GolfGTIforum.co.uk
Model specific boards => Golf mk5 => Topic started by: Shrodinger's Cat on 30 November 2006, 21:18
-
Who do you peeps use for insurance?
I don't have any no claims and am aged 28. Best price I've been quoted is just under 1k for me and the missus (business class 2) with www.elephant.co.uk.
-
Hiya,i used Swiftcover.com,at £500 they were way cheaper than others for me.Obviously age is a major factor, i'll be 40 in a few weeks!They didn't mind that i'd changed the wheels either,which is unusual. Hope this helps.
-
Cheers noj - I'll have a look at their prices. :smiley:
-
am 30 with no claims due to police car crash!!!! :sick:wife 27 also on car with buisness class 2.
elephant quote went from around £500 to £750 but changed to admiral for £630 if i remember correctly.
might be a post code thing? shop around
-
Thanks Scotty - I'll try Admiral tonight. Wife is 27 also, and I've got 3 points for an SP50 :embarassed:
I have a Paisley post code (for those of you in In-ger-lund, it's near Glasgow) even though I don't stay there, and I think that pushes the premium up a bit.
Also, I've been declaring that the car is modified in that it has 18" Monzas (i.e. optional extra alloys). Maybe this is also adding to the cost? :undecided:
Thought by the time I was 28 my insurance would be a bit more affordable. :sad:
-
I'm pretty sure the 18s don't count as modified as standard VW wheels bought with the car. Over the last few years I have moved around Pivalege (sp?), Admiral and Elephant and found them to be the cheapest by miles. I got quoted £2k for my last car and now pay just £800 for the Golf. I'm 30 and car is on the street in SW2 London which is also the Brixton postcode so not ideal! That includes my girlfriend, 3 years no claims, commuting and just 8k miles a year.
-
Also, I've been declaring that the car is modified in that it has 18" Monzas (i.e. optional extra alloys). Maybe this is also adding to the cost? :undecided:
I probably would not consider this as a modification as its an optional dealer extra, i didnt put it as a mod on the quote i gave you..... :smiley:
-
I've always been told that factory fitted options are not modifications.
-
Hi,
Im 31 and paid about £630 wth privilege. It might be worth adding a few older drivers on you policy, when i added my dad (no claims or conviction, driving since 1964) my quote dropped by £20.
-
Also, I've been declaring that the car is modified in that it has 18" Monzas (i.e. optional extra alloys). Maybe this is also adding to the cost? :undecided:
I probably would not consider this as a modification as its an optional dealer extra, i didnt put it as a mod on the quote i gave you..... :smiley:
Hi Martin
Meant to say, I double checked the quote I had from efalump, and the 12 month one (rather than the 10 month accelerator bogey) was just shy of 1k.
Admiral called me today and said they would be able to do below £900 when I give them the date I'm getting the car. :smiley:
Hands up who would use Martin if HIC were competitive on Mk V's and gave as an extra 10% off for being members of the site... :huh:
-
Hi,
Im 31 and paid about £630 wth privilege. It might be worth adding a few older drivers on you policy, when i added my dad (no claims or conviction, driving since 1964) my quote dropped by £20.
I'll try putting my Mum on - she's 60!
Funny thing is, if the insurers could see her drive, they'd increase my premium for adding her! :grin:
-
Hi Martin
Meant to say, I double checked the quote I had from efalump, and the 12 month one (rather than the 10 month accelerator bogey) was just shy of 1k.
Admiral called me today and said they would be able to do below £900 when I give them the date I'm getting the car.  :smiley:
Hands up who would use Martin if HIC were competitive on Mk V's and gave as an extra 10% off for being members of the site... :huh:
no worries, nice one.
Had a chat with my boss about the mkV's after i spoke to you and mentioned that we are not very good at them at the moment and he said there are some things in the pipeline to rectify this so watch this space...... :wink:
-
im 32 , 10 yrs no claims, and found the bell insurance was by far the cheapest at £520 fully comp with the missus on my policy as 2nd driver.
-
Try confused.com on internet. Just put i details once and it compares a large number of options real time and reports back to you in descending cost. I was lucky due to age, wife's car, low mileage to get fully comp for £203 for GTI.
-
Try confused.com on internet.  Just put in details once and it compares a large number of options real time and reports back to you in ascending cost.  I was lucky due to age, wife's car, low mileage to get fully comp for £203 for GTI.
-
getting quoted around £360-£450 for a GTI for me, which is similar to what I pay for my TT225 Quattro
32, 8 yrs no claims, AB10 postcode, parked in a residents car park
Just hoping that the Edition 30 I've ordered won't cause the premium to be too much higher.
I've not looked into whether a Tracker of some sort would have much effect on the premium either
-
getting quoted around £360-£450 for a GTI for me, which is similar to what I pay for my TT225 Quattro
32, 8 yrs no claims, AB10 postcode, parked in a residents car park
Just hoping that the Edition 30 I've ordered won't cause the premium to be too much higher.
I've not looked into whether a Tracker of some sort would have much effect on the premium either
bargain! lucky you!
-
37 yrs with Mrs on, full no claims ,protected, Nottingham, £420 DirectLine.
-
27yrs male 4yrs no claims, Advanced driving qualified, defensive driving qualified,
Insurance 490 post code North London.
-
SWIFTCOVER.COM. me being 28 with 3 points and put my girlfreind on it(for when i have a drink) worked out 495.00. the postcode makes a difference. try moneysupermarket.com its the best way.