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Model specific boards => Golf mk7 => Topic started by: Moro on 28 January 2018, 14:53

Title: What would you do?
Post by: Moro on 28 January 2018, 14:53
I retired a couple of years ago (but I am under 60yo) and have 2 cars - a 2013 Golf GTi and a 2015 Citroen C4 Cactus Flair 110 - both purchased new, each loaded with options. The Golf was bought with a 5 year warranty, the Cactus warranty expires in March; the Golf one runs until October.

I don’t really need two cars anymore as I now do about 8k miles every year in total...but I do want to own a car which achieves 0-60 in less than 9 seconds - my manual Cactus manages this for your information.

The Citroen has been VERY unreliable, but has performed faultlessly for the past 8 months...not a great recommendation I know...

So...

I can justify spending £40k on another vehicle; however, I will want enough options to mean a Golf R will exceed this on list price, even if not on actual transaction cost. I am unhappy to be trousered on the VED by HMRC.

I can spend up to £50k but require hatchback practicality...Audi RS3 anyone?

So I think my options are either to keep this pair of cars, or sell them both to buy a Golf GTi PP DSG with Art Velours (I need to justify it being different enough from my current car) and pano roof and other stuff...or?

I know the Cactus has a poor residual, and I can accept this but I cannot find a replacement with a dual clutch gearbox and acceleration of  0-60 in under 9 seconds...in a car of a similar size.

The up! GTi would be good (if a little small) if it were only available with a DSG gearbox; a Polo GTi is a bit too dear (with options) and other similar MQB0 VAG products seem to fail on some condition or other...so over to you guys...
Title: Re: What would you do?
Post by: wantmygti on 28 January 2018, 15:23
Sell the Citroen, keep the Golf, save the money for a Mk8 GTi in a couple of years.
Title: Re: What would you do?
Post by: CHB100 on 28 January 2018, 15:42
I retired a couple of years ago (but I am under 60yo) and have 2 cars - a 2013 Golf GTi and a 2015 Citroen C4 Cactus Flair 110 - both purchased new, each loaded with options. The Golf was bought with a 5 year warranty, the Cactus warranty expires in March; the Golf one runs until October.

I don’t really need two cars anymore as I now do about 8k miles every year in total...but I do want to own a car which achieves 0-60 in less than 9 seconds - my manual Cactus manages this for your information.

The Citroen has been VERY unreliable, but has performed faultlessly for the past 8 months...not a great recommendation I know...

So...

I can justify spending £40k on another vehicle; however, I will want enough options to mean a Golf R will exceed this on list price, even if not on actual transaction cost. I am unhappy to be trousered on the VED by HMRC.

I can spend up to £50k but require hatchback practicality...Audi RS3 anyone?

So I think my options are either to keep this pair of cars, or sell them both to buy a Golf GTi PP DSG with Art Velours (I need to justify it being different enough from my current car) and pano roof and other stuff...or?

I know the Cactus has a poor residual, and I can accept this but I cannot find a replacement with a dual clutch gearbox and acceleration of  0-60 in under 9 seconds...in a car of a similar size.

The up! GTi would be good (if a little small) if it were only available with a DSG gearbox; a Polo GTi is a bit too dear (with options) and other similar MQB0 VAG products seem to fail on some condition or other...so over to you guys...

Check below the spec of my R 7.5 that set me back only £31500 OTR! Whatever spec you go for you'll struggle to spend £40K unless you are lazy and don't do some groundwork.
I'm over 70 btw.
Mind you, not everyone's cup of tea as so bloody fast and thirsty. If that matters a GTI your best bet.
Title: Re: What would you do?
Post by: Exonian on 28 January 2018, 15:49
What options are so important to you Moro?
It's the options that lose you the money, what can't you live without (aside from DSG)?
Title: Re: What would you do?
Post by: Watts on 28 January 2018, 16:14
Sell the Citroen, keep the Golf, save the money for a Mk8 GTi in a couple of years.

Great advice!
Title: Re: What would you do?
Post by: Guzzle on 28 January 2018, 16:26
Sell the Citroen, keep the Golf, save the money for a Mk8 GTi in a couple of years.

Great advice!

Yep, I think the same. Ditch the Citroën now before it costs you any more money. I'd hang onto the Golf for now, or at least until the warranty runs out.
Title: Re: What would you do?
Post by: I wanted a GTi on 28 January 2018, 16:52
Sell the Citroen, keep the Golf, save the money for a Mk8 GTi in a couple of years.

Great advice!

2nd that advice although burning the sh!tron would be a close second choice for me.
Title: Re: What would you do?
Post by: fredgroves on 28 January 2018, 18:53
Check below the spec of my R 7.5 that set me back only £31500 OTR!

I don't think the OP is talking about 40k being a cash problem, more a VED one.

New vehicles with a RRP (RRP not ticket price) attract an unattractive extra road tax.
Title: Re: What would you do?
Post by: Moro on 30 January 2018, 15:42
I thought I’d let the dust settle before posting again...

Yes, I am opposed to the VED increase for 5 years on cars with a list price of over £40k (and yes I know it is pennies in the scheme of things, but I have a particular hatred of taxes due to HMRC issues) so that is niggling me, but I may concess this in time. I know I would strike a “good enough” deal to purchase my ideal R at way less than £40k transaction cost.

I have a big spec on my current GTi (see below) but have already kept it for nearly 4 and a half years now so don’t feel I have “wasted” money on any of the options I chose. Opened the pano sunroof on a trip today, and love the stereo and big display - more so than the performance if I am honest. This car is quite quick enough for today’s roads but I do NOT rule out owning another fast car “one last time”. I bought several over 300BHP cars in the 1990s, most 4wd but noe was rwd. Possibly wouldn’t bother with a reversing camera again, but I would choose Adaptive Chassis, Keyless, extended warranty, service plan, Panoramic Roof, upgrade stereo - and possibly the biggest display screen too, but not sure that is necessary with the size of the new display - even in my world. Together with an optional paint finish, leather (I do not like standard R interior) and DSG the list price on a 5 door would exceed £40k.

In reality I only need one car for my use now.

There were no surprises in your comments regarding my Citroen...

I had not considered waiting it out for a Mk8 but that may well be a good idea for me. For information, my 2013 GTi is still showing under 16k miles so should have some useful life left in it, and I do have reservations about buying a car towards the end of its production cycle.

Title: Re: What would you do?
Post by: I wanted a GTi on 30 January 2018, 20:14
Does the sh!troen have GAP insurance?




I've got a can of petrol :laugh:
Title: Re: What would you do?
Post by: wantmygti on 30 January 2018, 20:24
My mk5 did similar mileage to your car, and after 10 years it was still faultless. Besides any odd repair it may need would be dwarfed by the depreciation you are avoiding in renewing the car.

From what you are saying, I can’t really see why you are thinking of changing the golf, other than for a fun reason to burn through some cash.
Title: Re: What would you do?
Post by: Moro on 31 January 2018, 18:10
Does the sh!troen have GAP insurance?




I've got a can of petrol :laugh:

Oh yes it has RTI GAP insurance. I just knew it would have rubbish residuals even when I ordered it so if anything ever happened to it I did not want to accept just a few £££..but actually I really do love its quirky interior and those Airbumps - which means I can park it next to a SUV and not worry about the panels - and the fact it is worth next to nothing and I can use it to transport all kinds of rubbish...

So I have no intention of torching it...so please use your kind offer of accelerant to have fun in your own car!
Title: Re: What would you do?
Post by: Moro on 31 January 2018, 18:27
From what you are saying, I can’t really see why you are thinking of changing the golf, other than for a fun reason to burn through some cash.

Oh dear. I think you are so right! It does makes so such sense to keep my car for a while.

My mid-life crisis Porsche was bought nearly 20 years ago...but burning money on new cars has been a bit of a lifestyle choice for me for the past 30 years or so.

I shall now endeavour to forsake the evil dark web of car manufacturers websites and browse old age homes and care for the elderly.



Title: Re: What would you do?
Post by: I wanted a GTi on 31 January 2018, 20:46
Does the sh!troen have GAP insurance?




I've got a can of petrol :laugh:

Oh yes it has RTI GAP insurance. I just knew it would have rubbish residuals even when I ordered it so if anything ever happened to it I did not want to accept just a few £££..but actually I really do love its quirky interior and those Airbumps - which means I can park it next to a SUV and not worry about the panels - and the fact it is worth next to nothing and I can use it to transport all kinds of rubbish...

So I have no intention of torching it...so please use your kind offer of accelerant to have fun in your own car!

f**k me it was a JOKE! Some people :rolleyes:
Title: Re: What would you do?
Post by: wantmygti on 31 January 2018, 22:22
From what you are saying, I can’t really see why you are thinking of changing the golf, other than for a fun reason to burn through some cash.

Oh dear. I think you are so right! It does makes so such sense to keep my car for a while.

My mid-life crisis Porsche was bought nearly 20 years ago...but burning money on new cars has been a bit of a lifestyle choice for me for the past 30 years or so.

I shall now endeavour to forsake the evil dark web of car manufacturers websites and browse old age homes and care for the elderly.

Happy to assist further by looking after your £40k...
Title: Re: What would you do?
Post by: CHB100 on 31 January 2018, 22:29
Does the sh!troen have GAP insurance?




I've got a can of petrol :laugh:

Oh yes it has RTI GAP insurance. I just knew it would have rubbish residuals even when I ordered it so if anything ever happened to it I did not want to accept just a few £££..but actually I really do love its quirky interior and those Airbumps - which means I can park it next to a SUV and not worry about the panels - and the fact it is worth next to nothing and I can use it to transport all kinds of rubbish...

So I have no intention of torching it...so please use your kind offer of accelerant to have fun in your own car!

f**k me it was a JOKE! Some people :rolleyes:

Sorry jokes not allowed on this forum. Will always be taken the wrong way.

Title: Re: What would you do?
Post by: I wanted a GTi on 01 February 2018, 08:38
Does the sh!troen have GAP insurance?




I've got a can of petrol :laugh:

Oh yes it has RTI GAP insurance. I just knew it would have rubbish residuals even when I ordered it so if anything ever happened to it I did not want to accept just a few £££..but actually I really do love its quirky interior and those Airbumps - which means I can park it next to a SUV and not worry about the panels - and the fact it is worth next to nothing and I can use it to transport all kinds of rubbish...

So I have no intention of torching it...so please use your kind offer of accelerant to have fun in your own car!

f**k me it was a JOKE! Some people :rolleyes:

Sorry jokes not allowed on this forum. Will always be taken the wrong way.

You're not wrong there.  :rolleyes:
Title: Re: What would you do?
Post by: simonpolly on 01 February 2018, 10:20
Sell the Citroen, keep the Golf, save the money for a Mk8 GTi in a couple of years.

Great advice!

2nd that advice although burning the sh!tron would be a close second choice for me.
:grin: Having owned a sh!tron in the past i can second this.
Title: Re: What would you do?
Post by: Little Lofty on 01 February 2018, 12:46
Buy a slightly used 400 PS RS3, they are now available for £40k, you'll still have to stump up the extra VED but you'll have lots of fun.
Title: Re: What would you do?
Post by: vidman2 on 01 February 2018, 13:56
Moro, I am late to this thread but understand your desire - I upgraded my M7 GTi to a M7 R (with NO regrets) and am rapidly approaching 70.  The R is a great car, have you considered looking for a demonstrator with the extras you want - many dealer managers have high spec cars for 3 months.  That approach would eliminate the extra VED.

Running 2 cars has 2 x VED and 2 x Insurance so even a new 40K+ R might not cost you any more overall.
Title: Re: What would you do?
Post by: dubber36 on 01 February 2018, 14:33
I struggle to see why people would spend that sort of money on a Golf, albeit a very nice Golf. That sort of money would buy something like a pretty decent 5 series for example. I know they are polar opposites, but I would rather a little more substance for my money.
Title: Re: What would you do?
Post by: CHB100 on 01 February 2018, 16:20
I'm not sure the OP has the faintest idea, what he needs/wants. Plenty of advice given, very little response, unless I've missed it?
Title: Re: What would you do?
Post by: Moro on 01 February 2018, 17:22
I really don’t know what I want to do...hence the original post I suppose.

Humour can be lost in wordy statements and emoticons display differently depending on the computing platform used so I unreservedly apologise for any offence taken. None was intended.

I don’t actually need two cars anymore, but the prospect of running a 5 year old car (which tohe Golf will be in October) as my only vehicle seems a bit risky...am I wrong?

I would not want a car much larger than a Golf. Might consider a 3 series sized car (but not a 3 series unless AWD) - and it must be a hatch or estate. On balance not a 3 series as it is an end of life model. I don’t like the C class so I suppose that only leaves the Passat or A4/S4.

A dealer ex-demo? I admit I hadn’t considered this option although I have purchased two cars like this previously and neither succumbed to any long term maladies due to their previous use of misuse.

We are in a transition period and ideally I would like the electric solution to be more resolved. I could not own a car that would be unable to do about 250 miles without the use of a public charging point. The GTE/E-Tron solution doesn’t quite cut it for me - nor a BMW i3 Rex. I suppose the complexity of the hybrid drivetrain puts me off and the current electric only cars don’t go far enough unless I buy a larger-than-wanted Tesla.

I also prefer a dual clutch gearbox but would at least try an alternative gearbox. I bought a MINI Countryman CS All4 in 2011 and really disliked the torque converter auto.

I suppose I still want a hot hatch and the Golf is so close to that ideal that it still has a great appeal in 7.5 format. A Golf GTi or R is still my favourite purchase TBH. I think I may be able reconcile the “VED hit” over time and choose the R.

A six month lead time for a factory order is something I have experienced before so if I don’t order something in the next couple of months an October delivery could be compromised.

Title: Re: What would you do?
Post by: Watts on 01 February 2018, 17:35
Moro - I can't see any risk at running a 5 year old car and yours sounds like exactly the right one to do it with being likely very well looked after and such low mileage. Given the spec, I'm assuming it was exactly what you wanted when you bought it? You could always mitigate some risk with two years worth of either VW or another good warranty and enjoy your GTI as your only car whilst seeing what comes of a MK8 R.

Otherwise, if you fancy going for a new R now just because you can, then why not? Sounds good to me! Sod the extra VED, I get where you are coming from and feel the same way but ultimately I wouldn't let that get between me and something I really want, life's too short. I totally agree with your comments re GTE and electric cars, not for me either.

But no matter what you decide, and nothing personal, get rid of the Citroen whilst it's still working :grin:
Title: Re: What would you do?
Post by: dubber36 on 01 February 2018, 18:47
I've kept plenty of car way past the expiry of their warranties and never given it a thought. Sure, I've had things go wrong with one or two, but that's to be expected. I reckoned if it cost me £1000 a year in servicing and repairs, that was far cheaper than buying a new car and suffering the depreciation all over again.

Considering that your GTI sounds like a well looked after example, I'd be tempted to enjoy it for a while longer. In another couple of years, technology will have moved on further and you may well be able to buy into that, rather than a getting to the end of the line model Golf if you bought one now.
Title: Re: What would you do?
Post by: I wanted a GTi on 01 February 2018, 19:02
I've kept plenty of car way past the expiry of their warranties and never given it a thought. Sure, I've had things go wrong with one or two, but that's to be expected. I reckoned if it cost me £1000 a year in servicing and repairs, that was far cheaper than buying a new car and suffering the depreciation all over again.

Considering that your GTI sounds like a well looked after example, I'd be tempted to enjoy it for a while longer. In another couple of years, technology will have moved on further and you may well be able to buy into that, rather than a getting to the end of the line model Golf if you bought one now.

It's been a while since your Mk2 was in warranty  :laugh:
Title: Re: What would you do?
Post by: dubber36 on 01 February 2018, 20:45
...and that was faultless over the 80 miles it did last year.
Title: Re: What would you do?
Post by: I wanted a GTi on 01 February 2018, 20:53
...and that was faultless over the 80 miles it did last year.

What a waste, if I had it I would have covered at least 500 miles.
Title: Re: What would you do?
Post by: dubber36 on 01 February 2018, 20:59
Since getting my Amarok, I've not wanted to drive anything else. That's just ace. The best 'car' I've had in 31 years.
Title: Re: What would you do?
Post by: Moro on 02 February 2018, 17:49
Thanks for all your suggestions. Some are quite novel; I appreciate them all.

Most recently I have tended to look into different types of cars to replace the Citroen rather than amalgamating my current two cars into one.

A VW Amarok? I do like the idea but they are rather expensive as my second car and a bit too big TBH.

As a result of this suggestion I did then look into the VW Caddy but it is pre-MQB technology, although it does offer optional adaptive cruise control.

I am beginning to tend toward keeping the GTi and selling the Citroen and purchasing a full electric car - which I realise will have a limited range but then I will still have the use of the Golf too. The electric car will probably be leased with an intention of handing it back after a few years. A Hyundai Ionic Premium SE seems reasonably equipped. The range is adequate as my second car and they come with a 5 year warranty as standard.

Not exactly what I had originally thought of doing and I may yet still change my mind...

I still welcome your suggestions. My heart still yearns after a really fast hatch, but my head is currently sold on the idea of keeping the GTi until I can see what the Mk8 will offer.

Title: Re: What would you do?
Post by: Moro on 19 March 2018, 13:36
After considering so many options I am now keeping the GTi for a few more years. I have ordered a Nissan Leaf to replace the Cactus. Better interior quality than the Hyundia Ioniq, but way worse than the Golf 7; the leather on the steering wheel and seat facings is of a high quality though.