GolfGTIforum.co.uk

General => General discussion => Topic started by: spirez on 07 October 2005, 15:21

Title: Cancelling a policy after 1 day? Urgent!
Post by: spirez on 07 October 2005, 15:21

Basically i need to insure a car for just tomorrow but Renault wont insure me on it as it's a GTI and i'm not 21.

I was going to set up a new policy with admiral/elephant (well, anyone really) but i want to cancel it tomorrow as soon as i've got the car back from Sussex to Coventry.

Do they give you a cooling off period if you decide that you dont want to stay with them?

Would i incur any charges if i do cancel tomorrow?

Really need to sort this out today so any advice appreciated!

Cheers

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: Rhyso on 07 October 2005, 15:26

you should have either 7-14 days to change your mind, cancel the policy etc. Can't remember off the top of my head I'm afraid mate.  :sad:

you will prob incur an admin charge but again that depends on the company.

Reading back I've not been much use have I??  :rolleyes:

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: wag,en,volks on 07 October 2005, 16:07

Im not 100% but i think budget gave me 14 days before they took payment from me  :undecided:,dont know if this helps,
or try hic there pretty helpful,

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: Mk1Mad J - 16v on 07 October 2005, 16:10

I haven't used them for a while but churchill used to take payment at the end of the month

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: martinb on 07 October 2005, 17:13

hi spirez, i did u a quote earlier on the phone! you are entitled to a cooling off period with all insurers (with us its 14days so should be similar for most places). You will normally incur a small charge from your insurers and if you use a broker they may make a small charge aswell. Just ask the broker/insurer if your not sure cos they have to tell you.

hope this helps a bit

martin

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: spirez on 07 October 2005, 17:20

Hi Martin

I've just sent you a PM!

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: kniterider on 07 October 2005, 21:13

alot of the places youll have to take a 10/12 mnth policy out, normally this requires a deposit via visa/debit then monthly payment unless you wanna pay a lump and then hope for a lump back

i think youd lose a bit of your deposit and admin costs even if you were to cancel after a day... are u insured to drive another car 3rd party on your existing insureance?? most fully comp policys and some tpf+t ones cover the policy holder to drive another car third party only, if you are just drive it.. if you get stopped etc pretend its a girlfriends/mates new car and your driving it home for em... would save messin about.. i know its not 100% legal before people start but for an on paper move its nearly bullet proof

Title: Re: Cancelling a policy after 1 day? Urgent!
Post by: Krazy on 09 October 2005, 17:48

Not sure if this is any help now but you can insure a car for 1 day..

www.dayinsure.com