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General => Insurance => Topic started by: veedubya on 20 June 2007, 09:12

Title: Modified Car Insurance
Post by: veedubya on 20 June 2007, 09:12

Had lots of cars but always been a fan of standard, originals so i was wondering how big a difference mods make? Specifically, if you put a GTI engine in a non GTI golf (mk1). Does it make it up to GTI price insurance or does it go beyond that because its modified?
Bit vague sorry but i'm just looking for ideas before I go buying anything.
Cheers all

Title: Re: Modified Car Insurance
Post by: martinb on 20 June 2007, 14:32

Hi mate,

with us it would rate on the group of the donor vehicle/engine so if for example you put a vr6 engine in a golf driver, if it was a standard engine it would be about the same as a vr6 anyway.

Most cosmetic mods make little or no difference.

If you modify the engine itself and increase the bhp (eg cams etc) then you will normally pay a loading for increased bhp, although with most our policies you get up to a ten bhp increase for free.

This is with us though, it will vary with other insurers

Hope that helps

Martin  :smiley:

Title: Re: Modified Car Insurance
Post by: veedubya on 20 June 2007, 15:34

Smashing thanks! That was what i was expecting / hoping to hear really but before I go buying anything thought it best to check!
Thanks for your help... may be on to you people for a quote soon.