GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: C3PO on 27 January 2015, 20:30
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Has anyone moved from a Mark 6 GTI to a Mark 7 R, and noticed a huge jump in terms of insurance premium?
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Has anyone moved from a Mark 6 GTI to a Mark 7 R, and noticed a huge jump in terms of insurance premium?
Are you asking because you have noticed, or asking because you don't know how it will affect you?
Get an insurance quote on a comparison site, like the meerkat site for both cars and see what difference it will make for you in your circumstances.
For most, they'll likely see a reduction in their insurance premium for a change in cars like that - the standard ACC Radar sensor on all MK7 Golfs has brought premiums down for most people as you're less likely to dive up the back of someone (in theory).
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Not sure about the R but the MK7 GTI has been the cheapest to insure of all the cars I've owned. Just to give a rough idea, I'm 27, been driving 10 years with 8yrs protected No Claims bonus, clean license living in Lancashire and my annual premium is £365. Must have something to do with the ACC.
My previous car was a Passat CC GT TDI DSG 140 and that cost me £640 which I still didn't think was too bad when I got it at 25yrs old.
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When I moved from a 6R to a 7R the premium came down. :smiley:
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I paid an extra £54 to change for 10 months.
(+£25 admin thieving ******)
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I owned a 09 Mk6 GT (160) previously and moved to a MK7 GTI PP - the insurance for the Mk7 was £30 per year cheaper than the MK6, and the quote I got for a MK7 R (as I was consider one) was actually cheaper than the Mk7 GTI :shocked: Not by a great deal but this was for living in a city area with a more than average for car crime.
Yearly cost for me for the GTI PP is £375 with 11yrs NCD. I am happy with this but wish I could get it cheaper but that will never happen unless I move out to the sticks.
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Thank you so much for the replies, I was asking as I am about to ring my current insurer to enquire what difference I would pay when the changeover takes place. Currently I pay £245 per year, on a Mark 6 GTI with full no claims discount, legal cover and business insurance included which I thought was really good, and the cheapest I could find (tesco if you were wondering).
My worry was due to the performance ability, that insurers would demand a high premium, but it would appear that is not the case. Once the advice on the plate comes through will call them to arrange cover and see what the damage is.
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Just stick your details In one of the many insurance comparison sites to get a better idea.
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How long before they put your insurance up by £40 if your GTD/GTI/R is equipped with slippery Bridgestones? :grin:
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How long before they put your insurance up by £40 if your GTD/GTI/R is equipped with slippery Bridgestones? :grin:
:grin:
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As you have full no claims you are in the happy position of being able to simply ditch the current insurers without loss of discount if they play greedy on the change premium....
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As you have full no claims you are in the happy position of being able to simply ditch the current insurers without loss of discount if they play greedy on the change premium....
Too true, but also allows me to negotiate should they try :whistle:
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Thank you so much for the replies, I was asking as I am about to ring my current insurer to enquire what difference I would pay when the changeover takes place. Currently I pay £245 per year, on a Mark 6 GTI with full no claims discount, legal cover and business insurance included which I thought was really good, and the cheapest I could find (tesco if you were wondering).
I don't understand your concern... If it is worrying you, why didn't you do the research before you ordered the car? Even if it is twice as much, its only an extra £250 per year or ~£21 month... Is it really that significant?
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So what quote have you got from the usual comparison sites - you must do that before you speak to your existing insurer. Its usually cheaper to switch in this situation so long as you have full no claims.
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Thank you so much for the replies, I was asking as I am about to ring my current insurer to enquire what difference I would pay when the changeover takes place. Currently I pay £245 per year, on a Mark 6 GTI with full no claims discount, legal cover and business insurance included which I thought was really good, and the cheapest I could find (tesco if you were wondering).
I don't understand your concern... If it is worrying you, why didn't you do the research before you ordered the car? Even if it is twice as much, its only an extra £250 per year or ~£21 month... Is it really that significant?
Depending upon the situation it could be. If someone is at the limit they can or will pay for a car and running it, a likely £25 a month (they always want interest if you pay in installments) extra expense might be the straw that broke the Camel's back. In all likelihood though, swapping a MK6 GTI for a MK7 GTI or R will almost certainly result in a premium reduction due to the standard fit of ACC.
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Depending upon the situation it could be. If someone is at the limit they can or will pay for a car and running it, a likely £25 a month (they always want interest if you pay in installments) extra expense might be the straw that broke the Camel's back. In all likelihood though, swapping a MK6 GTI for a MK7 GTI or R will almost certainly result in a premium reduction due to the standard fit of ACC.
Exactly my point, if it is that tight... you can't afford to run the car... There's little point in buying a car you can't afford to drive...
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Depending upon the situation it could be. If someone is at the limit they can or will pay for a car and running it, a likely £25 a month (they always want interest if you pay in installments) extra expense might be the straw that broke the Camel's back. In all likelihood though, swapping a MK6 GTI for a MK7 GTI or R will almost certainly result in a premium reduction due to the standard fit of ACC.
Exactly my point, if it is that tight... you can't afford to run the car... There's little point in buying a car you can't afford to drive...
Not worried just curious. Before I researched I thought I would gain opinion from people who have already purchased or quoted.
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as already said by one poster...the PP equipped gti is the fastest car I have had and also the cheapest to insure..I still dont understand it..I pay the princely sum of 207 of the queens pounds (150 quid excess, safeguarded no claims)
but then I am middle aged with no points and a no claims dating back to the late 80's
but its still hilarious I can have such a capable car for next to nowt to insure
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as already said by one poster...the PP equipped gti is the fastest car I have had and also the cheapest to insure..I still dont understand it..I pay the princely sum of 207 of the queens pounds (150 quid excess, safeguarded no claims)
but then I am middle aged with no points and a no claims dating back to the late 80's
but its still hilarious I can have such a capable car for next to nowt to insure
Long may the safety gadgets continue.......