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General => General discussion => Topic started by: bob on 25 November 2003, 18:11

Title: Arrgh, some guy just wrote off my mkII
Post by: bob on 25 November 2003, 18:11
Not a good day! After all the years looking after my GTi 8v MkII, some guy totals it in a second. I am pretty sure it will be a write off and be lucky to get a grand for it. I am not too sure of the value, but obviously i want all i can get. It was a very tidy nice running car, 3dr helios blue. I certainly wont be able to get a replacment. Any of you ever had to get write off money? (any tips for would be appreciated).

Cheers

Bob :(
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Overseer on 25 November 2003, 18:12
 :'(
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Grovit on 25 November 2003, 18:58

Bad news Bob (especially considering that's your 1st post on this site).  Hope you get a reasonable pay out from the ins. company. :(
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Leejaydoob on 25 November 2003, 18:59
 :'(
sorry to hear that mate
touch wood , never had to make a serious claim
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: bob on 25 November 2003, 19:06
Cheers folks, got a banging headache at the moment, think i might pop to A+E to get it noted, just to be on the safe side.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: VR6Chick on 25 November 2003, 19:08
Another tip I dont know if you know but you don't have to accept first offer from insurance company. You can say you feel the car is worth more.  ;)

Sam xxxx
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: VR6Chick on 25 November 2003, 19:09
Sorry should have said glad you are OK.  :) Sam xxxx
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Leejaydoob on 25 November 2003, 19:13
make sure you do get checked out, you may have a claim for some compensation if you have any sort of injuries
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Veedubgt18v on 25 November 2003, 19:15
sorry to hear that mate, hope you are ok. on a serious note, you should def go to hosp, could be mild concussion. how fast was accident?
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: gazzagtiT on 25 November 2003, 19:37
definatly go to hosp cause my ex got banged from behind (no gags please) in her old fiesta got mild whiplash and managed to get ?2500 out of it, but you do have to be patient though it took about 5-6months b4 she got the cheque, but worth the wait i suppose!
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Veedubgt18v on 25 November 2003, 19:38
I was thinking the head injury thing can be quite serious and symptoms sometimes dont show up for a while. hope your ok tho :)
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Dizzie on 25 November 2003, 20:26
a mate got sandwidged in his gti engineering 1900 16v golf a while ago. he got most of what it was valued at and got the wreak back. then sold off parts which got him some more money.

sorry to hear about it matey. every other (not including us) drives a car that they can just buy another of. it's heart breaking knowing you can't just buy another car like the ones we drive :(
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: AdamB on 25 November 2003, 21:14
More condolences mate - but I have experience of handling written off cars - Strip it back to standard (stereos, alloys, speakers, new trim, lights etc....), the insurance company may offer you the value of the car, less the scrap value - take this offer, and try and sell the car on to a VW breaker, or, to someone for spares - you should get a lot more this way - I managed to make an extra 50% on top of the value of my car when  my BMW was crumpled.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: modulater on 26 November 2003, 00:01
Sorry to hear about your misfortune.

The problem is insurance companies love taking your money but its like getting blood out of stone when you want some in return.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: bob on 26 November 2003, 12:19
Thanks for replys, I still feel woosy now and a bit of a sore neck, so I am glad i went to hospital incase it does get any worse.

Here is a couple of pics of the damage, pretty sure they will write it off :(

The car is stock so there is nothing i can grab apart from the stereo before they take it away.

(http://www.bob-uk.com/eek1.jpg)
(http://www.bob-uk.com/eek2.jpg)
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: AdamB on 26 November 2003, 12:29
thats looks like it could be a bit costly too repair, but if you take the difference between value and scrap value from the insurers, you can keep the car and try and get it roadworthy again, in your spare time.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: bob on 26 November 2003, 12:36
Cheers Adam, I will definately look into this when the insurance ppl give me the figure.

Bob
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Blue MK2 on 26 November 2003, 12:52
If the car is a write off you can buy the car back of the insurance company for around ?500+
The insurance company will also pay you for the value of the car.

When you get your car back you can sell the parts and make more cash or use the parts for another project? ???
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: AdamB on 26 November 2003, 12:55
This is slightly different from my experience -
The insurance company gave me the Value of the car, less the amount that they said it was worth to a breaker.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: bob on 26 November 2003, 13:22
Slightly happier now, the other party insurance just gave me a ring and getting car picked up and rental car today! :o
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: danhock on 26 November 2003, 13:29
my leg still hurts from a car crash i had in a Pug 205...

Still think i could still claim?
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Blue MK2 on 26 November 2003, 13:34
Claim it all mate, go doctors asap before the pain goes away. :P

Neck, Back (whiplash) usualy pays out more than ?1500. ITs a long wait till they give you the compensation but its worth it.
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: dubslug on 19 December 2003, 17:03
have u sold the car or are u breaking it for spares??
cheers rik
Title: Re:Arrgh, some guy just wrote off my mkII
Post by: Speedydub on 19 December 2003, 17:31
sorry to hear that mate. deffo get checked out by a doc, and take it easy :)