which helps with insurance costs, but there are other factors involved in the insurance that you can't do anything about.
If you have another car to get around, and you're a student with little money, they why spend so much money when it will be cheaper next year.
Then of course, the enthusiast in me says, go for it. When I had a small accident in my first car, I used that as an excuse to buy a Mk3 16v GTI. You can always find reasons to do it.
Will you still be a student next year?
If so, you income probably won't change, but the insurance will be less of a burden.
My suggestion would be, keep using your current car to run around till you find the GTI you want (as it may take some time) but saving the money and building up the no claims discount.
Then when it gets a couple of months from the end of your years policy, check out the prices, see if it's affordable.
No point buying a GTI then sticking it in the garage not being driven because then it may need more work when you want to get it going again. Then you may well have to MOT and Tax it again having had no benefit from it.
You could however buy a project car and stick that in the garage, spending your spare time working on it, getting it ready for next year.
There's nothing like owning a GTI though
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My insurance didn't go any cheaper when I turned 21 :huh:
Might as well just get one whenever you find a good one!
this might take some time as loads out there seem to have been ragged about all their lives or are horribly 'modified' unfortunately :cry: