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Model specific boards => Golf mk7 => Topic started by: mcmaddy on 07 May 2019, 16:36

Title: Vehicle Tax
Post by: mcmaddy on 07 May 2019, 16:36
Anyone know why the vehicle tax keeps going up even though it doesn't in the autumn budget. I paid £155 last year but it's now £160. Was this hidden in a previous budget?
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 07 May 2019, 16:52
Inflation!

Vehicle Excise Duty (VED) will increase for the third consecutive year in April 2019.

Motorists will face paying more car tax next year as rates will rise in line with inflation.

It was a little-known update revealed in the Budget on Monday.

In the Budget, it confirmed that: “From 1 April 2019 VED rates for cars, vans, and motorcycles will increase in line with RPI.


https://www.express.co.uk/life-style/cars/1039889/car-tax-DVLA-UK-increase-2019-how-much
Title: Re: Vehicle Tax
Post by: mcmaddy on 07 May 2019, 18:01
Cheers Jim. Money for absolutely nothing towards the greedy government 🤷‍♂️
Title: Re: Vehicle Tax
Post by: Watts on 07 May 2019, 18:35
Strange how my pay doesn't keep up with inflation :rolleyes:

Also odd how it has gone up by an exact £5....
Title: Re: Vehicle Tax
Post by: monkeyhanger on 07 May 2019, 19:55
I'm sure the R was £190 last year, just had notification that it is now £200.

My Golf R has been sold 3 weeks now, I got DVLA acknowledgement 3 days later that I was no longer responsible for the car, 2 days after that I get a £16 and pence refund on one whole month left.

2 weeks and 2 days later than the refund (today), I get the reminder through to pay £200 for a year.

What a bunch of f**kwits.
Title: Re: Vehicle Tax
Post by: andy28 on 07 May 2019, 21:15
I'm sure the R was £190 last year, just had notification that it is now £200.

My Golf R has been sold 3 weeks now, I got DVLA acknowledgement 3 days later that I was no longer responsible for the car, 2 days after that I get a £16 and pence refund on one whole month left.

2 weeks and 2 days later than the refund (today), I get the reminder through to pay £200 for a year.

What a bunch of f**kwits.

My reminder came through today too, £200 for my Clubsport, definitely £190 last year!
Title: Re: Vehicle Tax
Post by: fredgroves on 07 May 2019, 21:15
Strange how my pay doesn't keep up with inflation :rolleyes:

And that is actually why the government is short of cash...
Title: Re: Vehicle Tax
Post by: Mutley75 on 07 May 2019, 22:13
Unfortunately this is the reality of the situation - http://www.nationaldebtclock.co.uk

And as the enemy of the environment, car owners (in particular those of us with sporty numbers) are an easy target to raise funds.  And it's only going to get worse I'm afraid.  Until we go all electric anyway.
Title: Re: Vehicle Tax
Post by: trueblue_ips on 07 May 2019, 22:45
Unfortunately this is the reality of the situation - http://www.nationaldebtclock.co.uk

And as the enemy of the environment, car owners (in particular those of us with sporty numbers) are an easy target to raise funds.  And it's only going to get worse I'm afraid.  Until we go all electric anyway.

That clock is scary. Yet people still moan about austerity. I won't pretend I have the answers though.

I am convinced now, for better or worse, we'll all be driving electric cars sooner than we think. They'll have to find a way to tax them then.
Title: Re: Vehicle Tax
Post by: Carbon VW on 07 May 2019, 23:49
Tax on a golf r in Ireland is €780. Quit your whining !!! :wink: :wink:
Title: Re: Vehicle Tax
Post by: andy28 on 08 May 2019, 06:31
Tax on a golf r in Ireland is €780. Quit your whining !!! :wink: :wink:

 :grin:
Title: Re: Vehicle Tax
Post by: mcmaddy on 08 May 2019, 07:14
Tax on a golf r in Ireland is €780. Quit your whining !!! :wink: :wink:
:grin: :grin:
Title: Re: Vehicle Tax
Post by: fredgroves on 08 May 2019, 07:39
I am convinced now, for better or worse, we'll all be driving electric cars sooner than we think. They'll have to find a way to tax them then.

I heard this morning that sales of electric cars are up 50%!

They now make up 1% of total car sales...

But certainly HMG will need something to replace fuel duty because:

Quote
we expect fuel duty to raise £28.4 billion in 2019-20. That would represent 3.5 per cent of all receipts and is equivalent to £1,000 per household and 1.3 per cent of national income
(source OBR)

3.5% of all taxes received by HMRC are from fuel duty.

The expectation is that fuel duty revenue will be replaced by "road pricing" (ie charging you per mile that you drive using gps tracking)
Title: Re: Vehicle Tax
Post by: Snoopy on 08 May 2019, 08:58
Not quite on topic but something ive never understood is why people complain about how much their car costs to tax 
£200/365 a day isnt a large amount if money, I waste more on coffee.

Now if you had a fleet of supercars or a collection of older cars in the top tax brackets and didn't do many miles I could sort of understand.

Think in total i did less than 3k miles last year shared between 4 cars. So 4 sets of road tax for 3000 miles. My MOT man laffs at me.
Title: Re: Vehicle Tax
Post by: kmpowell on 08 May 2019, 09:08
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 08 May 2019, 09:15
Not quite on topic but something ive never understood is why people complain about how much their car costs to tax 
£200/365 a day isnt a large amount if money, I waste more on coffee.

Now if you had a fleet of supercars or a collection of older cars in the top tax brackets and didn't do many miles I could sort of understand.

Think in total i did less than 3k miles last year shared between 4 cars. So 4 sets of road tax for 3000 miles. My MOT man laffs at me.

It's a really good point. It's 54p a day. I think it's because you don't really get anything tangible for your £200.

My view has always been that road/vehicle tax should be purely based on the list price. The people drive more expensive cars pay more money. Pretty simple and same as how tax works for earnings. It could be £100 per £10k list.

The whole co2 stuff has left the gov way out of pocket in recent years when everyone was driving these 1.6TDI's with £0 road tax. 1000's and 1000's of A3, 1 Series, Golfs all paying no vehicle tax 4 or 5 years ago. And lots were £30. Complete balls up.
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 08 May 2019, 09:17
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?

It's 54p a day. A Nespresso capsule is 33-37p so it's 2 coffees a day at home or 1 take away coffee a day. Not a lot of coffee really!
Title: Re: Vehicle Tax
Post by: Gnasher on 08 May 2019, 09:22
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?

It's 54p a day. A Nespresso capsule is 33-37p so it's 2 coffees a day at home or 1 take away coffee a day. Not a lot of coffee really!

Re-read it - it's obvious he meant a year but he's put "a day"
Title: Re: Vehicle Tax
Post by: hog_hedge on 08 May 2019, 09:29
Unfortunately this is the reality of the situation - http://www.nationaldebtclock.co.uk

And as the enemy of the environment, car owners (in particular those of us with sporty numbers) are an easy target to raise funds.  And it's only going to get worse I'm afraid.  Until we go all electric anyway.

Jesus! No wonder the government are just like YOLO let’s just carry on spunking money up the wall. There’s no getting out of that quickly, maybe in 100 years.
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 08 May 2019, 09:50
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?

It's 54p a day. A Nespresso capsule is 33-37p so it's 2 coffees a day at home or 1 take away coffee a day. Not a lot of coffee really!

Re-read it - it's obvious he meant a year but he's put "a day"

Yes, I took it to mean 200/365 worked out per day. Which is what Snoppy meant!
Title: Re: Vehicle Tax
Post by: kmpowell on 08 May 2019, 11:10
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?

It's 54p a day. A Nespresso capsule is 33-37p so it's 2 coffees a day at home or 1 take away coffee a day. Not a lot of coffee really!

Re-read it - it's obvious he meant a year but he's put "a day"

Yes, I took it to mean 200/365 worked out per day. Which is what Snoppy meant!
Have a day off, Jim, we all knew my comment was meant tongue-in-cheek.
Title: Re: Vehicle Tax
Post by: CHB100 on 08 May 2019, 11:32
I'm sure the R was £190 last year, just had notification that it is now £200.

My Golf R has been sold 3 weeks now, I got DVLA acknowledgement 3 days later that I was no longer responsible for the car, 2 days after that I get a £16 and pence refund on one whole month left.

2 weeks and 2 days later than the refund (today), I get the reminder through to pay £200 for a year.

What a bunch of f**kwits.

I only paid £145( £140 previous) in April after tax rise on my R 310! But then it was £500 upfront when purchased in May 2017.
Title: Re: Vehicle Tax
Post by: Grahamt on 08 May 2019, 11:34
Tax on a golf r in Ireland is €780. Quit your whining !!! :wink: :wink:

Wow......makes my GTI seem a bargain, what basis do they use for charging so much....clearly UK is emissions CO2 based?
Title: Re: Vehicle Tax
Post by: hog_hedge on 08 May 2019, 11:39
I'm sure the R was £190 last year, just had notification that it is now £200.

My Golf R has been sold 3 weeks now, I got DVLA acknowledgement 3 days later that I was no longer responsible for the car, 2 days after that I get a £16 and pence refund on one whole month left.

2 weeks and 2 days later than the refund (today), I get the reminder through to pay £200 for a year.

What a bunch of f**kwits.

I only paid £145( £140 previous) in April after tax rise on my R 310! But then it was £500 upfront when purchased in May 2017.

That’s because your new R is on the £145 flat rate along and not the emissions based tax brackets.
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 08 May 2019, 11:50
£200/365 a day isnt a large amount if money, I waste more on coffee.
How the hell do you sleep if you drink that much coffee a day...?!?

It's 54p a day. A Nespresso capsule is 33-37p so it's 2 coffees a day at home or 1 take away coffee a day. Not a lot of coffee really!

Re-read it - it's obvious he meant a year but he's put "a day"

Yes, I took it to mean 200/365 worked out per day. Which is what Snoppy meant!
Have a day off, Jim, we all knew my comment was meant tongue-in-cheek.

Sounds like your humour is due a day off!  :grin:
Title: Re: Vehicle Tax
Post by: dubber36 on 08 May 2019, 14:19

My view has always been that road/vehicle tax should be purely based on the list price. The people drive more expensive cars pay more money. Pretty simple and same as how tax works for earnings. It could be £100 per £10k list.


So we'd be taxed twice? We pay tax on our earnings, then get taxed again on what we spend of what we have left...after tax. You are suggesting the same thing as council tax. We work hard, go without things and save hard to buy a nice house, only to be taxed again for the privilege. Where's the incentive to work hard for nice things?

VED should be on fuel, end of. That way we pay for the amount of road we use and the amount of pollution we create pro-rata.
Title: Re: Vehicle Tax
Post by: Watts on 08 May 2019, 14:33
VED should be on fuel, end of. That way we pay for the amount of road we use and the amount of pollution we create pro-rata.

The problem with that is electric cars. The govt won't want to lose revenue as they become more popular.
Title: Re: Vehicle Tax
Post by: fredgroves on 08 May 2019, 15:31

My view has always been that road/vehicle tax should be purely based on the list price. The people drive more expensive cars pay more money. Pretty simple and same as how tax works for earnings. It could be £100 per £10k list.

So we'd be taxed twice? We pay tax on our earnings, then get taxed again on what we spend of what we have left...after tax.

Loads of things you spend your take home pay on are taxed though - beer, ciggies, insurance, fuel and then VAT on pretty much everything - including VAT on the fuel duty itself!

Just because you have paid income tax, thats not it by a long old way and never will be any different - unless you roll it up and settle on about 80% income tax!
Title: Re: Vehicle Tax
Post by: Sootchucker on 08 May 2019, 15:56
Well my wife is still smiling that her 2016 Polo Blue GT 150ps was taxed at the end of last month at the princely sum of £20.00 per year  ;D


Not bad for a car that will do 130mph + and 0-60 in less than 8 seconds !
Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 08 May 2019, 16:06

My view has always been that road/vehicle tax should be purely based on the list price. The people drive more expensive cars pay more money. Pretty simple and same as how tax works for earnings. It could be £100 per £10k list.


So we'd be taxed twice? We pay tax on our earnings, then get taxed again on what we spend of what we have left...after tax. You are suggesting the same thing as council tax. We work hard, go without things and save hard to buy a nice house, only to be taxed again for the privilege. Where's the incentive to work hard for nice things?

VED should be on fuel, end of. That way we pay for the amount of road we use and the amount of pollution we create pro-rata.

We are been taxed twice anyway. And then when you die, you get taxed again if you've got anything left :grin: The Govt should really be loaded.
Title: Re: Vehicle Tax
Post by: Mutley75 on 08 May 2019, 17:42

[/quote]
VED should be on fuel, end of. That way we pay for the amount of road we use and the amount of pollution we create pro-rata.
[/quote]

Agree in principle.  Except 75% of what you pay at the pump is already fuel duty and VAT.  They're already getting their fair share out of the motorist.
Title: Re: Vehicle Tax
Post by: jaceyboy on 08 May 2019, 18:08
Stop moaning my 2002 BMW 325i is £315 per year :sick:
Title: Re: Vehicle Tax
Post by: dubber36 on 08 May 2019, 22:22
Stop moaning my 2002 BMW 325i is £315 per year :sick:

Maybe, but you're having more fun and not suffering depreciation on a car you probably bought for the same amount as 4-5 monthlies to 'rent' a new car.

Granted, all you have to do with a new car is post pictures of it being washed each weekend, and you have the reassurance that you can take it back to the dealers if the glovebox lid creaks. So that is an argument for not having unexpected repair bills with a new car, but I reckon you are much better off in your BMW.
Title: Re: Vehicle Tax
Post by: Hertsman on 09 May 2019, 10:04
If a company car driver you better get in before April 2020 as that is when the new C02 WLTP figures will be used for the BIK - up to that time the previous figures will still be used. Also if car is already registered that C02 will be honoured.

But after April 2020  the new GTI TCR that I have ordered at circa 150 g/km is now showing as 178 g/km and the R is now 195 g/km which I think is about a 15 g/km rise

Not sure how that will translate in £ and its only 1-2% more as these cars at top of the banding anyway (37% is max) but its obviously just a little more we all have spend to have the cars we want

Though by 2030 we will all be travelling around in automated bubbles anyway, so it will not matter by then ;)

I will be fine until 2022 as at least there is that bridging period in place but thought worth making those likely affected aware.
Title: Re: Vehicle Tax
Post by: fredgroves on 09 May 2019, 10:50
Company cars are a mugs game now, HMRC have cracked down massively because they are "unfair" - have been for a while, but certainly still are if you want to drive a juicy GTI or R.

The only company cars worth having are fully electric ones (even hybrids are getting a kicking)

If you can take the cash, do it. You'll be far better off - I know I was 2 years ago!
Title: Re: Vehicle Tax
Post by: Hertsman on 09 May 2019, 11:59
Company cars are a mugs game now, HMRC have cracked down massively because they are "unfair" - have been for a while, but certainly still are if you want to drive a juicy GTI or R.

The only company cars worth having are fully electric ones (even hybrids are getting a kicking)

If you can take the cash, do it. You'll be far better off - I know I was 2 years ago!

Company cars are not the luxury benefit they once were and its definitely been squeezed but there is still enough to justify the taking of one.

I get an allowance, and have in the past taken the cash and gone my own way, but when lease car got smacked and had to deal with my insurance and all the associated hassle the next time around I went via the company lease scheme

By time my allowance gets taxed that's the first dent in what can pay monthly for a private lease, then I have to find a good deal, tax and insure and pay for tyres and servicing over three years - The company car route this is all covered and with my R being smacked from rear and reversed into the passenger door, it was simply one phone call and all whisked away and done for me.

The difference between taking the company option and paying the BIK and sourcing own vehicle and taxing, insuring and keeping on the road is not as wide as you would think with the added plus of zero hassle driving.

Also the VW for some reason work out really well on my company lease as there is some pretty standard mid powered versions from other brands that have middling emissions, that cost just as much as my TCR overall, - so the benefit between going company or private lease is a judgement car by car, but VW have been the winner last 9 years for me given the good company lease prices.

Also, my cars on return have reasonable wear and tear, some door dinks and kerb rash (anything major is repaired) and most I would get charged is £250 but not once has anyone even questioned one of my return, straight to auction.

The GTI TCR that ordered is going to work out less than the R in both outlay and fuel so actually be saving bit more money a month this time around.

I could actually make money if went for a zero emission box, but decent cars have always been on of my life pleasures and happy to stump up within reason

Title: Re: Vehicle Tax
Post by: Jim_mk7.5 on 09 May 2019, 13:49
Company cars are a mugs game now, HMRC have cracked down massively because they are "unfair" - have been for a while, but certainly still are if you want to drive a juicy GTI or R.

The only company cars worth having are fully electric ones (even hybrids are getting a kicking)

If you can take the cash, do it. You'll be far better off - I know I was 2 years ago!

Company cars are not the luxury benefit they once were and its definitely been squeezed but there is still enough to justify the taking of one.

I get an allowance, and have in the past taken the cash and gone my own way, but when lease car got smacked and had to deal with my insurance and all the associated hassle the next time around I went via the company lease scheme

By time my allowance gets taxed that's the first dent in what can pay monthly for a private lease, then I have to find a good deal, tax and insure and pay for tyres and servicing over three years - The company car route this is all covered and with my R being smacked from rear and reversed into the passenger door, it was simply one phone call and all whisked away and done for me.

The difference between taking the company option and paying the BIK and sourcing own vehicle and taxing, insuring and keeping on the road is not as wide as you would think with the added plus of zero hassle driving.

Also the VW for some reason work out really well on my company lease as there is some pretty standard mid powered versions from other brands that have middling emissions, that cost just as much as my TCR overall, - so the benefit between going company or private lease is a judgement car by car, but VW have been the winner last 9 years for me given the good company lease prices.

Also, my cars on return have reasonable wear and tear, some door dinks and kerb rash (anything major is repaired) and most I would get charged is £250 but not once has anyone even questioned one of my return, straight to auction.

The GTI TCR that ordered is going to work out less than the R in both outlay and fuel so actually be saving bit more money a month this time around.

I could actually make money if went for a zero emission box, but decent cars have always been on of my life pleasures and happy to stump up within reason

Mine is a company lease. I worked it out on my basic and it seemed pretty reasonable (circa £200 a month in tax for a brand new GTI where I just pay for personal fuel). However, my bonus is making it look a little expensive now. Think I'll have to take a car allowance next year.
Title: Re: Vehicle Tax
Post by: fredgroves on 09 May 2019, 14:36
It just depends on how the lease scheme is structured I guess...

I used to pay the lease payment/insurance from my gross salary (salary sacrifice) and then BIK on top. I'd imagine everyone else is the same unless your employer is being a bit naughty.

When i look at a GTI Performance with a Co2 figure of 144g/km and costing say £35k, thats a BIK bill of £373 a month (I pay 40% tax). For those that don't know - thats tax you pay every month!

You can run your own GTI Performance for far less than that and unless the lease cost really is stupidly cheap, overall you'd pay absolutely way less money.

I'm something like £100 a month better off not having the company car.... plus no silly restrictions on what i can chose. A hundred quid is a lot of extra cake in a month!
Title: Re: Vehicle Tax
Post by: mcmaddy on 09 May 2019, 19:24
Salary Sacrifice schemes from gross pay are now frowned upon by the snow flake public at least for local government employees anyway. We can only have company/lease cars from net pay now so the full annual amount of payments offsets the BIK. Only cars with co2s of 150 or less are allowed and with the current diesel bashing and the added 4% in bik on them most people are going for three pot turbos like the Clio and fiesta.
Title: Re: Vehicle Tax
Post by: fredgroves on 09 May 2019, 22:21
If you are paying from net pay then it's just an organised personal lease scheme isn't it? It's not technically a company car? Maybe as a scheme directed at say public sector workers it might be able to offer discounts for bulk but other than that it's no different to leasing yourself?
Title: Re: Vehicle Tax
Post by: mcmaddy on 09 May 2019, 22:54
It's still a company car for HMRC purposes as the car is sourced by the employer. No contribution is made at all from our employer but it includes full maintenance. Private employers can do it differently to local government and we were stopped from it being a salary sacrifice because the general public thought it was a perk and council tax money was being wasted on company cars. Completely wrong of course but then everyone in local government is tarred with the same brush  :grin:
Title: Re: Vehicle Tax
Post by: Hertsman on 10 May 2019, 09:25
It's still a company car for HMRC purposes as the car is sourced by the employer. No contribution is made at all from our employer but it includes full maintenance. Private employers can do it differently to local government and we were stopped from it being a salary sacrifice because the general public thought it was a perk and council tax money was being wasted on company cars. Completely wrong of course but then everyone in local government is tarred with the same brush  :grin:

As my role is considered professional (have no idea what that means also, just doing a job!, but hey) i get a benefits package (which offsets the slightly lower than market salary, but again thats another subject :) ) of near £7000, which I can either add to my gross, or gives me a lease figure - The take home after tax of that £7000 is less than I get to spend on a lease - but of course you then have to add the BIK to that - The company lease like said earlier is fully inclusive, I take the keys and drive it nothing else - I could probably take the cash, find a really good lease and save a few ££ but I see that few ££ saving is me paying for hassle free driving which having had 2 x cars smack into me this year has been a blessing as its been one phone call and managed by someone else  where as i would have had to manage both them repairs myself

But it is a minefield and a fine balance, and its car by car, deal by deal, there is no standard
Title: Re: Vehicle Tax
Post by: Watts on 10 May 2019, 10:43
but then everyone in local government is tarred with the same brush  :grin:

No just local :rolleyes:
Title: Re: Vehicle Tax
Post by: mcmaddy on 10 May 2019, 13:17
but then everyone in local government is tarred with the same brush  :grin:

No just local :rolleyes:
Suppose if you're not local then your classed as Central Government 🤷‍♂️
Title: Re: Vehicle Tax
Post by: Watts on 10 May 2019, 14:13
but then everyone in local government is tarred with the same brush  :grin:

No just local :rolleyes:
Suppose if you're not local then your classed as Central Government 🤷‍♂️

Sorry, that was a typo, I mean't to write 'not' rather than 'no' :laugh:
Title: Re: Vehicle Tax
Post by: Exonian on 10 May 2019, 14:24
Stop moaning my 2002 BMW 325i is £315 per year :sick:

Maybe, but you're having more fun and not suffering depreciation on a car you probably bought for the same amount as 4-5 monthlies to 'rent' a new car.

Granted, all you have to do with a new car is post pictures of it being washed each weekend, and you have the reassurance that you can take it back to the dealers if the glovebox lid creaks. So that is an argument for not having unexpected repair bills with a new car, but I reckon you are much better off in your BMW.

 :grin: :grin: So harsh and yet so true!
Title: Re: Vehicle Tax
Post by: jaceyboy on 12 May 2019, 12:42
Stop moaning my 2002 BMW 325i is £315 per year :sick:

Maybe, but you're having more fun and not suffering depreciation on a car you probably bought for the same amount as 4-5 monthlies to 'rent' a new car.

Granted, all you have to do with a new car is post pictures of it being washed each weekend, and you have the reassurance that you can take it back to the dealers if the glovebox lid creaks. So that is an argument for not having unexpected repair bills with a new car, but I reckon you are much better off in your BMW.

 :grin: :grin: So harsh and yet so true!

Will be selling it soon to purchase a M4 CP, 71k on the clock only if you are interested :grin:
Title: Re: Vehicle Tax
Post by: Snoopy on 13 May 2019, 12:31
In a previous job we got a new GM who made the decision if its classed as company car it must be sign written to help advertise the company. He said it should be law for all company cars. Reduced the amount of company cars over the years. Very few company car ownera seem to see his logic though  :laugh: