GolfGTIforum.co.uk
General => General discussion => Topic started by: Slim Shady on 23 October 2003, 16:00
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I've just been mugged off my HIC.
and I'm pissed off
anybody else got any shady stories of this 2bob organisation?
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Tell us what happened, I'm with HIC, but never had to claim. :o
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Mind you, its not the first time I've heard dodgy stuff about them
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I only got ins with them last month.
I paid one installment up front - with the other to be paid by the end of the month.
I was then unfortunately involved in a M'way crash (not my fault - never is!) ;D - 2 weeks in.
I was fully comp and fully expected temp transport (ie hire car) whilst my car was off the road.
I got nothing -
I was told my car was wriiten off.
So I asked what was gonna happen next - they said they'd get back to me.
Nothing
So I bought a new car to replace it - I have to get to work somehow!
(pls note I don't always have a grand lying around to buy cars)
RESULT:
I didn't have enough to cover the 2nd installment when they came to take it from my a/c - so the payment bounced.
I rang up to explain - and they gave me another week to pay.
I checked by balance yesterday - and they hadn't taken the money out.
I then got a letter this morning saying my policy was cancelled.
I asked why - and they said I should have called them and paid over the phone - rather than them do a debit electronically.
I told them I tried ringing them yesterday - but couldn't get thru (a common complaint about HIC apparently)
I told them the money was there now . . .
And now they say it's too late and they can't reverse their action!
what a bunch of sh?t
:'( :'( :'(
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Looks like insurance companies dont like people crashing in their first month of cover.
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damn str8
Guy cut me up and slammed his brakes on and stopped and then a van went up my arse.
so that's my fault is it?
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I bet its not the first time somethings gone up your arse :D
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HIC are firkin sh!te, trust me, painful memories.
and no, it doesnt involve anything anal! ;D
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skrewball - pretty funny mate
but
they keeping all the money I paid them already (350quid) - and they only ins'd me for just over a month.
that's fair then!
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damn :(
hope ya sort everything out.
by rights they should pay up.. but that 2nd payment bouncing might go against ya :/
what u planning on doing next?
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Bugger mate!
I was gonna ring them for a quote soon aswell as i thought they were the best??? :(
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That is bad. I dont see how they can keep the ?350 though. I know they make you pay about a third of the premium up front, but surely they should refund most of that as youve only been insured one month. Get on the phone and speak to a manager or something.
hmmm maybe this is why they always seem to offer the lowest premiums
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I would go straight to Citizens Advice with that one mate, they cant get away with that surely?
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ah man thats just crap of them. doesnt help now, but it works out cheaper to pay the whole lot with a good credit card.
The interest the insurers charge is ridiculous.
You probably got stung because of some small print about monthly instalments.
FYI - I just got a great quote for my mk3 16V, ?350 comp with second driver & no claims protection. I'm 30 with lots of no claims.
http://www.admiral.uk.com/
Hope it helps someone out there :)
Have been getting quotes over ?600 with others.
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I had a MkII Driver insured with HIC years ago, when some sh!tebag nicked the alloys it took me 9 weeks to get it sorted by which time HIC denied all knowledge of me having alloys so my excess went up to ?600. They decided to write it off then changed their mind and basically messed me around as much as they possibly could, I ended up cancelling the claim and paying out of my own pocket to get my car back on the road.
The people who nicked my wheels were extremely professional, if only HIC were the same. Wouldnt touch them with a 10ft pole
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a friend of mines been with em and says stay well clear total skanky dogs! youre best off with an established firm.
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My bro in law is a drag racer who is mates with Brian Burrows (organizer of most Santa Pod/Avon Park) VW events- and Brian has banned HIC from all his VW events (coz they are skankers!!)
Should have asked around first - and not trusted their poxy adverts on EVERY VW magazine back page!!!!
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Ehhhhhh Ive just given HIC 600 slabs. Has anybody got GOOD things to say about them..??
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Here's a good thing...
I think the best thing i have to say about them, is that I'm not with them :)
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i agree with that !!!!!!!!!!
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Looks like Im driving carefully for the next 12 months then >:(
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I tried that - doesn't stop the other bozo's driving like giddy gibbons on the road!