GolfGTIforum.co.uk
Model specific boards => Golf mk2 => Topic started by: Unfinishedgolf on 23 June 2007, 23:28
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From this
(http://i161.photobucket.com/albums/t209/Obitheestate/Thumper.jpg)
To this
(http://i161.photobucket.com/albums/t209/Obitheestate/clanger.jpg)
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:shocked: :embarassed: :angry:
HOW
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bad luck m8 :cry:
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Gutted, what did you do??
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Driving down a country lane, came round a corner. Car coming other way, i moved over hit the mud on the side of the road back end flicked out, i straightened it back up and straight into a tree at about 50ish. My mate and i are both fine just a bit of whiplash.
The car is completely foobed drivers side of the car took most damage engine and pedals have moved back about 6 inches floor and roof are both rippled, drivers sill has crumpled pushing the door open (fortunately). Bit of a pain having spent about a grand in about a month getting it all sorted out and up together
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:sad:
glad your both ok, and this is the reason we pay so much for insurance!
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You are very lucky to get out of that OK...
Tom
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Really sorry for you ate, the car looked stunning. At least your both ok and hopefully you'll be able to get back what you've lost via insurance.
Cheers,
Andy
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Ouch!...
Where was that... The Kieth Gott Landy got you out ok i see, you must be around Hampshire? Which road?
Knobby..
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gutted for you...
was a tidy lookoing motor!
main thing is your OK, and live to fight another day!
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Shame, that car looked so sweet. But it's only a car and your limbs still work, which is way more important.
Get yourself another MK2 and transplant the best bits that are still functional. Atleast you learnt not to gun a car in wet country lanes. Imagine if it was a bunch of kids on bikes or horse riders on the otherside of the road....... a nice spell over the wall and banned for a couple of years.
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bad arrows. lucky the old vw's are built tough. imagine the carnage if it was a mini or an uno. glad everyone's ok
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vultures he lot of ya :grin: only kidding, sory to hear that mate, at least you are ok. :smiley: plenty more veedubs to go round :grin:
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its only a scratch, im sure it will polish out... :lipsrsealed:
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For your info the road was dry when i crashed and i missed the other car. I had my incident on a country lane between rogate and liss, apperently its quite a notorious bit of road.
Unfortunately a copper turned up before we had moved it away and it was deemed unsafe to move so they got a recovery lorry out, so its sat in a compound in midhurst.Hope i can go over there and get the wheels off
:cry: :cry: :cry: :cry:
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i know that road, can be a bit dodgy.. i used to live in midhurst and work in liphook.
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terrible shame man. i know how you feel, i lost my first car to a country lane at a simular speed. Don't listen to all the idiots that moan about 'people like you affect our insurance' and ' now you've learnt your lesson ' as we all like to drive fast and every one makes mistakes. Just a good job you escaped unharmed :smiley:
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I too feel your pain, my last oakie ended up looking quite similar after an incident down a narrow high-banked country lane.
Limbs fix themselves though and the next car is always out there somewhere waiting to be found. Glad you're both ok, another testament to the strength of the mk2.
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Got insurance through for my golf today. Apperently i owe them 200 quid so no cheque for me, it was a CAT b write off so everything has gone :sad:. I spent over 1k in three weeks to get him looking like that, so all in the crash has cost me about 1300 quid. Thought thats what insurance was for but obviously not. Theres a few bits i have lying in my garage up for sale and thats my dubbin days over.
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OMG, how can they do that, was your premium huge or something, I can't believe that, did you crash into a bently tree? Thats the only way i can see that you owe them from your policy. :shocked: Thinking about mine now, its a shed incomparison to yours pre accident! :laugh:
So whats next then?
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mate, thats sh!te on 2 counts . :sad:
1 for the crash and 1 for being shafted by the insurance.
you may aswell have not had any cos they'd have only fined you about £4.87 judging by what people seem to get find nowadays.
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Yeah mate thats what i was thinkng too, apperently if your insured with this company and you have an accident the remainder of the premium instantly becomes payable which because i crashed my car 18 days after taking out policy i owed 840 odd quid plus my 500 quid excess and they told me it was worth 1200 quid (that was their 3rd valuation). So when they deducted my excess i got 700 quid which i could not replace the car for but would cover how much i spent on my CC to buy so ithought great job done.
Imagine my surprise after an e mail told me 840 quid would be deducted from my cheque and the rest would be due in full and final payment. If i cancel the policy i will not get a refund, so my 18 day golf stint cost me 1400 quid in insurance as well.
To add insult to injury when i crashed the car we walked to my mates house to get his landrover to pull it out and get it moved so i could strip it and get some money back, whilst we were gone (max 10 mins) my stereo was stolen and my insurance wont pay out because the car wasn't locked.
Just as we were about to shift it the bob's came along and deemed it unsafe to tow. Which did not help either.
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so unlucky mate, that is awful change companies, and there will be a better car out there. :smiley:
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tell them to fu*k off and dont give them sh!t. unlucky mate glad your ok . poor old beast" car".
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Sorry to hear this really feel for you, but it does state as i had pointed out to me in the past that upon 1st claim insurance for the year (only in 1st year with company i believe is due in full) However you can get another car now on same policy for the rest of the year
Good luck
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man id cry if that was my car ... bloody country roads eyh!?!
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can you buy the car off them, break it and sell what u can for some cash?
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Right, i cant afford to pay them off and get another car so keeping the policy is pointless. The car is a CAT B so i cant buy it back and has actually been crushed NOT broken for spares. Im gutted as you can imagine some of my personal belonging were in the car and i wont see them either.
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Are you positive its been crushed now? As insurance companies still sell Cat B write offs to breakers as 'Breaker Only' vehicles. If it hasnt been crushed maybe it would be a good idea to get a friendly scrappy to buy it on your behalf and you give them the money for buying it.
Cat A write offs are the only ones that cant be bought as they are deemed useless to everyone.
Cheers,
Andy
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Last week i was told it was crushed, i asked about my belonging and if i need to send them reciepts for the stuff in it to claim it back. This week it is sat in a compound waiting for a settlement!?!
I got a lovely letter off them today too asking where the car was on the 4th of august (why did it take soo long to ask?)because they were told it was in my possesion and if it was then i may have to pay some of the storage charges!?! Think they are trying their hardest to get away with paying me the absolute minimum, mainly because of the reciepts that are in the car detailing the 1k i spent on it in about 3 weeks to get it to look like that. Im currently pursuing a few places to see if i can get duplicates etc.
Does anyone know about cover on modifications? i have cover for 1500 quid respray backed up by a reciept, obv. i paid extra on premium to have that. How much of that should i expect back? and is that on top of the price of another car, or how does that work?
At the moment i am tempted by getting some legal advice, because they seem to be refuseing to pay out without trying to charge me more for a better pay out.
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Blimey thats a crying shame that. At least you and your mate are alright, did well to walk away from that one.
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as everyone has said you were lucky to walk away from this, what a stunning car you had, what a lovely colour, my first mk2 gti was in great condition till joy riders in a stolen car piled into the back off it on xmas day outside my front door and wrote it off, when i got outside they had done a bunk (obviously) the B's, when i got in touch insurance company said "what you want us to do about it your 3rd party fire and theft", and then partners insurance company tried to claim off my insurance as my golf was put into the rear of his car, EH! i wasnt in the car so wtf :angry:, luckily partner didnt pursue me for the claim, but i was told to get in touch with the Motor Insurance Bureau, see if they could help me, expained about insurance company and what happened, nice people, got my car inspected and low and behold i got £2800, £1800 for golf and £1000 compensation, was a bit of a gutter when i found out it was someone who lived around the road from me who did all this damage and he got off scot free, being a little snitch came in handy for him, seems criminals can get away with anything if they inform on other drug dealers.
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Yeah i did very well to walk away, considering the floor and roof were both buckled. Doesn't help that my insurance battle is still going on. I've been on the phone everyday for a week now and im starting to get very annoyed, anyone got any ideas on what futher action i can take against them? maybe i should speak to the motor insurance bureau :wink:
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Insurance companies are bastards! when my mk2 was stolen, and found buried in a wall in Leeds, the insurance co didn't want to know- they offered me £450, and even after sending in adverts for similar cars, they wriggled... I got £700 in the end, but I wasn't happy still
Good luck, don't take any of their sh!t
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Being a country dweller myself and havin had a few 'incidents' on the roads round here i feel for you mate. Never had the complications your having, got shafted by council for 2k for denting a metre stretch of barrier once, so i wish you all the best mate. Dont give up on the dubs.