GolfGTIforum.co.uk
Model specific boards => Golf mk4 => Topic started by: gib6107 on 01 March 2006, 13:45
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I've just been told by my insurers that they won't touch my 2003 150 GTI for a 40-45BHP ECU remap. (Seems daft as their quote for a 180BHP Mk4 is only £30 dearer than I'm paying now.) They do however offer the best standard (unmodified) rate for me (35 yr old full NCD), being £80 cheaper than the next lowest quote.
Does anyone know the best insurance co for modified cars? It's not as if I'm going the whole hog - all I want is a remap that will take it to 190-195 BHP.
cheers
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Hi mate, i work for hic/golf+ insurance (08451 266366 see the deals/discounts section) and i could cover a re-map for you no probs, would probably get a load of about 25% for up to a 50bhp increase. PM me your number if your interested and i will be happy to have a look for you mate
Hope this helps :smiley:
Martin
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Mine's up soon, I got a quote from www.adrianflux.co.uk with my remap from 150 to 202 bhp, for £325.
29 yrs old, 9 yrs NCB & 3 points SP30.
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That's very good. I pay £340 (35 yr old / 4 yr no claims / no mods) with a major insurer. Next cheapest was £400.
Do they slap a huge excess with that? I've always been reluctant to use smaller insurance firms as you never know how they will react to claims. Are they reputable?
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I've gone through Adrian Flux aswell, but the actual policy is with Royal Sun Alliance. mines a standard 150bhp.
£330 per year with £250.00 excess. (which is over £300 cheaper than Zurich)
They are sending a bloke out to inspect the car (presumably to make sure it's standard) I've never had that before, but it makes me think they are doing their job properly.
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You will usually have a slightly higher excess on a modified vehicle. Both ourselves and Adrian flux are specialist brokers who have been trading over 10 years and have arranged schemes for modified cars with selected underwriters so you will often be placed with a company you recognise anyway. You dont really get brokers who are not 'reputable' anymore as all brokers have strict FSA regulations they have to abide by or they are not allowed to trade which is why many local brokers shut down when the FSA rules came into force. Get a copy of a specialist magazine such as Performance VW, Golf+ or VW motoring etc and you will find loads of specialist insurers for this sort of thing.
Hope this helps :smiley:
Martin
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Certainly does. Cheers for the info.
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That's very good. I pay £340 (35 yr old / 4 yr no claims / no mods) with a major insurer. Next cheapest was £400.
Do they slap a huge excess with that? I've always been reluctant to use smaller insurance firms as you never know how they will react to claims. Are they reputable?
There was no excess stated, as it was just a preliminary quote. Last time I was with them, it was £350, IIRC. That was a few years ago, though.
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ps I made a claim with them in 2001. Apart from them changing their minds whether to write the car off or not, there was no major hassle. Got a loan car & also got a good price for my (smashed up) motor.
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I use brentacre insurance, mods no problems and they are reasonable too
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cheers- will check out as Adrian Flux have loaded 40% on a std premium of £380 for the remap. (£535 tot - too much!!)
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Hi Steve, i received your e-mail and have tried to reply but keep getting a message saying unable to send!?? not sure if the problem is at my end or yours. I will need to speak to you further to get your quote (afraid im not currently allowed to give quotes via email) so if you still need a quote you can either pm or email me your number and a convenient time to call or give me a bell on 08451 266366 (local rate) between 9 - 7 weekdays or 9 - 2 on sat.
Hope this helps mate :smiley:
Martin
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I am 21 with six points on my licence (sp30) and my insurace for a golf gti 1.8t 150 bhp is £940 and thats a 10 month bonus accelerator as i have 0 no claimes bonus. Good or bad?
Dan :cool:
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Sounds reasonable for your age etc dan to be honest. Only trouble with bonus accelerators is that not all insurers will accept the 10months bonus as a year so you could end up stuck with the same company even if you can get cheaper elsewhere if you had a full years ncb. Also it is 10 months not a year so not always a fair comparision eg 940 for 10months compared to 1100 for 12months may look attractive but the 12months actually works out better value (hope that made sense :smiley:)
Hope this helps
Martin