GolfGTIforum.co.uk
Model specific boards => Golf mk5 => Topic started by: pugwash77 on 01 July 2007, 14:34
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hi all,
does anyone have any recommendations as where to try for insurance, does the gearing (either manual or dsg) affect it either way??
thanks pug
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gearing affects insurance indirectly, through higher price of the vehicle. Effect is miniscule, other factors are more important.
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does anyone have any recommendations as where to try for insurance
I've just renewed mine... The best last year was elephant.co.uk at £350. The renewal was £500 and after shopping around, More than came out best at £380 (Protected no claims, 34, teacher, business use, 10,000 miles per year, me and wife, driveway, 06 GTi 5dr manual)
Elephant were excellent and I'd recommend them. More than seem OK, but they have the dreaded call centre in Bangladesh...
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Nationwide and also Direct line gave me a very cheap quote. :smiley:
£668 , 10000 miles, garage, 23 year old with one fault claim in 2003 and 3 years no claim. Aint bad for someone my age and the car.
I didnt go with them in the end cos my insurance company (HSBC) matched their price so I would stay with them.
One tip I would like to share is, that some insurance companies only ask for claims history in last 3 years , while some ask for number of claims in 5 years. I had a crash 2003 (4 years ago now) and I found when I renewed my insurance, going to companies who ask for 3 years information obviously gave me a much lower quotes as far as they were concerned I hadnt had a crash. All insurance companies who asked for 5 years history, were very much more expensive. :rolleyes:
Only really effects people who had crash over three years ago, but it might save you a few quid if in the same boat.
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SWIFTCOVER.COM for me... I am 31, 10 years no claims, protected NCD, legal costs cover, driveway parking, 8k miles a year... £405.00... without legal and protected no claims it would have been approx £320...
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Just renenwed with privilege had 1 claim this year but ahd protected no claims, 28 sports coach, plus partner 25 probatio office business use. £450 all in
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I'm with More Than and have found them to be excellent. Sorted out a claim on my last car very quickly, although you do get an Indian Call centre . If you shout loud enough they put you through to an English person .
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I got a good quote from Greenlight...they seem to specialise in hot hatches/performance cars and even modified ...anyone dealt with them ?....seems to get a good review on the scooby sites.
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I went with Sainsburys. untouchable quote for me.
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Frizzells (Liverpool Victoria) Full NCB protected, £320 and that includes the wife!!!
and a couple of SP50's on the bike for me..........must try to remember to use the reflective glass things on the fairing....cheap motoring while it lasts
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All you gti owners must live in nice areas (ED30 on order dont get til sept)
cant get a quote less then 950
9 years no claims
kept in garage
5000 miles a year probley less (work van)
28 YRS OLD
im being robbed :cry:
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count yourselfs lucky. My insurance on the GTI was £3,400. That was the cheapest!!!!
0 no claims and 3 crashes last year (1 was my fault)
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All you gti owners must live in nice areas (ED30 on order dont get til sept)
cant get a quote less then 950
9 years no claims
kept in garage
5000 miles a year probley less (work van)
28 YRS OLD
im being robbed :cry:
Yes you are! I'm 26 carrying 5 current points, 3 oldish points and someone drove into me last year resulting in a claim but still have 8 years ncb, and i could knock over £400 off that price. Try Sainsburys!
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29
no ncb
3 pts
no accidents
parked on driveway
okay-ish post code
Around £850 with Admiral (for full year, not the 10 month thingy).
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My insurance,Admiral ,main office Cardiff you speak with uk staff not overseas,
fully comp protected..9 years no claims..£488.00.myself and wife to drive,
also my Bluefin is listed no excess,paid admin fee only,we have been with them for many years excellent..
However im 44 years old which helps,and we live in crime free part of Carmarthenshire :smiley:
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privilidge.... 5 yrs NCB... 32 female..... £375
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33 male, max no claims bonus 10 yrs+
0 points
0 claims
live in the suberbs
Biggest claim to policy is having the other half on it!!
Bell insurance, fully comp £475.
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All you gti owners must live in nice areas (ED30 on order dont get til sept)
cant get a quote less then 950
9 years no claims
kept in garage
5000 miles a year probley less (work van)
28 YRS OLD
im being robbed :cry:
Have you tried churchill or prudential?? They was good for me even though i dont have a mk5 lol.
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thanxs all
im going to have to move from this GHETTO :laugh:
but i will keep trying hence my name :smiley:
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Edition 30 GTI
Male, single
Girlfriend on insurance
33
Office based job
AB10 post code, but parked on street/flat car parking
3 points
8 years NCB
£420 with Esure/First Alternative
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07 plate Ed 30.
On drive ( garaged saved 3 quid!... so get the flexibility!)
37 yrs old
No points
NCD protection on full no claims
500 quid bang on, with legal cover , hire car etc...
With First Alternative
Good post code.
I was lazy... my TT which I had before was with F.A. and was easy to phone and switch...
I'll shop around next time its up for renewal ( Jan 08)
My wife would like to be on the insurance, but as she's only been driving for 2 years, it was going to be a tad pricey.
SO... I checked with Direct Line which she insures her mini with, and for next year I'm looking at about 400 or so with her on it, if we have 2 cars in the household with them as you get a 10% discount.
Ironically VW insurance was more expensive than anybody listed on Confused.com.... at 1300 quid... I told the bloke it was all a bit embarrasing for them really....