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General => Insurance => Topic started by: clancy on 17 April 2014, 22:10
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Looking at a mk3 gti, previous cat c write off. All been repaired and on the road a fair while so no issues with that.
Question is insuring it, is it going to cost much more than usual? Am I right in thinking I have to inform the insurance company?
Also As far as I can see the comparison sights don't ask, so is it a case of phoning everyone one at a time to get quotes ?
If anyone with experience can help I would much appreciate it :) sorry if these are stupid questions just haven't dealt with a write off before
Cheers
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How do you know it has been repaired properly? I wouldn't trust my life and that of family and friends in a car that has been badly damaged and repaired?
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It was written off due to the rear bumper and boot damage. It will be getting a seriously good inspection before I'd buy it to check everything is ok anyway, cars get written off all the time and still used, especially when the book value is about £400
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Good luck :smiley:
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Generally insurance is not an issue for a Cat C or D write off.
You do have to declare it to insurance companies but most take the view that as long as it has a valid MOT since being a write then this is ok.
For example, with Greenlight, you will declare it is a previous Cat C (if you did not know that it had previously been a write off, our system will let us know when we enter the reg) then we will give you a quote, which will be the same as it would be if it was not a write off. Sorted.
In the event of an accident, you would get a partial value back for your vehicle so basically you would get a percentage deducted as it has previously been a write off.
Hope this helps and good luck with the quotes, you are welcome to pm me your details to give you a call?
Dan @ Greenlight