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Model specific boards => Golf mk7 => Topic started by: Dre1973 on 20 December 2018, 06:41

Title: VW finance
Post by: Dre1973 on 20 December 2018, 06:41
So im due to pick my car up today and when I ordered my car the apr was 5.5% I've checked vw finance today and they have slashed the rate to 3.6%.
I've not signed the finance agreement but did sign the order that listed the finance details.
Should I still be able to get the lower apr or am I tied to the higher 5.5%?
Title: Re: VW finance
Post by: neepy7.5 on 20 December 2018, 08:11
I signed mine online the other day and it was 5.5%. The one thing that confused me was that it said Hire Purchase on top of the document even though I'm doing a PCP, but apparently that's right? Anyone else on PCP have their agreement with hire purchase written at the top of it?
Title: Re: VW finance
Post by: Dre1973 on 20 December 2018, 09:28
Ive not had anything through yet. They did try to send me the esign copy yesterday to sign but it wouldn't let him do it. Wonder if this is why. Over the agreement it adds up to nearly £1500 extra in interest though.

He's looking into it now. Fingers crossed
Title: Re: VW finance
Post by: fredgroves on 20 December 2018, 09:30
The contract doesn't come into effect until they deliver the car to you, so it should be possible to rip up the old one and recreate.... contractually.

Of course they might be buttholes about it, but insist that after all of the delays its the least they could do!
Title: Re: VW finance
Post by: Dre1973 on 20 December 2018, 09:40
The contract doesn't come into effect until they deliver the car to you, so it should be possible to rip up the old one and recreate.... contractually.

Of course they might be buttholes about it, but insist that after all of the delays its the least they could do!

You got another reason my car is here 12 week earlier than expected lol
Title: Re: VW finance
Post by: Dre1973 on 20 December 2018, 09:53
Just got off the phone and they've reduced the Apr on the agreement. To say I'm happy is an understatement. I'd have spec'd a few more options if the rate was available from the start hahaha
Title: Re: VW finance
Post by: neepy7.5 on 20 December 2018, 15:26
Just got off the phone and they've reduced the Apr on the agreement. To say I'm happy is an understatement. I'd have spec'd a few more options if the rate was available from the start hahaha

Did you speak to the dealer or direct with VW finance?
Title: Re: VW finance
Post by: Dre1973 on 20 December 2018, 16:29
Just got off the phone and they've reduced the Apr on the agreement. To say I'm happy is an understatement. I'd have spec'd a few more options if the rate was available from the start hahaha

Did you speak to the dealer or direct with VW finance?

I spoke to vw who said talk to the dealer. Talked to dealer who then talked to vw. Redid the finance. Just sat down signing it now lol
Title: Re: VW finance
Post by: neepy7.5 on 21 December 2018, 10:53
Thanks for the heads up Dre!
Title: Re: VW finance
Post by: Dre1973 on 21 December 2018, 13:18
Thanks for the heads up Dre!

Did you get the lower rate?
Title: Re: VW finance
Post by: neepy7.5 on 21 December 2018, 14:53
Thanks for the heads up Dre!

Did you get the lower rate?

Indeed! Got it changed over. Anyone due to collect your car and on finance with VW make sure you speak to your dealer and get the 3.6% rate!
Title: Re: VW finance
Post by: hobbes22 on 21 December 2018, 14:55
Thanks for the heads up Dre!

Did you get the lower rate?

Indeed! Got it changed over. Anyone due to collect your car and on finance with VW make sure you speak to your dealer and get the 3.6% rate!

I got mine chnaged over this morning to the cheaper rate. Nice little saving a month. Thanks Dre for the heads up with this. Big Thumbs up!!
Title: Re: VW finance
Post by: Dre1973 on 21 December 2018, 15:00
Thanks for the heads up Dre!

Did you get the lower rate?

Indeed! Got it changed over. Anyone due to collect your car and on finance with VW make sure you speak to your dealer and get the 3.6% rate!

I got mine chnaged over this morning to the cheaper rate. Nice little saving a month. Thanks Dre for the heads up with this. Big Thumbs up!!

That's brilliant lads. Glad you got it sorted.