GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: cheets7 on 17 November 2013, 18:01
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Guys!
Who bought there GTI/GTD on a PCP and was all the documents signed and finance sorted in the dealership in order to drive away that day? My dealer is miles away and I can't do two trips!
Thanks
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They'll try and get you in to sell GAP & Paint.
But you shouldn't have to do two trips.
They can get everything approved, and just tell you what proofs you need. I've emailed mine over to them so they can see them. They have been faxed off and it's all okay.
The only thing they need is to see my original proofs (driving licence, credit card bill, and utility bill) when I pick the car up. But that's all. Only the one trip to pick it up.
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I did it with my Mk6. Had to hang around for about half an hour, but that wasn't a problem with the free refreshments.
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Cheers guys!
I thought so, my dealer wants to do it all by post with the documents and licence etc!! What year are we in?
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I think they still fax off docs to the finance company - you will get an approval (hopefully!) before you come in to collect. If there are any issues you have time to sort them.
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So my dealer won't do it any other way! Sending docs in post for me to sign and return with licence by post! This sounds ridiculous as I post this. Collect Monday!
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They are not going to come to your home - you say they are to far for you to go them more than once - so unfortunately you are stuck with using the postal system!
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Tell them if that's the case, they can send a driver up, pick your licence up, take it there, but need someone to drive it back down to you.
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Reviving this topic as the subject is just right for my question. So question for you guys that bought the GTI on PCP finance as I am a little confused. Basically I had my car delivered at home yesterday. The lady that brought it has only given me a sheet o paper that I can use until I get the tax disc and another sheet of paper titled Vehicle Handover.
Now I have asked the dealer if I should get anymore documents from them and they said that I shouldn't get any documents and that everything is sorted. Is that right? I was expecting to get a copy of the finance contract, a V5 certificate and something to show I am insured for 7 days (I have applied for the free 7 days VW insurrance). Also the car came directly with my private plate, however when I signed the Confirmation of Registration Details form last week, the registration day on that form stated 7th of July which in my logic would mean that the car will be registered at that date with the private plate. Now I have also asked the dealer if that seems ok and if I can drive the car and they said I can drive it until then.
So my concerns are:
- what documents have you got with your PCP car?
- am I safe to drive the car until 7th of July?
- is the dealer fobbing me off with the documents?
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You arrange the 7 day insurance with VW insurance, not the dealer. When you phone them up they send/email you and the dealer a cover note. The dealer shouldn't be supplying you with any insurance docs as its nowt to do with them.
I would have thought legally you should have gotten a copy of the finance agreement although it my be posted out
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The PCP has nothing to do with being able to drive it on the road. If the supplying dealer has given you the car then you would assume you have signed the finance papers for it. If not like I said its got nothing to do with the legality to drive the car.
The V5 comes from the DVLA not with the car. It will usually be delivered within 10 days to the registered keeper.
You don't need a tax disc when getting the car from a dealer. They apply for it and again it will be sent directly to the registered keeper usually within 10 days. Its perfectly legal to drive on the roads like that.
Like Peterdoherty has said its yourself that applies for the 7 day drive away insurance. Have you done this? As it would be really unusual if the dealer ha let you drive it without insurance a they need the insurance details first before they can tax the car.
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Hi guys, thanks for taking the time to reply.
Yes indeed I have the cover note on my e-mail from Vw finance, I only thought that the dealer will provide some document as well. My mistake here.
Regarding the finance papers, I have signed them and returned them to the dealer together with my identity documents (drivers license) and proof of address. I was just wondering if I should get a signed by the dealer copy of that contract.
If I don't get the V5 form until my 7 days free cover expires, will I still be able to set my own insurance on the car? I know they usually check to which car the number plate is assigned but at the moment If I do a quick plate check it says it is unregistered.
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You don't need a V5 to get the car insured. Just give them the registration that is currently on the car. Like you say it may not be in their database yet so you would just go through the car details manually. Or if you have the original registration number give them that but tell them it is now on your private plate. I'm surprised though that the dealer has already put your private reg on the car as that usually takes about 10 days to do by the time you send it off to DVLA and they return it. I wonder if your car has been with the dealer for a couple of weeks before you got it?!
Yes you should have a copy of the finance documents. I would imagine that is a legal requirement. If you want, I can send you a copy of mine with my details blanked off obviously :grin: so you know the kind of thing your looking for?
I'm unclear why the woman / dealer has said you will be all right to drive the car until the 7th July?! Is that when the drive away insurance is valid till?
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Good news, just got today the V5C form posted to me by DVLA and the tax disc as well.