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Model specific boards => Golf mk2 => Topic started by: jezza16v on 13 April 2006, 11:12

Title: Class D Write off
Post by: jezza16v on 13 April 2006, 11:12
Hi, I need a bit of advice if anyone can help.
I have the chance to buy a 91 gti 8v, I've run a check on it and its come back as a 'class d' write off 4 yers ago!
A closer look shows it to have had a new n/s wing, front bumper, n/s head light, grille and the bonnet has been repaired (very well) rather than replaced. There is no damage to the inner wing or box sections (that I can tell) and its a really tidy straight low mileage car & everything matches the V5. The current owner has had it 2yrs and didn't know its history (I believe her). Is Cat D a problem on an old car, it seems too good to just walk away?  :undecided:
Title: Re: Class D Write off
Post by: A7 UFO on 13 April 2006, 11:16
As long as you are prepared to sell it on as cheap as you bought it for then there shouldn't be a problem.  Just give it a thorough test drive to ensure it is straight.
Title: Re: Class D Write off
Post by: jezza16v on 13 April 2006, 11:29
Thanks for that. It drives really well, infact its the only mk2 I've driven that does'nt pull to the left! She wanted £1200, I beat her down to £1050 before I found out so I'm thinking of going back now with an offer of £750... Is that too mean or too much I wonder?  :undecided: :undecided: :undecided:
Title: Re: Class D Write off
Post by: topher on 13 April 2006, 11:37
well since your insurance will pay you f*ck all if it gets stolen/written off, £750 is more than generous.
Title: Re: Class D Write off
Post by: jezza16v on 13 April 2006, 11:40
 :huh: Explain please!!
Title: Re: Class D Write off
Post by: Gambit on 13 April 2006, 12:15
with it being Cat D the car insurance companies valuation of the car isprobably about 50% less than that of a GTI of similar age that is not written off.

A7 summed it up. dont be buying thinking you'll make money on it. you wont.

buy it if you want it. its easy to see why it was written off. 4 years ago the car was probably worth about 1500. the cost of repairs would have made it an uneconomical repair. hence it was written off
Title: Re: Class D Write off
Post by: [han] on 13 April 2006, 12:24
mines a cat D and i love it, although i have the papers to prove we put back on the road legally. VIC papers! Can knock her dowen further if she doesnt have these!

Cat D just effects price if repairs have been done right!

 :grin:Only devalues cr, doens't make it a bad one!
Title: Re: Class D Write off
Post by: jezza16v on 13 April 2006, 12:40
Thanks Gamit & Han. Think it's best to value it a s a spares/doner vehicle then. It does not have any paperwork, or notes on the V5, apparently they did'nt start requiring that stuff on cat D until 3 years ago. A friend of mine has a cat D but on his V5 there is a note at the bottom to declare it, thats why I didn't twig it when I first looked. I'm just glad I ran a check on it, worth the £20 it seems. Strange though, I got a fully comp insurance quote on it just in case I went ahead and you would have thought the insurance company would have alerted me to it......not a chance!  :angry:  I checked further and even if I pay £150 to get it certified by 'Autoline' (or something like that) it still stays as a cat D... its madness  :rolleyes:
Title: Re: Class D Write off
Post by: systemseiko on 13 April 2006, 16:55
Correct me if i' wrong but a full RAC inspection should warrant either a Cat "C" or "D" that is properly repaired roadworthy and give you a list of any outstanding repair issues,  although the V 5 wil still display that it has at one stage been damaged.
When i bought my GTI i paid extra £Â£Ã‚£Ã‚£'s to insure it for £3500.00 incase the inevitable happened,  it only cost £29.00 and well worth the few extra shillings,  plus if you have a RAC report it can be used as an independant view to the car's roadworthyness post RTA.
Title: Re: Class D Write off
Post by: jezza16v on 13 April 2006, 17:09
Thanks for your input, I'll look into that. The current 5 has no mention of damage because it was before there was such a requirement for certification, it just came up on a 'Car Status' check. I expect I'll miss out on it because she may get lucky and sell it to someone who does'nt bother to check it out. Its a pity really because its is in much better condition than the 16v I already have! :laugh:
Title: Re: Class D Write off
Post by: Gambit on 13 April 2006, 17:20
i would speak to the girl and try and "put the wind up her" so to speak. by saying that most car buyers will now HPI a car, especially a GTI as alot of have had prangs. wave some money under her nostrils aswell
Title: Re: Class D Write off
Post by: [han] on 13 April 2006, 18:00
My Vic check was about £30 - £40 and that ensured it was put back on road in a safe condiin!
Title: Re: Class D Write off
Post by: silkyballs on 13 April 2006, 19:34
my car is a cat d write off it was hit by some bird in a corsa and id only had it 6months was a genuin motor.the insurance paid out 1600 bucks which is what i paid for it and then a year later i was hit up the arse by a knobber with no insurance in his work van!i took the owner of the work van to court and sued him for the cost of repairs to my car which was £987 more than what the car should have been worth and im still driving the ripper around!well thats a lie at the mo cos its not running!lol

at the end of the day when they are a cat d or c write off as long as they drive straight and look good and youre getting what you want out of it,it doenst m,atter untill you come to sell it and you dont rip anybody off.
Title: Re: Class D Write off
Post by: [han] on 13 April 2006, 19:46
still a running car at the end of the day! it just decreeasees value, not the quality of the car if it has been repaired well!
Title: Re: Class D Write off
Post by: silkyballs on 13 April 2006, 20:19
they done a lovely job on mine lover her to bits would never get rid of her unless somebody offerd me a splitty?????that aint gonna happen!mine is worth more in bits than as a whole car!
 :grin:
Title: Re: Class D Write off
Post by: [han] on 13 April 2006, 20:56
i love mine! Hopefully it'll love me back after the make-over this weekend!
Title: Re: Class D Write off
Post by: burna on 15 April 2006, 16:50
mine was a cat D write off in september 04, i bought it unaware of being written off in july 05 for £1350 then had it smashed into again in january 06 and it was re-valued at £900 with 13 owners and 127K totally standard in mint cond, i was expecting naff all for her tbh!!!

the good news is it never got wrote off, gettin paid £700 in cash to repair at my convenience and it doesnt go down as being cat D x2!