GolfGTIforum.co.uk

Model specific boards => Golf mk2 => Topic started by: Ciaran on 10 January 2004, 17:42

Title: Insurance for a 20 year old on a 16V
Post by: Ciaran on 10 January 2004, 17:42
oak green. im 20 have 0 NCB but in a good postcode!

admiral just quoted me ?817 online so is this good?
Title: Re:Insurance for a 20 year old on a 16V
Post by: tomcat on 10 January 2004, 18:02
It depends what cover and excess the policy has. I would guess that it is Third Party Fire and Theft. If it is with Admiral is it a 10 month policy? if so avoid it like the plague even though 12 month policies are more expensive it is the only way that the No Claims Bonus you earn will be able to be used if you go to another company next year. Be sure to ask whether there is any age related excess and what the total excess is on the policy. Other than that ?817 is pretty good with no No Claims Bonus. I am an inurance broker and we advertise in Performance VW, Golf, Volksworld etc and I don't think we could top that.
Title: Re:Insurance for a 20 year old on a 16V
Post by: Gozza on 10 January 2004, 18:09
Is that right re 10 month policies re not being able to use the ncb with other insurers ?? Elephant just quoted me ?530 odd on a 10 month policy ??
Title: Re:Insurance for a 20 year old on a 16V
Post by: Ciaran on 10 January 2004, 18:13
well it's tpft but is 12months as i changed it from the 10month  as iv heard about it b4.
i was expecting it to be ridiculous!
?817 is as a lump sum what is it likely to be if i pay it over 12 months? in other words how much will it go up?
Title: Re:Insurance for a 20 year old on a 16V
Post by: Dizzie on 10 January 2004, 18:24
usually 10%, but ask.
Title: Re:Insurance for a 20 year old on a 16V
Post by: Ciaran on 11 January 2004, 12:04
well ?817 is now ?919 tpft with me as the policy holder and mum and dad on it to make it cheaper. thats with a ?201.80 deposit and 10 payment of ?79.60 but im covered for 12 months with that it.

so this pretty good?
Title: Re:Insurance for a 20 year old on a 16V
Post by: jedi16v on 11 January 2004, 22:47
thats not bad really mate . most insurance companies say a 16v is group 15 ins . i have found admiral very good.
Title: Re:Insurance for a 20 year old on a 16V
Post by: cheech on 11 January 2004, 23:34
How old is the car? If 88 or before try classic car insurance. it would be limited mileage but you can easily swap dials or unplug speedo cable and get a VDO speedo to stick on!Im ?110/year
Title: Re:Insurance for a 20 year old on a 16V
Post by: Blue MK2 on 11 January 2004, 23:36
?110 a year! :o road tax is more!
Title: Re:Insurance for a 20 year old on a 16V
Post by: Ciaran on 12 January 2004, 00:10
no its a J 1991
Title: Re:Insurance for a 20 year old on a 16V
Post by: cheech on 12 January 2004, 12:38
Quote from: Blue MK2 on 11 January 2004, 23:36
?110 a year! :o road tax is more!

Yeah man, nae too bad for a 20 year old :P
Title: Re:Insurance for a 20 year old on a 16V
Post by: Ciaran on 15 January 2004, 13:11
sound getting the car this weekend and first mod the grille and single head light conversion so the only question now 3 or 5 bar grille?
Title: Re:Insurance for a 20 year old on a 16V
Post by: Gozza on 15 January 2004, 14:10
Quote from: weeally on 11 January 2004, 23:34
How old is the car? If 88 or before try classic car insurance. it would be limited mileage but you can easily swap dials or unplug speedo cable and get a VDO speedo to stick on!Im ?110/year

Who u insured with Weeally, any contact numbers for em ??