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General => General discussion => Topic started by: VR6_ROB on 06 December 2003, 15:06

Title: insurance
Post by: VR6_ROB on 06 December 2003, 15:06
where can i get the best insurance from because i tried a few sites and they wont give me a quote on a 1989 golf gti mk2 i got no no claims at the mo i been drivin since beginin of augustany1 got any rough estimates cheers
Title: Re:insurance
Post by: Blue MK2 on 06 December 2003, 15:42
probably about ?2000

try www.elephant.co.uk they where the cheapest
also www.tescocarinsurance.co.uk
Title: Re:insurance
Post by: Blue MK2 on 06 December 2003, 15:42
Depends how old you are mate?
Title: Re:insurance
Post by: richandhazel on 06 December 2003, 15:46
Do search through the forum...........there have been a large number of previous posts that should help.
Title: Re:insurance
Post by: VR6_ROB on 06 December 2003, 15:53
i am 18 nearly 19
Title: Re:insurance
Post by: Blue MK2 on 06 December 2003, 16:01
im 18 and pay just over ?2k fully comp with all mods.

Cheap thing to do is pay about ?1200 for 6 months on a crap runnaround fully comp. This will give you a 1 years bonus on some insurers.
Title: Re:insurance
Post by: VR6_ROB on 06 December 2003, 16:06
i got a run around at the mo but i just had to stop the insurance because the car is dead n it was to slow
Title: Re:insurance
Post by: Blue MK2 on 06 December 2003, 16:09
If you kept the insurance on your runnaround you could have put the Gti on your parents name for about under ?500.

Then drove the GTi ;D

Thats if your were fully comp and your insurer let you drive other vehicles.
Title: Re:insurance
Post by: kniterider on 06 December 2003, 16:50
i use admiral with both of mine bob on service!! but then ive got a clean license, full protected no claims oh yeah and i married and an old git! or so ive been told 29!!! lol ;D
Title: Re:insurance
Post by: mrwotto on 06 December 2003, 22:11
i got my mk3 16v insured with tescos, me and the missus fully comp costs me ?420, but yet again we both have full no claims, are nearly as old as kniterider  :P /good thing is i found with tescos on my other car (an italian one) she is insured as main driver and got 5 years no claims in one year! something to do with me having full no claims and having both cars insured with them, maybe worth looking into that  ???
Title: Re:insurance
Post by: Blue MK2 on 06 December 2003, 22:30
5 years in one year! I know how to get 2 years in one year....

6months fully comp insurance = 1 years no claims

now do that twice and you have 2 years no claims in one year.

but 5! 8)
Title: Re:insurance
Post by: kniterider on 06 December 2003, 22:34
insurrance all over the place, all competeing with each other!!! go with the cheapest quote id say!!!!!!!!!!!!
Title: Re:insurance
Post by: mrwotto on 06 December 2003, 22:39
I know it sounds a bit weird but its true mate, cos its a 2nd car, not sure of the ins and outs of it, but it wound me up that she got 5 years no claims in a year when it took me 5 years !!!!!!!!!!!!
Title: Re:insurance
Post by: topher on 06 December 2003, 22:47
let's be real... 18 years old.. zero no claims.. license held less than 6 months.... insurance on a gti is gonna cost you more than the car mate.
Title: Re:insurance
Post by: mrwotto on 06 December 2003, 22:54
When i passed my test back in 94, I bought an A reg Austin Metro, cost me ?400, and that cost me ?450 tptf to insure, so to insure a GTI at 18 nowadays, well i shudder to think!!!

Title: Re:insurance
Post by: kniterider on 06 December 2003, 23:14
dont think!! just do it!!, when i was a 'boy racer' i had xr3is and astra gte's would always pay more money to have the proper thing and payu more oninsurance!! my mates all had metros or fiestas know what id rather have!!!! ;D ;D ;D ;D
Title: Re:insurance
Post by: mrwotto on 06 December 2003, 23:20
yeah i know wot u mean kniterider, but me metro was kitted out as a mg metro, even tho it only had a 1.0 litre engine in it, oh and it had a turbo badge lol, seriously tho, as u said ya gotta start somewhere, so i thinks personally its best getting your own insurance rather than in parents name as u save in the long run!
Title: Re:insurance
Post by: topher on 06 December 2003, 23:24
my 1st car was a mini with a LAMM turbo bodykit  :-[ .. until it had an argument with the rear end of an Audi A6... total cost of car - ?900 ..... insurance... ?950.. that was in '98
Title: Re:insurance
Post by: kniterider on 06 December 2003, 23:25
never had insurance in parents name, allways in my own to this day, i started with a 2.0s capri, then and 86 xr31, then ann 86 atsra gte and went from there to rs turbos etc, never had no prob insuring, as had a good job, would rarther roll round in the real thing for ?100 PER MONTH than some done up wanna be wreck for ?70 per month!! cos that was about the difference !!!! ;D ;D ;D
Title: Re:insurance
Post by: mrwotto on 06 December 2003, 23:28
yeah i know, was just saying you save in long run having it in ya own name from the start, as you build up your no claims quicker
Title: Re:insurance
Post by: topher on 06 December 2003, 23:28
hehe yeah i learned my lesson after that and bought an RS turbo fiesta.... "luckily" i'd just started working full time and could JUST about afford the ?130 a month insurance
Title: Re:insurance
Post by: kniterider on 06 December 2003, 23:34
yeah but what a pose compared to what your mates were drivin!!!! lol ;D
Title: Re:insurance
Post by: topher on 06 December 2003, 23:38
my fezzie turb' looked like a bentley compared to their micras/novas/corsas/ford ka's ... just meant it was never my round at the pub! :P .. couldnt lose !
Title: Re:insurance
Post by: Dizzie on 06 December 2003, 23:47
19 - mk2 gti - no mods - ?1450 TPF&T (0 ncb)
21 - mk2 gti - minor mods - ?1014 comp (0 ncb)
22 - mk2 gti - loads of mods - ?894 comp (1 ncb)
Title: Re:insurance
Post by: topher on 06 December 2003, 23:50
23 - mk4 gti 1.8T - no mods - ?1130

SEND ME MONEY PLEASE !  :'(
Title: Re:insurance
Post by: dubslug on 06 December 2003, 23:54
i did pass plus when i passed knocked off over 200 quid insurance wise all i had to do was dive on motorway and at night
Title: Re:insurance
Post by: Dinky on 07 December 2003, 17:29
Insurance is sh!te-always hate having to pay it!I'd start from the bottom,like me, i've only got tpft,no ncb yet n i'm doing that 10 month accelerator plan.I'm pating ?900 but its worth it!

U can get different plans like limited milege,just depends what u want n how much u can afford to pay.

R there no special deals by any insurers for vws?Like how RS Turbos n the like have Dominion so they get it cheaper if they join the RS owners club-saves a few pounds a know!?If not,they should b!

Dinky :-*
Title: Re:insurance
Post by: Speedydub on 07 December 2003, 17:38
Gti insurance is up for renewal this month..... :-\
Hopefully it wont have gone up...... ::)
Title: Re:insurance
Post by: lewis on 07 December 2003, 19:50
I have my MK1 insured with H.I.C. I'm 24 and with limited miles of 5000 for fully comp insurance they quoted me ?250. I have 4 years no clams but I used these to insure my MK4 but H.I.C still took them into account. I will post there web address up tomorrow when I am at work. It could be worth you trying these rob, not too sure if they have an age limit though.