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Model specific boards => Golf mk4 => Topic started by: GolfGL on 20 July 2006, 22:51

Title: Insurance and young mk4 owners
Post by: GolfGL on 20 July 2006, 22:51
Hi, how much are you mk4 owners paying for your insurance. Im 20 and have a 2.0 with no claims, convictions or ncb. Most insurers wouldnt touch me with a barge pole if they did they wanted £2k+. Elephant sorted it for £950 i just wanted to know if this is good or not compared to yours.
Cheers
Adam
Title: Re: Insurance and young mk4 owners
Post by: welshgar on 20 July 2006, 23:11
im 27, 4 yrs ncb, and it cost £390 full comp, me and the missus

sorry,  :embarassed: ive wanted to do that for a while.... im almost glad im a bit older now!!LOL
Title: Re: Insurance and young mk4 owners
Post by: gibson on 21 July 2006, 13:39
im 22,  2yrs NCB,  52reg mk4 100bhp paying a shade over £500 with HIC Insurance - martin a member here works for them and sorted me a deal out.. thats fully comp and 3rd party on any other vehicle. ;)

Give him a call (look in good guys section) and he will probably beat ya elephant quote
Title: Re: Insurance and young mk4 owners
Post by: matt180385 on 21 July 2006, 13:58
Have a look here theres a good insurance search engine

http://www.autotrader.co.uk/CARS/motoring/ins/insurance-centre.jsp
Title: Re: Insurance and young mk4 owners
Post by: gillieuk on 25 July 2006, 10:33
well i got a bargin me thinks

admiral
fully comp
12 month
250 xcess
23 years old
1 years nc

£439
Title: Re: Insurance and young mk4 owners
Post by: xs2man on 25 July 2006, 11:14
27, 2years NCD, 1 accident, 3 points, me and the missus (she passed test less than year), GTi Turbo, £588 fully comp. Got that off autotrader.  Kwik fit were also VERY close to the mark.
Title: Re: Insurance and young mk4 owners
Post by: GazB on 25 July 2006, 16:01
When I had my 1.8t, 28 5 yrs ncd, rs6 wheels coilovers, revo'd stainless exhaust, forge Recirc, CAI all declared. 6 points with brentacre £360 :grin:, the joys of being old :cool:
Title: Re: Insurance and young mk4 owners
Post by: R32_T on 25 July 2006, 20:36
Well i've got a motor trade policy  :grin:

Im 22, have had a licence for 5 years, no accidents, 9 points

I Can drive any vehicle up to the value of 45k Fully Comp  :laugh:

There are 4 of us on the policy and pay 4700 pounds a year

Thats with Bollingtons  :cool:
Title: Re: Insurance and young mk4 owners
Post by: ub7rm on 25 July 2006, 21:22
23
0 NCB
x plate 1.8T
No claims/points/convictions
10 months bonus accelerator with Admiral £390 with my girlfriend on it too (also 23 and at the time had precisely 1 month with a full driving license)

Excess is something stupid though and I did state that I did no more than 9000 miles a year.
Title: Re: Insurance and young mk4 owners
Post by: Cheeky Monkey on 31 July 2006, 10:15
Bloody'el you lot I must need me head examined.

I have a Mk4 GTI (2001) 35 years 13 year NCB live outside London no points, clean license

£610 fully comp with Admiral, but then you get everything, windscreen cover, breakdown, put me up in hotel PNCB.
Title: Re: Insurance and young mk4 owners
Post by: tittlz on 05 August 2006, 18:49
try www.greenlight.co.uk they beat all quotes i got from other companies by £400
Title: Re: Insurance and young mk4 owners
Post by: xs2man on 06 August 2006, 01:47
That is FAR too much to be paying for insurance considering your stats.

Personally, I wouldn't touch Admiral.  My cousin was with them, and when her neighbour STOLE her car (no keys or anything), they refused to pay out because she knew them.  Then turned round and charged her storage etc...

Didn't matter that he was repoted to police or anything, just that she knew where he lived????

Nah, I wouldn't touch any of their policies.  All sounds good (well, not for you), until you need to make a claim.

And that greenlight link?  All I get is a "search engine optimiser"???
Title: Re: Insurance and young mk4 owners
Post by: tittlz on 06 August 2006, 15:45
Sorry its www.greenlightinsurance.com
Title: Re: Insurance and young mk4 owners
Post by: Cheeky Monkey on 07 August 2006, 08:23
I think I'll check around again come January. I've been with Admiral for quite a few years now and get the whole package, I'm just wondering what greenlightinsurance can offer thou!!

I used confused.co.uk to search for the cheapest quote as it does all the searching for ya.

Quinn Direct was much cheaper and based in Ireland but they don't offer breakdown, windscreen cover in their price :-(
Title: Re: Insurance and young mk4 owners
Post by: xs2man on 07 August 2006, 17:28
Confused is okay, but my cousin falls into that trap aswell.  They say they check everyone for the best quote, but I can ALWAYS find cheaper.

Having said that, the Autotraders insurance search has always bee VERY close to the cheapest I've managed to get, and this year I went with a quote I got from the kwik fit insurance website.

http://www.autotrader.co.uk/CARS/motoring/ins/insurance-centre.jsp
http://www.kwik-fitinsurance.com/

Both of them were REALLY close, and easily £200 less than anywhere else.  Having said that, I think both quotes were from the same company, just kwikfit took less commission or something.

Anyway, try them, they were invaluable to me when deciding what car to go for.  They were only £850 for an M3, wow.
Title: Re: Insurance and young mk4 owners
Post by: sambo on 07 August 2006, 17:49
Im 22 v reg 1.8t with mods (front valance, skirts,rear valance, wheels, exhaust)

1 NCD but  4 points

driving 5 years

me and the misses £900 full comp

Garaged, social only less than 7k a year (actually only done 2k in 6 months so far)

Thats with elephant but its up for renewal in october so i'll shop around, next cheapest from that was about £1700 if i remember!!!
Title: Re: Insurance and young mk4 owners
Post by: mk316valver on 08 August 2006, 02:22
Just tried the Autotrader quote. Cheapest came in at £325 with a huge £450 XS. I'm currently with Bell Direct and pay only £290 Fully Comp & Protected with £150 XS. My vehicle is a 98' 1.8T and I have full no claims and the missus on aswell (both 30) with no convictions (somehow!) and no accidents. Looks like I did OK. :smiley:
Title: Re: Insurance and young mk4 owners
Post by: posicarl on 12 August 2006, 11:59
25 Years old
5 years no claims
3 points
02 25th anniversary gti
Fully comp £430

with Churchill

Would of been £310 if it was a normal gti, them bastid BBS wheels strike again!!