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General => General discussion => Topic started by: Tegwin on 14 February 2007, 23:45

Title: Upgrading car at 18/19...anyone got any advice?
Post by: Tegwin on 14 February 2007, 23:45
Sorry for this one...wasnt sure where to put it either...

I currently have a 1.6 Mk3 polo but want something a bit more modern and a bit quicker....

My choices are; to rebuild the polo and make it faster, or sell it and buy a golf Mk4....


The big question is....at 18 (not 19 till June) which if any of the Golfs would I get insurance on? obviously the GTI 1.8T would be the Golf of choice, but there is no way in hell I am going to get insurance on that is there?

Argh..god damn insurance! Found the perfect GTI that I wanted and then started looking at insurance :shocked:

Any advice anyone has would be greatly apreciated.

Chears.
Dunc
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: tom26 on 14 February 2007, 23:55
my friend ali rides round in a black mk4 golf match. He is also 18/19, i think this version is a 1.6 and comes with alloys etc.
nice, but still way to heavy and very slow though (think of the money you could spend on a mk2?)
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Tegwin on 14 February 2007, 23:58
If I cant get insurance on a MK4 golf I may as well stick with the mk3 polo that I have until I can get insured at 19-20...

There must be a way of getting more power out of the 1.6 polo!!!
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Martz on 15 February 2007, 00:04
Problem being a teen is the high premiums. Why not get yourself a nice MK2 1.6 and dress it up nicely. Would not cost the earth and you would have a good looking car.

Or G40 the polo?
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Tegwin on 15 February 2007, 00:08
LOL...If I stick a supercharged G40 in the polo the insurance is going to be worse than the golf!

Its suposed to be 75Hp as standard...I recon if I clean it up and can find some way of getting multipoint injection on it getting just under 90hp should be do-able...its not a heavy car either...

Its just finding the bits to do the engine...there are loads of places selling performance parts for zetec and pinto engines...but appear to be few for the 1.6 polo engine...
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Neaty on 15 February 2007, 00:18
I know its not new but how about a mark 2 8v?
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: tom26 on 15 February 2007, 10:04
surely if you start trying to coax too much power from that engine your insurance is going to go up anyway?
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: T_J_G on 15 February 2007, 13:50
Buy a mk2 Golf GTi....seriously.

I insured one when I was 18... :smiley: now i'm 19(only just).
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: tom26 on 15 February 2007, 16:01
Buy a mk2 Golf GTi....seriously.
good advice.
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: SpearMintTom on 15 February 2007, 16:09
Dunno if this helps, but I turned 20 in August 06 and had previously been driving a MK1 Polo L 895cc (about 40bhp) and was insured with admiral, i then got a MK2 Polo 1.1, I then got my MK1 Golf 1.6 - VERY heavily modified, everything is listed with the insurance company as being insured with a nice car is better than going to prison or court. - Anyway.. I'm with HIC who are Briiilllliant & lovely & friendly and its only costing me £600 TPFT with 1 years No Claims Bonus :D
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Tegwin on 15 February 2007, 16:42
Who is HIC?

Think I need to get some quotes and see how much (if they will insure me) it would cost to get my polo insured if I go ahead and fiddle with that.... :evil:
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Neaty on 15 February 2007, 17:01
have a look in the insurance section, the number is there, ask for Martin  :wink:
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: martinb on 16 February 2007, 12:07
have a look in the insurance section, the number is there, ask for Martin  :wink:

Cheers Paul!  :wink:

Tegwin - we dont insure anyone until they are 19 but if you want me to do you a quote from then, let me know and i will see what i can do for ya!  :cool:

Martin  :smiley:
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: ItsHarry on 16 February 2007, 16:15
Have you looked at some of the diesel mk4's mate?

Or 'rents insurance?
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: Martz on 17 February 2007, 22:25
Have you looked at some of the diesel mk4's mate?


True, thats got to be a good option.
Title: Re: Upgrading car at 18/19...anyone got any advice?
Post by: sharpie on 18 February 2007, 21:47
when i was looking at quotes with no NCB (but 2 years named driver) when I just turned 19 - i was surprised at how much they'd fallen from when i was 17.

I'm cheaper now on my mark2 gti than what i was with a 1.4 clio on my parents' names.

Go for a 1.8T if you can afford to- and you'll have plenty options in the future for more power - if not get a mark 2 gti cos they're lots of fun!  :smiley: