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General => Insurance => Topic started by: AndyWard on 01 November 2013, 10:45

Title: Trackers - Worth it?
Post by: AndyWard on 01 November 2013, 10:45
How much would actually putting a tracker on the car save on insurance, is it worth the cost of the tracker compared to the insurance saving,

I know hard to give exact numbers but do they affect quotes that much?

Thanks
Title: Re: Trackers - Worth it?
Post by: barrym381 on 01 November 2013, 10:54
do you know they can be blocked with a cheap gps blocker  :sad:
Title: Re: Trackers - Worth it?
Post by: skyinsurance on 01 November 2013, 11:25
It is impossible to answer, your price could actually go either way with some insurers.

In our case, we only usually ask for trackers for high value/risk cars and in certain high risk postcode areas.

Thanks

Ollie
Sky Insurance
Tel: 01707 642552

(http://i282.photobucket.com/albums/kk253/skyinsuranceollie/skyfbimage_zpsf8bef167.jpg) (http://s282.photobucket.com/user/skyinsuranceollie/media/skyfbimage_zpsf8bef167.jpg.html)
Title: Re: Trackers - Worth it?
Post by: AndyWard on 01 November 2013, 21:39
do you know they can be blocked with a cheap gps blocker  :sad:

Not surprising tbh

It is impossible to answer, your price could actually go either way with some insurers.

In our case, we only usually ask for trackers for high value/risk cars and in certain high risk postcode areas.

So in most cases would be a personal preference rather than any form of saving or requirement :)
Title: Re: Trackers - Worth it?
Post by: skyinsurance on 04 November 2013, 13:18


So in most cases would be a personal preference rather than any form of saving or requirement :)

In our experience, yes.
Title: Re: Trackers - Worth it?
Post by: legg360 on 04 November 2013, 19:48
I had a look at getting a tracker fitted to my bike as they are so easy to steal, cost was around £300 to be fitted then like another £45 a year for the subscription but my insurance only went down by like £20.

Id say get a quote for fitting and then the year cost every year after, then phone your insurance company and ask them how much you will save.

If you not looking to save money and jus have it as piece of mind as some of the trackers phone you/ text you when the car is moved towed lifted ect then I might be worth it to know your baby is still going to be there in the morning.
Title: Re: Trackers - Worth it?
Post by: skyinsurance on 05 November 2013, 12:36
I'm of a view (more so with new high value cars & Motorbikes) if someone else has been driving/riding it without my permission, I'm not sure I'd actually want it back.
Title: Re: Trackers - Worth it?
Post by: AndyWard on 13 November 2013, 10:08
I'm of a view (more so with new high value cars & Motorbikes) if someone else has been driving/riding it without my permission, I'm not sure I'd actually want it back.

Could be one way to look at, defiantly not going to bother with one me thinks
Title: Re: Trackers - Worth it?
Post by: mcgee9t2 on 13 November 2013, 12:45
I'm of a view (more so with new high value cars & Motorbikes) if someone else has been driving/riding it without my permission, I'm not sure I'd actually want it back.

Thats my view too.
wouldnt feel right.

would be like sleeping with your girl friend after your mate has had a go of her the day before  :grin:

from what iv seen, the cost of installation and anual charges for trackers almost outweigh the cost saved on insurance.
Title: Re: Trackers - Worth it?
Post by: wegotitugetit on 10 December 2013, 14:52
wife passed her test not long back when we looked at insurance they said it would work  out cheaper with a treacker when we asked who much they said £3.00 less but if you drive like a numpty it would go up  :laugh:
Title: Re: Trackers - Worth it?
Post by: legg360 on 10 December 2013, 15:29
Think we talking about theft trackers not the insurance monitoring trackers for your driving... I remember a few years back a mate had of those trackers where if he drove after 11pm he would get a £60 fine, he paid more in fine then in what he saved!!