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General => Insurance => Topic started by: WutangRZA on 31 May 2007, 16:37

Title: Best companies for young drivers?
Post by: WutangRZA on 31 May 2007, 16:37
I was insured for 550 on my 1 litre 2001 vauxhall corsa last year, but got my golf a few months back, MKIV only a 1.6 litre engine, 53 plate, cost me 1000 insurance on my mums name with Tesco, im 18 and have one years no claims, was just wondering what other companies young drivers have found to be quite decent! Live in Stockport btw heh :)
Title: Re: Best companies for young drivers?
Post by: vanders on 02 June 2007, 11:14
best I found for my son was Norwich Union - they seem to accelerate NCD rapidly, eg his recent renewal went from £680 a year ago, at 19, to £550 this year at 20.   That's only for a Mazda 2 though, (1.25).
Title: Re: Best companies for young drivers?
Post by: Mew on 03 June 2007, 00:47
Admiral/Elephant/Bell

All the same company but different prices!  :sad:  Oh, and with Bell you can add a drive any car 3rd party feature for around 30 quid extra.
Title: Re: Best companies for young drivers?
Post by: sharpie on 03 June 2007, 00:49
Admiral/Elephant/Bell

All the same company but different prices!  :sad:  Oh, and with Bell you can add a drive any car 3rd party feature for around 30 quid extra.

absolutely, bell are good if you have no NCB but if you get quotes for em all you can play them off each other  :wink:
Title: Re: Best companies for young drivers?
Post by: AlanD on 04 June 2007, 14:05
Kwik Fit gave me the best price, I'm 20.
Title: Re: Best companies for young drivers?
Post by: martinb on 04 June 2007, 23:56
as Sharpie said just try loads as most often have a certain amount of flexibility to beat other quotes.

avoid bonus accelerator policies, they are hassle in the long run as only that company will garantee to accept the no claims, check out some of the other topics, i explained it in more detail in one.

best of luck

Martin  :smiley:
Title: Re: Best companies for young drivers?
Post by: WutangRZA on 07 June 2007, 03:00
thx for the replies heh!
Title: Re: Best companies for young drivers?
Post by: nexman on 12 June 2007, 17:11
an irish company Quinn direct gave me and my rates the best rates nice ppl to
Title: Re: Best companies for young drivers?
Post by: Tom H on 13 June 2007, 09:52
When me and my friends started driving we all were all the same age, with roughly the same driving experience, living quite close together and with similar cars (typical first cars, small engined hatched backs) and a company that would give one of us a great quote would be terrible for the others!

So my advice would be shop around and try a few places, 'cos a company that's cheap for someone else might turn out expensive for you, and visa versa.
Title: Re: Best companies for young drivers?
Post by: TeddyKGB on 15 June 2007, 22:59
yes it's an absoloute ball ache but shop around. My insurance varied from £800 to £7000 (I shit you not). Bell were the cheapest in the end and you will find that *some* insurance companies will take the 10 months accellerator as 1yr no claims but most will not.
Title: Re: Best companies for young drivers?
Post by: fuse on 16 June 2007, 10:45
Hi all Im just about to turn 17 and really wanna get a golf....but wanting to be the envey of my mates (this sounds crazy) but I want a Mk2 Gti, anyone got any ideas on the insurance I would be looking at, and the best places to look for it, because of the engine size I have already checked out on insurance company (swift) and they gave me a quote of £4600 for 3rd party...and well I havent got the sort money, any help?
Title: Re: Best companies for young drivers?
Post by: AlanD on 16 June 2007, 11:14
Without trying to sound like and old man and a killjoy your better off getting something smaller for 1 year then getting a GTi. Insurance for young drivers is bad enough, let alone being 17 AND driving a GTi all be it MK2.

Sorry its probably not what you want to hear.
Title: Re: Best companies for young drivers?
Post by: fuse on 17 June 2007, 11:40
no thats fair enough I was just trying to fins out if there is any way possible of be getting one but I think your right
Title: Re: Best companies for young drivers?
Post by: TeddyKGB on 17 June 2007, 22:38
No chance of going on one of your rents insurance for a year or 2?
Title: Re: Best companies for young drivers?
Post by: Barnzyuk on 18 June 2007, 11:35
i'd have to augree with everyone and say try bell! they were a couple of hundred quid cheaper than anyone else for me. The other one id suggest trying is Victor C Knight, insured me when i was 17 and there premiums were very reasonable!
Title: Re: Best companies for young drivers?
Post by: sam_16v on 24 June 2007, 21:15
i get 860 quid for a mk2 valver at quinn direct and i can drive other cars 3rd party, looking at a mk1 2.0 16v carbed track car with lots of bits. insurance could be interesting
Title: Re: Best companies for young drivers?
Post by: gooseuk on 27 June 2007, 20:33
The best quotes i got from major places were. Prudential and churchill. Everything else was just crap.
Title: Re: Best companies for young drivers?
Post by: Britman on 05 July 2007, 01:29
Hi all Im just about to turn 17 and really wanna get a golf....but wanting to be the envey of my mates (this sounds crazy) but I want a Mk2 Gti, anyone got any ideas on the insurance I would be looking at, and the best places to look for it, because of the engine size I have already checked out on insurance company (swift) and they gave me a quote of £4600 for 3rd party...and well I havent got the sort money, any help?
ID GIVE UP NOW WAit till your at least 19 to get a gti, will still b eloads but you will have no claims and driving experince, still i expect admiral will beat anyone at your age im stil with them,  try endsleigh there good for new drivers
Title: Re: Best companies for young drivers?
Post by: aaronmk2 on 15 July 2007, 18:28
im 19 with 1 ncb does anyone know a good insurance company that will insure me in my 8v gti mk2
if so what sort of quotes did anyone get
Title: Re: Best companies for young drivers?
Post by: Britman on 15 July 2007, 19:01
well kwik fit offered me £2500 a year at 22 with 2 years no claims so guess they variy a lot,
id try endlsliegh there very cheap for young drivers there good also im with admiral, but churchill might be good but may be too young to get a good quote with them
Title: Re: Best companies for young drivers?
Post by: jackass1989 on 18 July 2007, 17:40
hey fuse i dont think their is any chance u getting insured on a gti soz m8 but im 18 this month and i own a 1.3 mk2 golf, and that is a biatch to get insured cheapest i got so far is 1400 , but im still looking.i dont think we shud have to pay for insurnace how that soound yeah :D
Title: Re: Best companies for young drivers?
Post by: Stronz on 20 July 2007, 15:26
I turned 23 in June and managed to get my Mk IV GTi Turbo insured fully comp for £400ish with Direct Line. At the moment, they are offering 0% APR, so it costs no extra to pay it off in monthly installements. They also did the best quotes for my previous cars too.

But gotta agree with most people in this thread - Drive around in something less glamourous for a couple of years and build NCD (and more importantly experience!). Ive finally hit 5 years NCD, and looking at my Golf now, I can forget about all the times I was left in the slow lane on the motorways! Cool cars come with time....
Title: Re: Best companies for young drivers?
Post by: T_J_G on 20 July 2007, 16:03
im 19 with 1 ncb does anyone know a good insurance company that will insure me in my 8v gti mk2
if so what sort of quotes did anyone get

I'm 19 with 2 ncm an im paying about £1100 with admiral. 12 month policy.
Title: Re: Best companies for young drivers?
Post by: AlanD on 20 July 2007, 16:17
im 19 with 1 ncb does anyone know a good insurance company that will insure me in my 8v gti mk2
if so what sort of quotes did anyone get

It depends massively on your circumstances and your post code. Until your at least 21 be prepared to have your pants pulled down over insurance.
Title: Re: Best companies for young drivers?
Post by: dabill on 24 July 2007, 10:14
im insure with HIC... didnt speak with martin but i spoke with a young lady there... im 20, with no NCB, and she told me that usually they wont insure anyone under 21... but she did anyways, and im paying 1495 quid or there abouts haha. car only cost 1600... ahwell, first car that i really enjoy driving, and its by far the best investment i've ever made, in my opinion.