GolfGTIforum.co.uk
General => General discussion => Topic started by: neil_1821 on 03 March 2007, 19:44
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I've read a lot of threads on here about insurance and i just thought i'd post up a quick one for you all, i know martin doenst insurae anyone under 19 but hopefully i may be 19 by the time i come to insure it, it'll be a mk2 gti and i was wondering how much it's gonna cost me with 1 years no claims and third party?
I should hopefully have 1 years no claims as i havnt had an accident yet and generally young drivers crash not long after their test. There is a possibility i can get my hands on a mk2 gti that needs a bit of work, my dad said we might be able to buy it, do it up and sell it, but i'm thinking that if i do that i'm gonna want to keep it so i'm just trying to get a feeler, or do you think it would be better to sell it on and save the dollar?
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Rebuild it now and by the time it's done you can insure it :)
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^^^ What he said :wink:
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keep your hair on, i was going to have them but i realised i wouldnt be able to use the rear seats if i had them, which i kind of need to travelling back and forth to uni every week.
Besides the money's going to faster and greater things, hopefully :wink:
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^^^^^ Think that's the most random reply I've ever seen :grin:
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well knite rider lefta reply and i responded but it seems it has vanished into mid air :smug:
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Ah I see, makes much more sense now!
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Ive probably asked you before but have a terrible memory, when are you 19 mate and when did you pass your test??
Martin :smiley:
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Mine cost me £800 for 10 months tpft with no no claims at 20, after been driving for nearly two years.
That's for an 8v though, I looked into insuring a 16v but came out a fair bit more money
I'd expect it to be not far on the pretty side of a grand really, depending on where you live!
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i'm 19 in july and i've been driving for 14 months, hopefully with 1 years no claims bonus at the end of september or august cant remeber :drool:
Can i also ask martin, seeing as your a Vw driver, does your insurance policy price go skywards if it has alloy wheels and it slammed onto the floor? That seems to be the case for my mk3 at the min so it's left as standard, and poss a single light grill instead of the dual ones.
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Shocking! I remember 15 years ago when I had my 1981 Ford Fiesta. I was paying £800 back then! IThey would not have even looked at a GTi. lol
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Can i also ask martin, seeing as your a Vw driver, does your insurance policy price go skywards if it has alloy wheels and it slammed onto the floor? That seems to be the case for my mk3 at the min so it's left as standard, and poss a single light grill instead of the dual ones.
With us slammin it and putting as set of wheels on does not even effect the premium, our policies allow £1500 cosmetic mods and 10bhp performence without it effecting thee premium! :cool:
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oooo, suit you sir, that's nice and fair.
I'll be looking for a quote hopefully when i'm 19, as you dont do insurance for under 19's.
Dont suppose you may have a rough price guide?
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fraid not mate, would need to take all your details. The only way you might get a rough idea is go on our website and run through an online quote but just put your date of birth so you are a year older. It might quote, it might not...we have schemes which are not available online yet.
Martin :smiley:
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tried the website, said i already used that email address :shocked:
maybe i've already tried it before, think i did, although currently the webpage gives a custom error,, or more technical a runtime error.
Never mind it's working now, doesnt give me a quote though :shocked:
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Hi mate i turned 19 on the 16th of Feb and Martin gave me an awesome quote tpft on my valver, word of advise dont waste your time trying else where they will laugh at you practically :rolleyes:
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i will be getting my insurance with HIC in a couple of weeks time.
the quote i've had was VERY good with an agreed value that i think was very fair with all mods declared!
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tried the website, said i already used that email address :shocked:
maybe i've already tried it before, think i did, although currently the webpage gives a custom error,, or more technical a runtime error.
Never mind it's working now, doesnt give me a quote though :shocked:
did you store the details?? PM me your surname and postcode and i will check it out :smiley:
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erm, no :rolleyes:
I'll do it again and let you know
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I'm paying £1500 on a 8v Gti mk2 i was 19 about a month ago.
Shall definitely getting a quote from martin when it's die for renewal. :smiley:
Tim
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Give Chris Knott insurance a go.
I was 19, 1 years ncb, just under 2 years driving and a fairly decent postcode and it was £800 tpft&t. That included shocks/springs, stainless exhaust system and a k&n filter. They were cheaper than HIC and Adrian Flux by a couple of hundred quid(i guess they just aim for a different section of the market), so worth a go.
Admiral/elephant/bell are all worth a go as they were around the 800 quid mark, although that was with the car standard.
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im 21 no NCB been driving for 4 1/2 years no accidents got a 16v golf gti with SS mani and exhaust cost me £1200 with Direct line cheapest i could get really
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lol i had a look for insuring my 16v, im just about to turn 19. luckly i dont need to insure the car atm
(http://img120.imageshack.us/img120/9768/picture1su1.png)
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£5500 for insurance, just ridiculous.
I might give that top guy a go when i turn 19, bit pointless tryingto buy it now because after uni i might be going abroad for 3 months so i wont be using a car over here.
I was going to ask how badly the insurance would rape me on putting a 2L 16v mk2 engine in a caddy but i already know the answer to that one :cry:
Although i think a mk2 gti will be enough of a power gap for me for now
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when I Was 19 it cost me £1450 TPF&T on a 8v gti. a year later with a claim and it cost me £1094 fully comp.
call as many companies as you can. HIC aren't the only specialist company that deal with modified golfs. Adrian flux, Brentacre and performance direct are a few more. look in the back of a car mag. there are a lot in there. :)
a 10 month policy is great for quickly building up your no claims bonus, but remember when you get the price that it is only 10 months and not 12 as usual.