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General => General discussion => Topic started by: loffaz on 19 February 2007, 11:52

Title: Insurance Aged 17
Post by: loffaz on 19 February 2007, 11:52: Do you think i could get Insured at age 17 for a, Golf Gti.... :evil:
Title: Re: Insurance Aged 17
Post by: Uruk Hai on 19 February 2007, 12:31: Yes you'll get it but you'll probably have to do a bank job to pay for it :grin:
Title: Re: Insurance Aged 17
Post by: mattneck(Beavis) on 19 February 2007, 12:32: Grantley, you star, got a possible idea for yer if you're interested, will PM you :laugh:
Title: Re: Insurance Aged 17
Post by: Uruk Hai on 19 February 2007, 12:34: I aint gettin on no plane sucka !
Title: Re: Insurance Aged 17
Post by: mattneck(Beavis) on 19 February 2007, 12:39: don't blame you, might slp off the runway :laugh: :laugh: :laugh:
Title: Re: Insurance Aged 17
Post by: martinb on 19 February 2007, 17:32: Quote from: loffaz on 19 February 2007, 11:52
Do you think i could get Insured at age 17 for a, Golf Gti.... :evil:

You will struggle, what mk? 1,2,3,4,or 5?? :sad:
Title: Re: Insurance Aged 17
Post by: loffaz on 20 February 2007, 20:44: mK2
Title: Re: Insurance Aged 17
Post by: rwalker on 21 February 2007, 00:30: Martin will prob give you a better idea but I recon you'll be looking at 1k upwards for a Mk2 GTi.

- Ross
Title: Re: Insurance Aged 17
Post by: martinb on 21 February 2007, 11:53: Quote from: rwalker on 21 February 2007, 00:30
Martin will prob give you a better idea but I recon you'll be looking at 1k upwards for a Mk2 GTi.

- Ross

well we dont insure anyone under 19 at the mo so i dont really hear from any 17yr olds what they are paying these days tho, i would estimate nearer Ãƒâ€šÃ‚£2k tbh :sad:

best of luck tho, get some quotes and let us know how you get on! :smiley:
Title: Re: Insurance Aged 17
Post by: Mr Blue on 21 February 2007, 12:00: you can get insured but it will cost more than Ãƒâ€šÃ‚£1500
Title: Re: Insurance Aged 17
Post by: sacvwgolf on 21 February 2007, 16:44: /\/\/\ thats how much it would cost to insure a 1.3 never mind a gti
Title: Re: Insurance Aged 17
Post by: booth on 21 February 2007, 22:02: i have a black golf mk4 5door 2000 1.4 16v worth 4500 and im just 17.got insurance under my dads name getting my own no claims bonus with direct line for Ãƒâ€šÃ‚£1500 tpft or could have been Ãƒâ€šÃ‚£1800 fully comp. just a little information for you guys
Title: Re: Insurance Aged 17
Post by: mattneck(Beavis) on 21 February 2007, 22:52: be careful, not everyone accepts the NCB that direct line give you in that way, many places i called around said they wouldnt, and direct line said they werent sure either
Title: Re: Insurance Aged 17
Post by: cняis on 21 February 2007, 22:54: golf gti mk2 8v is group 14, with no no claims, aged 17 and male (i assume) you would be looking at Ãƒâ€šÃ‚£2000-Ãƒâ€šÃ‚£3000 easily tpft

at 17 i had a 1.1 fiesta - Ãƒâ€šÃ‚£1300 tpft

it will come down a lot with 1 or 2 years no claims tho.

the problem you will have is that no insurance company will want to insure you - i had great difficulty at 18 trying to get an XR2i insured!
Title: Re: Insurance Aged 17
Post by: loffaz on 22 February 2007, 00:35: OK Thanks People :smiley: For All The Help & All The Best LOL
Title: Re: Insurance Aged 17
Post by: benmk2 on 22 February 2007, 14:48: try www.easyinsurance4you.co.uk, i got my cheapest quote there 168 quid for a 16 v granted im 30 but thats cheap for fully comp, check around plus could get insured through your parents ;0)
Title: Re: Insurance Aged 17
Post by: loffaz on 22 February 2007, 16:40: So, If i get insured by my dad witch he will do...

Will it be alot cheaper...?

AND...

Is there any disadvantage from now to the future...?
Title: Re: Insurance Aged 17
Post by: tom26 on 22 February 2007, 17:06: I got quoted a very tasty Ãƒâ€šÃ‚£390 full comp from HIC a couple of days ago, thats with protected 5 yrs NCB and agreed value of Ãƒâ€šÃ‚£3500, sweet! (i'm 26 though)
Title: Re: Insurance Aged 17
Post by: vw-bob on 22 February 2007, 23:28: on my 1.6 driver im the main name on the insurance. but have my mum on as a named driver. try and bring it down a bit. im 19 and payin around the 1800 mark. but does the area you live in affect the price as wel?
Title: Re: Insurance Aged 17
Post by: loffaz on 23 February 2007, 12:36: I Live In lobley hill, Gateshead... so i would say no lol
Title: Re: Insurance Aged 17
Post by: martinb on 24 February 2007, 14:01: Quote from: mattneck on 21 February 2007, 22:52
be careful, not everyone accepts the NCB that direct line give you in that way, many places i called around said they wouldnt, and direct line said they werent sure either

Well said :smiley:

Quote from: loffaz on 22 February 2007, 16:40
So, If i get insured by my dad witch he will do...

Will it be alot cheaper...?

AND...

Is there any disadvantage from now to the future...?

Depends on the insurer. Some companies will do it cheaper but many such as ourselves rate on the highest risk driver anyway so makes no difference.

Also insurance companies are getting wise to this so should they feel you "fronted" the risk ie took it in your dads name just to get it cheaper even tho you are the owner and main user they could refuse to pay in the event of a claim.

Disadvanteges for the future? You wont be getting your own no claims which as previously mentioned means your insurance will be high for years to come as many companies dont accept named driver no claims.

Hope that helps

Martin :smiley:
Title: Re: Insurance Aged 17
Post by: sacvwgolf on 24 February 2007, 19:04: quick question: would putting big bumpers on a mk2 golf which had small bumpers to start with count as a body kit or affect the insurance in anyway?
Title: Re: Insurance Aged 17
Post by: rwalker on 24 February 2007, 19:23: Quote from: sacvwgolf on 24 February 2007, 19:04
quick question: would putting big bumpers on a mk2 golf which had small bumpers to start with count as a body kit or affect the insurance in anyway?

Just tell them it was a big bumper model and if they believe you shhh. :D
If you ask the insurance though I would image they would class that as a mod.

- Ross
Title: Re: Insurance Aged 17
Post by: sacvwgolf on 24 February 2007, 19:26: thats what i thought, i'll just say that it came with it. they won't know-hopefully
Title: Re: Insurance Aged 17
Post by: Breaker on 27 February 2007, 11:47: i had a gti when i was 18 and only cost Ãƒâ€šÃ‚£1200 with pass plus
and my mum as a named driver.
i'm 19 now and its aroundÃƒâ€šÃ‚£600 before direct debit
Title: Re: Insurance Aged 17
Post by: Ricky_M on 27 February 2007, 17:52: Good luck. When I passed my test in October 05, they wanted Ãƒâ€šÃ‚£2200 to insure a 1.3 TPFT. I can insure a GTI when i'm 19 with 2yrs NCB for Ãƒâ€šÃ‚£1300 TPFT.

I personally wouldn't go on your parents name, you will regret it when you need to go on your own policy and find you won't be able to insure your GTI.
Title: Re: Insurance Aged 17
Post by: Breaker on 28 February 2007, 09:29: It is my policy but with my mum as a named driver. makes it cheaper!

Admiral or Elephant all the way for young drivers with no NCB!
Title: Re: Insurance Aged 17
Post by: bulk66 on 05 March 2007, 19:27: Go on confused.com mate to have a look type in your details and it will do a search for ya.... :smiley: :smiley: